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Riz started a topic Payday loan companies encouraged to switch to direct debits as they are less regulated?in Payday LoansPayday loan companies encouraged to switch to direct debits as they are less regulated?
Slightly concerning email I saw earlier, suggesting that PDL companies may switch to direct debits as it is easier for them to abuse that system when taking payments instead of CPAs now that the FCA is toughening up on those?...
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Overpaid energy direct debits:
Overpaid energy direct debits:
This is a duplicate of the Blog Entry made on 18th February 2014 16:15.
*Energy firms are changing the way they refund overpayments to their direct debit customers. Our table shows what your supplier is doing* More...
Click to...
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HSBC Possible miss-sell of Account "Benifits" reclaim?
Hi peeps.
Basically, my mother has had a HSBC account for quite some time. She mentioned to me a few weeks ago she was paying £12.50 a month, when i asked what this was for, she said, i think its a charge for using cheques and direct debits.
I told her it was strange as my...
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Restarted direct debits investigated
Restarted direct debits investigated
This is a duplicate of the Blog Entry made on 26th May 2013 08:26.
The information commissioner is seeking answers from a company that has reactivated its former customers' old direct debits without their...
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first bank account for my 15 year old daughter
Anybody got any views whats the best first time bank account for my daughter, she already has a building soc account, but now wants a cash point card.
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Blow the lot and run away
Hello ladies and gents. First time posting on here and i have a very controversial question, but i'm sure it's gone through many people's heads before.
In laymans terms, What's stopping me from purposely going right upto my £8k limit on my barclaycard, then going over my £2K Barclays...
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CPAs and overdrawn HELP
Hmmmm
So as mentioned before i have 4 PDLs i am trying to sort, just starting out.
My Barclay's account is a normal current account but with NO overdraft and no line of credit. When i last looked at balance about a week ago it was about £1.20 in credit (i know sad!). Today...
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Eze-Talk
Guys
Need some help for a mate - anyone know anything about this shower?
--> Eze Talk Telecom | Eze Talk Telecom
Basically I need the CEO name and anything juicy regards mis-selling and taking contracts out in peoples names without their knowledge.
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Like a dog with a bone...
In the grand scheme of my debts this one for an alleged amount of wait for it £166 most of that in DCA charges is like a flea on my back I can't get rid off.
It relates to my old home insurance on my property I vacated and is being repossessed. In December my renewal became due on this...
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Severe Debt Help Needed ........ :(
Don’t know where to start I’ll keep it brief any details just ask.
Firstly I’ve been hiding behind my debt for years and afraid of legal action etc and this has affected my confidence im o.k now, ive finally realised that I’m not the only one...but everyone...
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Sold on bank account - Cabot - DCA
Morning folks..
I have a question regarding a bank account that was sold on by Barclays around 2008-09 with a balance of £1300 ( all charges + Direct debits that were not cancelled when requested )
Currently with Cabot for the last year or so going back and forth waiting for paperwork ,...
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For friend/Bank did not go into unused OD
Ok had a mate on the phone, will call her Shelley (not her real name), she said she had a call from Co op to let her know that one of her standing order payments did not go out because of unsufficient funds, but they have put this right on the phone and she will not be charged.
However,...Last edited by di30; 13 April 2012, 16:50.
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Theyve taken all my money - HELP!
Hi all,
I have an offset mortgage account. I rented out the property 6 months ago. I informed the bank and over the phone they said this was okay.
I fell into arrears. When speaking to the lender 6 months later on the phone about getting help, they flagged to that I have not...
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New Cheaper and Easier Alternative to ‘Free’ Banking
New Cheaper and Easier Alternative to ‘Free’ Banking
This is a duplicate of the Blog Entry made on 8th February 2012 22:08.
The first fundamental change to the way Direct Debits can be set up and managed in 40 years has been launched today. The new service offered by...
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Yet more HSBC blunders This time Direct Debit related
Basically i have my direct debits set up to coincide with getting paid.
The main 1 being the rent which at £183.74 a fortnight on my payday has been fine for the last 6 months
However i get paid 2moro and for some reason HSBC have collected the Direct Debit 2day. A day early....