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SB Question
I have 4 outstanding accounts that I am not paying. The last payment on these was to the CCCS when I was in a Debt Management Plan. They then divvied up the money to my creditors at the time. The last payment I made to CCCS was in November 2007. My payment would have been made around the 27th/28th...
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MBNA Reclaim PPI although debt sold??
Hi,
I owed over £10k to MBNA on a credit card taken out online circa 2003 - change in circumstances meant payments were not fulfilled, defaulted and eventually sold to a DCA. After getting a CCJ (which I subsequently got removed with some help) I have agreed a full and final settlement...
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PPI on old RBS Loan???
Hi
I've posted here a long time ago regarding an unenforcable loan that I had with RBS.
I am wondering whether I can claim back ppi on this or not.
Original loan taken out in 2002 for £4600 with £1163 insurance loaded on top.
Full payments made...
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Barclays reviews overdraft fees in bid to break from 'sins of the past'
Barclays reviews overdraft fees in bid to break from 'sins of the past'
This is a duplicate of the Blog Entry made on 23rd September 2013 14:14.
Barclays is launching an unprecedented review of the overdraft fees and charges faced by nearly 12 million of its current account...
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Barclays s.77A, 86 & 86 /E notices
Morning
Have you taken out a loan with Barclays since 2008?
If a Barclays customer has ever had a loan agreement with Barclays since 1st October 2008 then we understand either some or all of the s.77A, s.86B, s.86D or s.86E statutory notices have defective templates . The net...
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Unenforceability Help Required
Hi All
I have been requested by Niddy to seek your support
I have had a credit card in dispute for over a year as bank have been unable to provide me with a signed CCA and advise they do not have a true signed copy
this matter has also been all way to FOS where...
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Default?
I was on an AP with one company, regarding my overdraft.
They appear to have pulled it over the weekend, to £0 - so although I was within the monthly payments (been under the reducer each time so far), I can't access any of the money.
I'm going to phone collections in the...
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Free virtual machines to run IE8/9/10/11 on Windows XP/vista/7/8/8.1
Linky > http://www.modern.ie/en-us/virtualiz...ools#downloads
Free, working for 90 days, Windows for testing of Internet Explorer versions.
Can run and whatever other software you please while doing so.
They run on Virtualisation Software like Virtualbox,...
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Pro's and Cons
First of all let me say I haven't really thought too deeply about this, but...what are the pro's and cons of going down the UE and possibly SB route as apposed to taking out a DRO ?
On the face of it, one takes 6 years and a fair bit of hassle, while the other (DRO) takes a few quid and...
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Barclays Advance Account
I have been searching the net for information on this Advance Account for several years. Hardly anything to be found. I remember that they wrote to say that they were withdrawing it.
Have now found the letter January 2011 "We are withdrawing our Advance product." withdrawn on 25 March...
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MBNA Virgin Credit Card PPI (awp)
Hi,
I have recently set off on the process of a PPI reclaim on a Virgin (MBNA) credit card that I had operational from between 2003 and 2011.
The account is closed however I have many of the old statements showing "payment protection cover" which at some point...
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Barclaycard Masterloan PPI (awp)
Hi All,
I have recently set off on the process of a PPI reclaim on an old Barclaycard Masterloan that started in July of 2003.
A "Premium Loan" of £2,049 appears to have been front loaded onto my £12,000 loan and so I have recently (10th June) sent the ppi...
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ekim's UE Diary
> WORK IN PROGRESS <
Background
In 2011, the tenancy agreement in my old student digs came to an end. As I was no longer a student, I needed to find private accommodation. I formed a group, and we all got along well. We found a house, paid non-refundable letting agency fees,...Last edited by ekim; 15 June 2013, 16:27.
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Possible candidate for UE?
Hello I’m looking for some advice.
I used (x5) low limit credit cards and a student overdraft pretty unwisely to fund myself through the final few months of my degree and to relocate for my first job. Unfortunately I had to leave my job due to ill health and I wasn’t able to pay any...
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Great explanation of loans/cards robbery
Hi all,
Dont know if this is the right place to post this but since we are mostly on the UE route here it is always a good idea to know how the game works before we can play it properly.
Hence i came across this bloke and he explains the system fantastically, even for idiots...