Hello I hope someone can help please.
i am trying to help a friend of the family who is not well.
basically he has applied for. Remortgage but turned down, on both Experian & Equifax credit files is an entry from Hillesden Securities
default date 30/09/2011...
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Experian Credit Score, ZERO? HOW?!
Hi guys,
My fiance and I are moving out and I've just checked my credit report and it's score is now 0, it was like 156 before, but I have positives on my credit report, not just negatives. Yes more negatives than positives but still, surely it should be more than 0?!
Thanks...
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Number of financial accounts & defaults?
Just a quick question regarding default entries.
I know that when a debt is sold and the new owners start to report on the cra, the previous default is marked with a default satisfied date and balance £0 and the new owner carries on the reporting under its own name.
When checking...
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Just Found Out About a CCJ!
Good Morning All,
So this morning, I decided to check my Experian Credit Report for the first time in years. And I was appalled by what I saw, a CCJ aged 2 months old lodged in Northampton County Court. It was sent to an address I have not lived at since 2011. So I tried to find out a bit...
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MKDP Listing a wrong linked address on my CR
Hi guys,
For some reason MKDP (DCA from a Barclaycard CC I had) have listed an address on my CR without me even living there. I've never lived there or had an electoral roll application there. I've asked Experian to remove it but MKDP have said it's accurate and are refusing to remove it,...
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Debt PAID IN FULL, Equifax still showing it as owing
Right, I'm fuming now!
In early March, I was in a position to repay an outstanding debt over an overdraft from an account that Barclays had closed. I'm in a better financial position than I was when the account was closed and I thought that paying it off would help improve my...
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Santander 123 card
Our joint account is with Santander and is fine - we have a small savings account attached to it and no overdraft - we have had it for over 9 years. Out of the blue they sent us an email saying did we want a credit card - I resisted for ages but in a slightly drunken state on Good Friday evening I...
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Natwest - loan and overdraft
Dear All,
I've a Natwest overdraft and Natwest Loan that I am trying to update the default dates on because the overdraft I believe is about 2 years later than it should be and the loan is yet to be registered as defaulted and shows about 5 years worth of late payments markers.
...
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Does this look like a valid Default Notice to you?
The FOS staff member looking at my complaint against Barclays sent me a pdf of this letter today, which I have never seen before incidentally, and told me that this was their default notice for my overdrawn account...
[img]http://i61.tinypic.com/2v3ik3k.jpg[/img]
Now for starters, that...
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Default Question
Hi Everyone,
I have a quick question regarding defaults.
I know they last for 6 years but remain on your file for a few weeks after until they disappear.
During those few weeks, are they still visible if a lender were to do a search or are they only visible for...
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Default - Santander Student Account
Hi All,
Hope I'm following correct procedures here as I'm new to the forum.
Basically whilst at university I had an account with Santander. A mixture of illness at the time and general 'being a student' meant that the account wasn't kept well in order, I was often maxed out with my...
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Not sure if this is correct sub-forum but Default help required
In a DMP for last 6 years, and have default notices on credit history from 4 creditors that drop off in about 6 months. Just spoke to the DMP co. (Payplan) who stated that
"A Default Notice stays on your credit file for 6 years from the date it was issued and will make it difficult...
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National Hunter (& CIFAS) - how will my SAR's be recorded and/or notified to their members
Hi- am hoping I can get some direction to help me make a decision as to whether to apply to get my file from N Hunter and/or CIFAS. I have been looking through other threads here and think the help and direction given to people has been nothing short of marvellous (I refer to Never-In-Doubt's assistance...Last edited by Devonloch; 8 February 2015, 18:49.
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council tax
Hi. Can the council get a ccj against you without us actually going to court?
They have just put it on credit file.....? We haven't been to court!? So are confused. We were not served any papers prior to this either. Help please. Thank you very much.
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Limited Company CCJ issued in error
Hi Guys,
I hope i'm posting in the right section. I recently got a a credit report for a company only to find we have had a CCJ issued against us. I know for 100% that this was incorrect. I rang Northampton CC with CCJ number and asked them which company registered this against us....