Hi Chaps,

In need of a bit of advice/guidance, got a defaulted credit card on my file which drops off the file early Dec 13. its been passed around all the usual DCA's latterly with 1st Credit. Never acknowleged any letters or made any payment. 1st Credit seem to have rather active by sending...

I had a credit card with MBNA with about £500 outstanding. I haven't paid since 2009 when MBNA refused to pay out on PPI claiming I had the "wrong kind of unemployment". I haven't made a PPI reclaim just put this one to the back of my mind.

All has been quiet since the account...

Over the last few months, i have noted an increased number of people contacting the firm, but being unable to engage the firm to represent them due to the fees.

It is undoubtedly true that for a law firm, there are pretty heavy overheads and as a business, you need to make profit. The problem...

Hello,

Hope someone can help, I'm not sure what to do on this.

I received a letter today from Bryan Carter Solicitors. They are writing regarding an old Barclaycard account that was with Lowell.

When Lowell took it over I wrote explaining it was in dispute...

The Bar Council has published a free guide for LIPs in the wake of the Legal Aid cuts introduced yesterday. The useful part starts on Page 9 of the PDF:

http://live.barcouncil.netxtra.net/m...online_use.pdf

It covers various aspects of going...

Cant seem to find where to put this, .........
hi, am looking for some advice re. Marlin dca, they have sent me notice of assignment for two hsbc debts, one cc and one personal loan, have not paid or made any contact with anyone since june 210' but after looking through my 'stuff' I would say...

Hi,

a couple of years back i discovered on this forum that an egg credit card debt that was being pursued by a debt company maybe unenforceable due to the credtit/approved limit wording.

So,I followed the procedure requested the original agreement etc, and turns out that my...

When you send a cca request you should get back
A copy (or recon) of your executed agreement
A set of terms and conditions at account inception
A statement of account
A set of terms and conditions from? I have read both time of default and also current. If there is a long time...

New CPR 31.5A looks set to shake up the disclosure process in England & Wales, reports Garry Bernstein

The principle that the costs of conducting litigation should be proportionate and satisfy the overriding objective is long-established in the Civil Procedure Rules (CPR). However,...

From the OCC index Power League.

"In fourth place, Marlin continues to
move up as a result of another strong year
building its position in litigation-quality
debt, and that differentiation appears to

be paying off with some excellent financials."
...

lewis investigations services to close

This is a duplicate of the Blog Entry made on 2nd November 2012 18:59.

ewis investigations services (LIS) is to close as the parent company looks to refocus on core areas. Parent company lewis group will now focus on...

Click...

Hello

Lending Stream seem to have passed my debt over to 'Credit Resource Solutions'

I've recieved a few emails off them, basically i've asked for a breakdown of all payments made, charges added, interest added etc.

I've recieved a letter from CRS, I can scan...

Hi Everyone.

Firstly I would like to say thanks for all the posts and information being shared on here - I have found it really beneficial.

To cut a long story short I had problems in the past and got into debt, most is now sorted with the exception of an account with Cabot....

Where litigation goes wrong for everybody – costs in the Brit Inns case

The costs judgment in Brit Inns Ltd v BDW Trading Ltd could be seen as an encouragement to defendants to make Calderbank offers where the claim is exaggerated and they do not think it fair that they should...

Hi Niddy and all -
I am asking for a bit of advice on which way to go with a matter between me and the above bunch of scum. In January 2010 I issued a s78 request and received a lot of rubbish back from them, just a signed application card and some pre printed T&C's. Since then this has...