Hi

I have been getting a lot of help from a delightful person who now is busier than he needs to be with personal issues, thus my reason for writing here.

A DMP has been arranged with my creditors, but some have now passed the debt to collection agencies who are demanding...

Hi there - tried to join here this morning only to discover im already a member!! Dohh

Anyway - Im helping my oh fill out a ppi claim form for an Egg loan.

In June 2011 he received a letter from Egg Loan saying his loan was being transferred to Arrow and would be serviced...

Hi all, just going through paperwork having just heard all about this ppi rip off and i have a couple to go on but would need to know about if they are too old etc.

1)

Loan Was with Hamilton Direct from 2001 for 3 years. i have the credit agreement and a covering letter...

Hello one and all,
I have been thinking long and hard about putting a message up on here and have finally had the courage to do it!

Basically, until a year ago everything was going smoothly, everything was being paid and my family was managing ok! Then just less than a year ago we...

Hi,

This is my first time posting. I was refered here from another site where I wasn't getting much help. Wish I had found you guys 3 years ago before I got stung by a CMC to look at UE's! Basically my payments into my DMP are going to have to reduce in the near future as I have...

hi all
thanks very much for the welcome's i have recieved.
over the weekend i have thought over my situation and got my information together and would like to give ue a go.
ok in total i have 12 accounts(1 ccj) (all pre 2007) totaling £94k this includes wembley stadium which i might...

Well hello to everyone...

After much reading for the last few weeks I think I need a change of approach. A brief update to all about my situation and realisations I have made.

In 2005 I found myself in financial difficulty I had £32000 worth of debt very irresponsible (lesson...

The Background is had credit, lost job , started CCCS had two children and carried on paying CCCS.
Egg applied a Default, HSBC applied a Default, Vigin Credit Card applied lates so a pretty screwed Credit Rating.
Never really looked in detail at the debts as life was so busy, I am sure charges...

Background:

When I was young and stupid I applied for a credit card. When it dropped through the letter box, I felt so grown up. I was very sensible, and paid it off every month for a year. Then I decided to go on holiday. And applied for another credit card to pay for it - hey, it...

Hi all,

I did a CCA request a while ago for an old egg account, they sent something back which was good enough for me. It's been passed through a few more DCA's since then.

The latest one I haggled with for a while, they wouldn't accept a 30% F&F, but would accept...

Had a letter in the post today from Egg. My first in 12 months. I think its a notice of assignment to "Britannica Recoveries S.a.r.l, t/a Arrow Global Receivables Mgt Ltd."

Anyone heard of this shower?

Background: I defaulted on this loan in 2006 and entered...

Hi Di,
Niddy told me to post in here as I have a loan with EGG which is UE under s. 18 however there is £8K's worth of PPI on it. I took the loan out in 2006 and was told at the time that I had to take out PPI because the loan was for such a large amount and that I couldn't have the loan if I...

Here’s a bit of background. I started typing an essay on all the negative things which have happened to me to get me to this point but it’s too personal to go into detail. Suffice to say that it includes failed relationships with financial implications and many emotional issues which I have been...

DMP with Payplan started June 2007 for all accounts

1) Northern Rock LOAN (re-signed agreement to remove insurance Jan 2010 - oops!)
Outstanding amount: 15,283
Last paid full amount: June 2007
Defaulted, own by Northern Rock (Asset Management) plc

Action:...

Hello! I've 9 creditors and been on DMP with PayPlan since Nov 2006.
I would like to know if my CCAs are unenforceable so that I know where I stand when I offer them F&F settlement and hope to remove the defaults on my credit file.

CAHOOT LOAN

Started :26/06/06...