Morning all

Back in June 2009 when my OH lost his job, I stopped paying my LLoyds TSB credit card. It was a card which was issued as standard with an account back in the day (1994ish) but for some reason it was changed in about 1998. I did CCA them in 2009 and received all the usual...

Council blocks payday sites to residents

This is a duplicate of the Blog Entry made on 26th June 2013 19:25.

Cheshire East Council has blocked access to payday loan websites on its public computers. The local authority said its cabinet agreed to restrict...

Click...

I am compiling a list of all banks/lenders from 2006 - from those below can you notice any missing and if so, name them in a reply to the thread please.

I am aware that nowadays a lot of those listed will not be in existence but that's irrelevant, I want to list all lenders for a specific...

Hi

Thanks to invaluable help from Niddy I have now got no defaults on my Experian credit file but credit score is only fair as I have £ 9,000 of credit card debt against a limit of £ 10,000 which makes my position look stretched. This is because in the past few years every time...

http://www.bbc.co.uk/news/uk-england-leeds-22029657

Of course he has all our deepest sympathy

The Government has failed in its attempt to prevent legal action against its controversial Bedroom Tax, after a judicial review of the decision was granted permission to proceed in the High Court, lawyers Leigh Day have announced.

A Judicial Review of the Government's controversial decision...

My daughter has moved out she has managed to save a deposit and buy her own 2 bedroom flat and we are delighted (not least to get our bedroom back as she is nearly 27!).

Her flat is a ground floor one and is literally 2 streets away on a quiet estate with the same first bit of postcode...

Morning all. All is currently quiet on my UE diary (dropped to page 4 at time of press!).

My question is as follows:-
I currently have 25k of adverse credit. Some is enforceable and some is UE. All were defaulted with the CRA's between March and May 2007 so in theory will drop...

Hi guys

New here, discovered this forum through Niddy's posts on MSE and seems like I have been reading nonstop for days. Wonderful site and so pleased to have found it

I have some issues which have been dogging me for years regarding my address. I have been dutifully building...

Appeal judge makes first decision reversing “unfair relationship” finding: Conlon v Black Horse Limited

Appeal judge makes first decision reversing “unfair relationship” finding: Conlon v Black Horse Limited - Lexology


Introduction

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Dealing with fishing expeditions

Dealing with fishing expeditions - Lexology





Recently we’ve seen a number of disgruntled employees exercise their rights under the Data Protection Act to make Data Subject Access Requests of their employers....

Consumer Credit Act default notices

Consumer Credit Act default notices - Lexology



Ian Karl Robert Brandon v American Express Services Europe Limited [2011] EWCA Civ 1187

What?
On 25th October 2011, the Court of Appeal handed...

Just thought id share something my wife told me yesterday.

Her work were planning a xmas do in November, and had hired the same place as last year.

Some of the directors thought it wasnt fair to spend money on a party when most of the staff wont be getting a wage increase...

Hi folks

Have just received the attached letter this morning and I'm at a complete loss as to what it's about.


I have no connection with the 'Bank of Scotland' as far as I'm aware.

I haven't edited the letter in any way. It contains no account information,...

http://www.bailii.org/ew/cases/Misc/2012/10.html

IN THE CARLISLE COUNTY COURT

Case No: 1HG02053

Courts of Justice

Earl Street

Carlisle Cumbria

England

CA1 1DJ

22nd March 2012
...