bobogosing's UE diary

[Never-In-Doubt]

Re: bobogosing's UE diary

Why compare? It doesn't work like that. No two cases are the same.

The point of UE is that you're delaying things till SB and that means you'd need to be able to stand there in court and state whether you have seen these terms before or not. If not you declare not.

It's a question of who to believe; if it got that far of course

[bobogosing]

Re: bobogosing's UE diary

Hi!

Just wondering if anyone has EGG agreement for loans that taken out on 09/2003 please?
Want to compare to the recon I received recently.
So damn wished I have the original
Many thanks!

bobo x

[bobogosing]

Re: bobogosing's UE diary

EGG LOAN (mrs bobo's)

Type of account: EGG Loan
Date commenced: 09/03
Approx balance: £19,541.94
Date last paid: September 2010
Are you on arrangement or not paying: Was on DMP with CCCS and now. not paying
Status: Default and in arrears
Account owner: Egg Banking PLC

http://forums.all-about-debt.co.uk/s...&postcount=229

8/5/13 Resend CCA request as been ignoring letters








Hi All!

Received my Egg CCA today, it was requested again on 8/5/13 because I have been ignoring their letters. Took their time though.
I have uploaded it in the "secure content" and waiting for Niddy's or other experts advise.

Here's the letter that came with the CCA.

Thank you in advance. bobo x

[bobogosing]

Re: bobogosing's UE diary

http://www.all-about-debt.co.uk/old/...firming-no-cca

copy the letter from Barclays and attach it.

Will do, thanks again! xx

[Never-In-Doubt]

Re: bobogosing's UE diary

http://www.all-about-debt.co.uk/old/...firming-no-cca

copy the letter from Barclays and attach it.

[bobogosing]

Re: bobogosing's UE diary

BARCLAYCARD (Mr bobo's)

Started : 06/03
Balance : 4406
date last paid (full amount):14/09/10
Status: In arrears
send CCA and Niddy confirmed :UE
Received Final Response letter from Barclay.
13/1/11 Emailed to Niddy. For Niddy's response see post#90
Received letter from Calder Financial dated 14/3/11. Emailing it to Niddy for advise(22/4/11)
6/6/11 sent Debtors Final Response - CCA Received as Niddy advised
24/1/14 Received letter from MK Rapid Recoveries
26/1/14 Sent CCA
3/3/14 Received letter & tc from Barclay dated 28/2/14

Hi Everyone,

Received this from Barclays and TC that they say is my my agreement, do I need to respond or file away please? Thank you in advance bobo x

Received letter from MKRR today and its dated 28/2/14.

Now that Barclays have admitted they do not have my CCA, MK Rapid Recoveries whom is the new owner of the outstanding balance is still trying to collect money owed.
Do I ignore or is there a template I can send them please? Thank you in advance xx

[Enforcer]

Re: bobogosing's UE diary

You have won! Congratulations! Unlike Barclaycard to admit UE, I had to fight through FOS and still did not get an admission from them.

[nanna58]

Re: bobogosing's UE diary

well donexx

[bobogosing]

Re: bobogosing's UE diary

Hehe I like your style

keep us updated. Good luck

Will do! xx

[Never-In-Doubt]

Re: bobogosing's UE diary

Hehe I like your style

keep us updated. Good luck

[bobogosing]

Re: bobogosing's UE diary

is £300 your best offer? Cca them yea, why not

Thanks for reply Niddy.
Was thinking go for the lowest first and keep offering them the same amount for a while......fingers crossed they'll get sick of me and eventually will give me a figure that I am comfortable with to pay them.
Will CCA them tomorrow.

[Never-In-Doubt]

Re: bobogosing's UE diary

I sent Debt Managers a letter regarding my circumstances offered to pay £1 every month.
Please see reply from them, the letter on the right.

Then I replied on 12/12/14, telling them my friends would help me to pay £300 F&F settement. And they repiled with the letter on the left.

Please advise where do I go from here......what other templates can I use now? Or shall I CCA them again? Many thanks!!

is £300 your best offer? Cca them yea, why not

[bobogosing]

Re: bobogosing's UE diary

Excellent. Well done

Thank you to you and all at aad forums. Really grateful xx

[bobogosing]

Re: bobogosing's UE diary

MBNA Virgin

Started : 03/08
Balance : 4570
date last paid (full amount):04/09/10
Date last paid (Reduced payment):23/09/10
Status: In Arrears

Send CCA 5/10/10
Received CCA 22/10/10
Niddy confirmed Enforceable and advised to send blagging letter 22/10/10
Received letter from Virgin demanding missed payments, emailed a copy to Niddy 14/12/10
7/10/11 received letter from mbna virgin saying they decided that they will take action of placing the debt with a debt collection agency. Advised to ignore.
19/10/11 Received EARLY SETTLEMENT OFFER letter from AIC dated 17/10/11. Advised to ignore.
26/1/12 Received 2 letters. 1 from MBNA Virgin and the other from Arrow. Going to send "Account sold in dispute" template.
27/01/12 Send "Account sold in dispute" to Arrow
14/4/12 Received letter from dryensfairfax


24/1/14
With this account being enforceable, I have offered F&F on 8/5/13 and got refused,
they rather accept the £1 monthly offer payment for 6 months.
Now the time is up and they have start chasing again
Received "Notice of Doorstep Collection" letter from Debt Managers today.
Going to send the £1 offer letter to them again and see what happens.

I sent Debt Managers a letter regarding my circumstances offered to pay £1 every month.
Please see reply from them, the letter on the right.

Then I replied on 12/12/14, telling them my friends would help me to pay £300 F&F settement. And they repiled with the letter on the left.

Please advise where do I go from here......what other templates can I use now? Or shall I CCA them again? Many thanks!!

[Never-In-Doubt]

Re: bobogosing's UE diary

Excellent. Well done