Can any one advice me in respect to the regulations of Agents, acting in a dual capacity for a Regulated Mortgage firm. providing first charge mortgages, following an account falling into to default. The firm concerned provides the lender the following facility: ( Please Note the Soliciters reffered...

2yrs ago i started a claim with shop direct re ppi reclaim,refused Then to FOS agin regected. I put it to the adjudicator refused again in a letter today.
The expanation is detremental to the ins company
1. not clear it was explained or wether i gave consent
2.aviva says advise...

Hi Guys.

Come over to my mothers this morning, to see she had found an old loan from the Midland Bank dated 21st December 1998.

On this agreement there was Credit Protection Insurance, which as i understand is what they call PPI today.

Really what im looking...

The Acenden Action site has been closed down but had in just two years over 100000 hits. The site was supporting a large number of people to resist attempts at repossession by Acenden a DCA acting on behalf of a range of former Lehman companies such as Southern Pacific Personal Loans, Southern Pacific...

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Afternoon all,

Scrappy Coco again requesting more help.

Sent a schedule of charges to Sainsburys for a refund and they basically told me to get stuffed.

Sent a LBA and they told me to get stuffed again.

So I want to take them to court, where do I start?...

Hi all,

Another thread already and I've only been on here a week

Can someone have a look at the following I'm about to send Barclays aka Sharkleys

This stems from my comments on the Financial Ombudsman Service - SuperComplaint - Page 2 - allaboutFORUMS...

As a result of some shocking recent case studies from the FOS, we are starting a new thread to deal with all cases of mis-treatment, abuse and wrongdoing.

Please do not be libellous in your post and instead stick to facts. Please tell us:

1. The complaint and who it was...

I was wondering if any one knows do FOS adjudicators have any formal financial Services/banking training???

I have a dispute with the Bank of Scotland aka Halifax t/a Marbles.

Complaint relates to Arrangement to Pay markers (APs) dated Jan/Feb 2010 on my Equifax credit file and marked as March-May 2010 on my Experian credit files.

I also complained about late payment markers...

This may be useful if you have been told by the Financial Ombudsman Service (FOS) to pursue the underwriter/insurer.

This may happen for a number of reasons.

The broker may be dissolved (this is in my case)
The broker may not have been regulated as such by the FSA,...

Hi di,
Just wondered if it would be ok to start a thread on here ,reporting on my various ongoing reclaims,of which there are a few....
Let me know if its ok and whether or not it would be ok to detail them all on one thread.
Matty.

This is a complicated one, its still with the FOS and have been on and off for the last few years, its because these are the insurers/underwriters of the loan broker.
The loan broker Click Finance dissolved, then I tried with the lender Endeavour, they were not having it, so the FOS suggested...

Small loan from unwelcome finance in 2003. ppi was frontloaded. Usual advice that i couldn't get the loan unless i had their insurance.
Loan was only for £500 over 12 months. Got windfall 5 weeks after taking loan out and asked for early settlement. Was quoted over £950 !!!!

Anyway,...

Hi guys.

I had a loan taken out in 2003 which i had ppi on of £991 which was front loaded. It was with GE Money, but the broker was Compass Finance.

Sent ppi claim to GE Money but they directed me to Compass Finance. Compass Finance went into default in 2008 so my only route...