bobogosing's UE diary

[bobogosing]

Re: bobogosing's UE diary

Maybe not if whatever Barclaycard sent to you in March 2014 counts as an attempt at compliance?

See my previous post.

Plan B x

Sorry to sound dim....I am baffled with what you are saying. if you read the letter in post #592 from MKDP, will that help?

[bobogosing]

Re: bobogosing's UE diary

Can you explain what happened on 3rd March 2014? Your post # 677 says that you received "letter and tc" (Ts & Cs ?) which Barclaycard said was your agreement - presumably in response to your CCA request made in January 2014.

If that is the case did you send those documents to Niddy to check out at the time?

Maybe MKDP are relying on that stuff from Barclaycard as compliance with your CCA request.

Sorry for all the questions but let's get to the bottom of this for you while we still have time

Plan B x

Yes, I have sent the T&C to Niddy back then, Niddy confirmed its UE
I don't know how to include the letter I received from MKDP, if you take alook at post #592 (5th March 2014), you will see the letter.

Thank you.

bobo x

[Enforcer]

Re: bobogosing's UE diary

I have recently had the same from MKDP a letter from Barclaycard (never received) copy sent from MKDP simply enclosing terms & conditions. On the basis of this, MKDP now deem my agreement to be enforceable. Posted on the forum. They are taking the p__s.

[PlanB]

Re: bobogosing's UE diary

Thank you PlanB! Yes, you are correct.

Maybe not if whatever Barclaycard sent to you in March 2014 counts as an attempt at compliance?

See my previous post.

Plan B x

[bobogosing]

Re: bobogosing's UE diary

That's a Letter Before Action which is dated 26th March giving you 14 days to respond which expires on 9th April (next Thursday).

From what you say MKDP have still not complied with your CCA request made on 26th January 2014, and they've admitted that in a letter to you on 25th May 2014 (please correct me if I've misunderstood the situation).

Normally I would suggest you simply tell Keynes that MKDP are in default of your request, but that seems to fall on deaf ears with them these days (I've fighting two claims from them at the moment) so you may need to send another one i.e. CCA request.

We also have a specific LBA response template to send which we'll link to you tomorrow so you can get it in Tuesday's post if we think you need to do both things.

Check back tomorrow.

Plan B x

Thank you PlanB! Yes, you are correct.
OK! Will check back tomorrow for the template.

bobo x

[PlanB]

Re: bobogosing's UE diary

Can you explain what happened on 3rd March 2014? Your post # 677 says that you received "letter and tc" (Ts & Cs ?) which Barclaycard said was your agreement - presumably in response to your CCA request made in January 2014.

If that is the case did you send those documents to Niddy to check out at the time?

Maybe MKDP are relying on that stuff from Barclaycard as compliance with your CCA request.

Sorry for all the questions but let's get to the bottom of this for you while we still have time

Plan B x

[PlanB]

Re: bobogosing's UE diary

That's a Letter Before Action which is dated 26th March giving you 14 days to respond which expires on 9th April (next Thursday).

From what you say MKDP have still not complied with your CCA request made on 26th January 2014, and they've admitted that in a letter to you on 25th May 2014 (please correct me if I've misunderstood the situation).

Normally I would suggest you simply tell Keynes that MKDP are in default of your request, but that seems to fall on deaf ears with them these days (I've fighting two claims from them at the moment) so you may need to send another one i.e. CCA request.

We also have a specific LBA response template to send which we'll link to you tomorrow so you can get it in Tuesday's post if we think you need to do both things.

Check back tomorrow.

Plan B x

[bobogosing]

Re: bobogosing's UE diary

BARCLAYCARD (Mr bobo's)

Started : 06/03
Balance : 4406
date last paid (full amount):14/09/10
Status: In arrears
send CCA and Niddy confirmed :UE
Received Final Response letter from Barclay.
13/1/11 Emailed to Niddy. For Niddy's response see post#90
Received letter from Calder Financial dated 14/3/11. Emailing it to Niddy for advise(22/4/11)
6/6/11 sent Debtors Final Response - CCA Received as Niddy advised
24/1/14 Received letter from MK Rapid Recoveries
26/1/14 Sent CCA
3/3/14 Received letter & tc from Barclay dated 28/2/14

Hi Everyone,

Received this from Barclays and TC that they say is my my agreement, do I need to respond or file away please? Thank you in advance bobo x

Hi All!

