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I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
Vanquis sent e-mail to let me know I have not made the correct payment account in arrears, pay now or make a promise to pay.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC & VANQUIS CREDIT CARD
Originally posted by Never-In-Doubt View PostWrite back and say
"please clarify how I can call you without a phone? Surely that's as impossible as my finding at least 7ppm to pay for any such call. I am happy to deal with this via email which is free. Kindly respond to my last email and the points raised."
E-Mails re-sent to Vanquis. to-day
The dearer the Interest Rates, the companies take an aggressive view, as their ill gotton gains will be affected, time for this country to wake up and be allowed to hold Barrack Room court marshals on the Managers.CEOs there is an idea,! rant over for now.
Thanks for contacting us.
This email is confirmation that Very has received your enquiry.
We know you will want a speedy response from our Customer Services team so we will get back to you within 6 working hours.
We are open 7am to 11pm everyday and your reference number for this enquiry is: XXXXXX. XXXXXXXXXXX.
Kind Regards,
Online Customer Services
Your message:
2nd Application pls respond to the last e-mail to yourselves.
Response 9th Feb to the e-mailLast edited by The Tech Clerk; 10 February 2013, 22:08.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
no response yet! = vanquis or VeryLast edited by The Tech Clerk; 10 February 2013, 10:05.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
Very have added charges again, so my spreadsheet updated.Last edited by The Tech Clerk; 10 February 2013, 10:08.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
Part of earlier response from a few days ago|:- from Very (shopdirect)
Thank you for your e mail regarding a possible payment arrangement.
> >
> > Unfortunately we are unable to accept your offer as it does not meet our
> > minimum payment criteria.
> >
> > Please contact us on 0844 822 4090 within the next 7 days to discuss the
> > options available to you. If we do not hear from you, we will assume you
> no
> > longer require our assistance in this matter and we would expect normal
> > payments to resume.
> >
> > Please note that failure to bring your account up to date will lead to
> > administration charges being applied to your account and could affect
> your
> > ability to obtain future credit. Your account may ultimately be passed to
> > external debt collection agencies.
> >
> > Thank you for your email about payments for your account.
> >
> > We have a specialist team who will look in to this for you. I have
> > forwarded your email to them and they will contact you within the next
> > three days.
> >
> > I'm sorry for any delay in resolving your enquiry but we'll be back in
> > touch as quickly as possible.
> >
> > Thank you for your patience and I apologise for any inconvenience this
> may
> > cause.
> >
> >I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC & VANQUIS CREDIT CARD
11/02/2013 = 01163192126 = 18.38Originally posted by The Tech Clerk View Post
updated.Last edited by The Tech Clerk; 13 February 2013, 08:56.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
a possible letter to very & vanquis:-
Dear Children,
One wonders if certain businesses (occupants) ever left Infant School, the childish games they play are ones left behind by normal intelligent children from the age 5 on-wards,
The business methods of those businesses who still use infantile procedures leaves a lot to be desired on the Management of the business practices.
Would be not be prudent for the instigators of Harassment catalogue
methods be deemed a (criminal offence)? , instead use ones common sense and
read what a letter/E-Mail contains,and respect request with due regard to formally agreeing to and if necessary an agreed solution, to benefit both sides.
Just a thought?I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
Letter received to-day from Vanquis in response to my not agreeing with their attempt to increase Interest Rates on any card to me, stating that the account will remain at the original Interest Rate until account cleared.
Sometimes it is necessary to increase interest rates on our customers accounts because lending on credit cards is unsecured and higher risk.
When deciding in interest rates we take into account a wide range of information, including how you have managed your account and information that may be provided by credit reference agencies as well as the risk associated with groups of customers and wider economic factors.
If you want written confirmation that your account has been closed or you have any questions, you can contact us on the telephone number above between:- bla Bla
so still no response on the E-MaIL front etc.
So high Interest rates cover their possible losses in the future? then any outstanding balance is already repaid in advance, there is a thought, and they would want double payment, how corrupt the business is.Last edited by The Tech Clerk; 11 February 2013, 09:57.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
Proves one thing, they increase soon as you mis a payment or query charges!
That is the trouble with this country, companies can get away with fleecing Joe public, yet if Joe Public try to be genuine with a company on the finance issue at times they are treated unfairly, and get away with it , Tory Government back all trends against the Public, as they line their pockets = reminds me I must put expenses claim in for that duck pond and 2nd flat I rent out etc etc etc.Last edited by The Tech Clerk; 11 February 2013, 17:43.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC & VANQUIS CREDIT CARD
12/02/2013 = 01143272136 = 08.34Originally posted by The Tech Clerk View Post
12/02/2013 = 01143272136 = 09.08
12/02/2013 = 01143272136 = 14.20
12/02/2013 = 01143272136 = 16.04
12/02/2013 = 01143272136 = 19.28
13/02/2013 = 01614449222 = 13.55
UpdatedLast edited by The Tech Clerk; 13 February 2013, 13:59.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
Part of an e-mail which I have just sent to Vanquis.:-
This is the 2nd time I have sent this actual e-mail:- would you act in a professional manner and stop acting like children, it is un-professional the way you are not responding and in fact creating a situation which is unnecessary.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
> Sent Very on 9th February 2013, no response, so have sent again to-day 12th February 2013
> *Your message:*
> ------------------------------
>
> In the meantime please supply the Information you state regarding " Does
> not
> meet our minimum payment criteria",Last edited by The Tech Clerk; 12 February 2013, 16:28.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
Response from Very:-Originally posted by The Tech Clerk View Post
Thank you for your e mail, unfortunately your account is being handled by Nationwide Debt Recovery, contact them>.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Re: TTC v Very
that's who they sent my account to i think it's the same companyOriginally posted by The Tech Clerk View Post_______________________________________
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