free template letters
This new section is where we'll give members some template letters, without the need for having to subscribe to AAD+. The templates within this section can be posted publicly on the forum, however they are not to be used away from AAD (ie posted elsewhere for others...
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AAD Free Template Letters
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SRA decides to stop regulation of insolvency profession
THE Solicitors Regulation Authority (SRA) has decided cease regulating solicitors who act as insolvency practitioners despite opposition from the profession. A consultation was held on SRA regulation of solicitor insolvency practitioners in November last year in which IPs were opposed to the plans....
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Reports of fake law firms double, says SRA
Reports of fake law firms double, says SRA
This is a duplicate of the Blog Entry made on 4th March 2015 14:29.
*Reports of fake law firms have increased by 125% in the last two years, according to figures from the Solicitors Regulation Authority (SRA). *...
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Card Protection Policies (CPP) - We're STILL Being Scammed !!!
I have seen several other CPP reclaim threads here, but am starting my own, as it may be of interest to those who have received refunds from CPP Ltd. - who were ordered by the FCA to repay the premiums they received. Other CPP firms (eg., Sentinel, etc) may also be involved. CPP was recognised as a...
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Wife's Barclaycard account now with MKDP
We have received a copy of the application form and reconstructed T&Cs for my wife's Barclaycard account from 2004 which has been sold to MKDP from a CCA request. Part of the copy is unreadable. There doesn't appear to be any details as to APR or repayment etc unless it is in the unreadable section....
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Police request for driver information
Looks like I did 38mph in a 30 zone last week. Police want driver details not sure of the fine yet but could be 3 points and 60 quid. I'm hoping it's a speed awareness course though! Sneaky copper was hidden with a gun.
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HFC PPI Claim Successful, but Significantly Understated
In May this year we sent off a PPI Questionnaire to HFC Bank (now HSBC) covering a loan taken out in 1990 and a flexi-loan (where you are issued with a cheque book, etc.) taken out in 1991. On 31/7/14, we had a letter back upholding our claim. We had to fill out and sign a form accepting this redress....
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Santander Default
Hi Guys,
Im new to the site so please be gentle!
I am after some help regarding a default I have received with Santander in September 2012. The default amount was £1482 on a current account that mostly amounted from charges from them. I cleared the balance as soon as I was...
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Section 75 Claim For Unfinished Building Work
Hi Everyone,
I am after some advice as to whether I could claim under section 75.
I had some building work completed in June which was to install some drains on my existing patio and at the same time, install a soak-away and extend the patio.
Most of the work was...
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Review of TV licence enforcement
Ministers are to review how payment of the TV licence fee is enforced amid concerns about the number of people appearing in court for evasion.
Culture Secretary Sajid Javid will say more than 10% of all cases heard by magistrates involve TV licences and question whether the system is working....
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Shaming of bully banks: We DID intimidate customers with fake debt collection letters admit bosses
Shaming of bully banks: We DID intimidate customers with fake debt collection letters admit bosses
This is a duplicate of the Blog Entry made on 6th September 2014 09:33.
*HSBC, Barclays, Santander and RBS/Natwest all admit using the trick* *Treasury committee said banks...
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FOS loophole exposes contradictions
A warning from lawyers that consumers can still accept a Financial Ombudsman Service award and sue for more redress in court exposes some worrying contradictions in the system.
This week, Money Marketing reveals a Court of Appeal ruling in February which held that a complainant...
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Unpaid council tax Problems
Thank you Pixie and yes one of the debts is council tax how can this be sorted as it was 5 years ago?
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Banking Complaints.
There are not many places one can voice a complaint against a bank and make a reasonable record of so doing.
Facebook page, "The People against Lloyds and TSB" is a good place to start.
This site has only been going a month or so but the site owner has already conducted...
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Help & Guidance to reclaiming CCP
Help & Guidance for you to reclaim CPP.
http://www.which.co.uk/consumer-rights/action/letter-to-claim-redress-on-a-mis-sold-credit-card-insurance-policy
Letter to reclaim mis sold CCP.
CPP Ltd mis-sold thousands of insurance policies on credit and debit cards...