Received "Notice of intended legal action" letter from Keynes Collections dated 26/3/15.
As I have received letter from MKDP back in 20/5/14, admitting they are unable to provide a copy of the credit agreement.

Shall I sent a copy of the letter to Keynes?

Thank you on advance.

bobo x

[bobogosing]

Re: bobogosing's UE diary

Why would you want to deal with your debts all by yourself when you've got us to help you

Plan B x

Really am grateful for you guys to help us......its very comforting to know when I am stuck or in deep poo with the creditors, you guys are here!! Give us hope and chances to have a life again.
A very big THANK YOU as always!!

bobo x

[PlanB]

Re: bobogosing's UE diary

still don't have the confidence to deal with this by myself

Why would you want to deal with your debts all by yourself when you've got us to help you

Plan B x

[bobogosing]

Re: bobogosing's UE diary

That *Hello* letter seems pretty harmless to me

They say they will write to you again in seven days so why not wait to see what thay have to say then. No rush to engage with them.

Plan B x

Thank you PlanBbeen worrying over what to reply.
Ok, will wait and see what they send next.....just hope it will take them another year rather than 7 days, hee hee!

bobo x

[PlanB]

Re: bobogosing's UE diary

That *Hello* letter seems pretty harmless to me

They say they will write to you again in seven days so why not wait to see what thay have to say then. No rush to engage with them.

Plan B x

[bobogosing]

Re: bobogosing's UE diary

SAINSBURY (mr bobo's)

Started : 11/03
Type of account: credit card
Balance : 8000
date last paid (full amount):07/07/10
Date last paid (On arrangement with Sainsbury):15/09/10
Status: In arrears
send CCA and Niddy confirmed :UE

http://forums.all-about-debt.co.uk/s...&postcount=310

8/5/13 Request CCA again as been ignoring letters

Received letter from arrow global dated 22/5/13

16/6 sent template as Niddy advised. Please read post #523

Received letter from Blake Lapthorn dated 3/7/13. Please see post #524

6/7/13 Niddy advised to sent a cover letter and attached a copy of what I sent to the dca and tell them, "attached is a copy of my letter to Arrow Global to which I'm still awaiting a response"...

Received letter dated 22/7/13 from Blake Lapthorn, saying they have queried my letter to their client (Arrow) and will revert to me as soon as possible.

25/9/13 Received letter from Blake Lapthorn and Financial means Questionnaire.

26/9/13 Replied to Blake Lapthron saying I am still waiting for my CCA request from Arrow

Received letter from Arrow Global dated 17/3/15 saying account been tranferred to Moorcroft debt collection

Received letter from Moorcroft dated 27/3/15. See post #672

Hi All!

Not heard from these guys (Sainsbury credit card) for a while.

Chasing starts again

Reeived letters from Arrow dated 17/3/15 and Moorcroft. dated 27/3/15

Letter from Arrow basically says management of account been transferred to Moorcroft Debt Recovery Ltd, all direct queries should go to Moorcroft.

I have attached the letter from Moorcroft for your all to see.

Right! I am planning to send them a covering letter stating them to response to my CCA request back in 2013.
Please advise if I am doing it wrong, still don't have the confidence to deal with this by myself

Thank you all in advance

bobo x

[bobogosing]

Re: bobogosing's UE diary

I've emailed you. Ill update this thread later - for now please don't worry about the previous cca - just reply to my email.

Thanks

Hi Niddy!

I have replied to your emails.

And hope I have not confused you with the muddle up of the term 26 from Restons and Arrow.

Thank you!

bobo x

[Never-In-Doubt]

Re: bobogosing's UE diary

I've emailed you. Ill update this thread later - for now please don't worry about the previous cca - just reply to my email.

Thanks