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Add me to the club. 9k old Egg Card, now Barclays, about to be transferred to Hoist.
CCA'd Barclays in 2014 - got a recon that Niddy thought was UE at the time.
CCA'd Barclays in 2014 - got a recon that Niddy thought was UE at the time.
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Welcome aboard shipmates. XxI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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RW have written offering repayment plans based on my circumstances (same letter i received last year) there is no option 4, 0.00 per month so will ignore, next one should be asking if I am worried about contacting them (received Nov 2016)
maybe I should let them no that no one can find a CCA for it, Naaaa lets leave it till I have to.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Me too. Barclaycard, taken out 1994. Default 2011 £10.9K. It is now with Host Portfolio, keep getting letters from Robson Way. Not replied to them.
This will be added to my diary when I get organised.Comment
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Legal Disclaimer
I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.
If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.Comment
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When did you make the last payment on this account ?Legal Disclaimer
I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.
If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.Comment
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Sorry Jo I only just picked up your response. Last payment to BC would have been May 2011.Comment
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No other payments to debt collectors etc?Legal Disclaimer
I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.
If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.Comment
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Hi Jo, I have dug out the box with all letters etc, the one that didn't go away. Last payment to BC was April 2011. I recall sending a CCA request in 2012 and getting a response. I just filed it and hoped it would go away. I am hoping to have all the details on my Diary by the morning.
one matter that confuses me, I last payed April 2011 but the default was registered in the December. When does it become statute barred?
Cheers
I have now updated my diary to include my Hoist/Robson Way/ Barclaycard diary. Thanks for your patients all.
Niddy has had a look at CCA response,
. Don't we all just love Niddy! Diary updated.
Last edited by fuzz66; 15 July 2017, 08:30.Comment
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letter from RW did you know they have more than 300,000customers repaying at an amount they can afford.
we missed out on helping a lot of people
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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I hope lots more people find this site. Still it's nice to know that even though they are helping thousands of people they still find time to write to us. Ahhhhh. Wish they bloody wouldn't.Comment
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costing them monies to contact you!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Hello everybody I am new. I have an MKDP moved to Robinson Way in 2016. I have not paid the debt now for at least three years. I have been left some money by my uncle and I want to pay it off. It is not on my credit record anymore. It is £6440 and I offered £1500 2 years ago when my grandmother died and they refused. I have three debts and I want to pay them all off. Can I have opinions on whether they will accept a similar offer three years later after having no payments at all? Every year they send me a financial form to fill in and when I send it back I hear nothing for a year again. I will never work again, I have no assets. Thank you.Comment
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If you could give us a little more detail, when was the debt(s) taken out, who they originaly were with, and what has happened up to now, we may be able to point you in the right direction.Originally posted by debfro34 View Post
Have you ever sent for the CCA ( Consumer Credit Agreement) you signed when they were taken out?I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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