New and confused

[CleverClogs (RIP)]

Re: New and confused

I have no idea who you're talking about when you say 'green site', but then again, who cares, I've found the best site there is to get help

I've stated this before and I'll do so again - this site is arguably the best for dealing with debts and one of the best in terms of its group dynamics.

On other matters, such as dealing with the buggers at RLP, it doesn't get the postings that the Dog Site does so the level of expertise isn't as apparent; I am sure, however, that if people were to complain about RLP's antics here, good and cogent advice could be given.

[jon1965]

Re: New and confused

Funny what you say about the other site.....they used to quote loan+1 months interest on PDL's. Everyone said it, I asked where that came from(amongst other things such as who polices the police and accusations of empire building) and I got called a trouble maker with an agenda. Now they say dont believe the loan +1months interest and it is just a rumour!!!

Oh BTW nice empire you have here Niddy

[CleverClogs (RIP)]

Re: New and confused

The green site is MSE. There are many current and ex MSE members here - the Founding Fathers of this site all met on MSE. They are a large department store, we are a boutique.

I'd not say they were that useful - not with Andrea as a floor-walker running the show.

[jon1965]

Re: New and confused

What is it about those arseholes..language Timothy!
You put a link on and it goes to nowhere....you type all about debt and it comes up as noddy and big ears. It really is the most pathetic childish self centred thing I have seen. Who would believe we live in the UK in 2012 where we are supposed to have freedom of speech. I know I am preaching to the converted

[samsmum]

Re: New and confused

Good news is i've been paid ESA even though i was told i wouldn't get it. The bad news is they've paid into my old Nationwide account that's overdrawn. I know 100% i put new account details on the form so they must still have details from a J/S claim 3 years ago. Tried ringing but they're closed. Do you know if they can claim this back?

Sorry should've posted this in Benefits section. Going off to cry now!!

[jon1965]

Re: New and confused

Good news is i've been paid ESA even though i was told i wouldn't get it. The bad news is they've paid into my old Nationwide account that's overdrawn. I know 100% i put new account details on the form so they must still have details from a J/S claim 3 years ago. Tried ringing but they're closed. Do you know if they can claim this back?

Sorry should've posted this in Benefits section. Going off to cry now!!

Hi It may well be possible, give them a call on monday. Of course you won't get an answer there and then but hopefully the promise of a call back.
Hope you get it sorted

[samsmum]

Re: New and confused

Thanks, yeah i will be doing. Fingers crossed. The lovely people at Nationwide will be laughing today

[pooky2483]

Re: New and confused

Any chance a letter of appropriation would stop them using the money to pay off charges as it's benefit, saying that, it shouldn’t matter <what> the money is going in the letter should stop them taking it as it tells them that they cant take your money as it's needed for YOUR expenses. (I'm trying it with my Bank at the mo but they’re ignoring the letter)

Any MODS or NIDDY shed any light on this 'Letter of Appropriarion' and what we can do if Banks ignore it?

[pooky2483]

Re: New and confused

I know 100% i put new account details on the form so they must still have details from a J/S claim 3 years ago.

Have you got a scanner?
I have learned to scan EVERYTHING, even stuff I need to fill in and send back.

If you have put your new bank details on the form, they ate at fault and so should be able to pull the money out of your old account and put it in your new one.

[CleverClogs (RIP)]

Re: New and confused

When scanning double-sided documents, it is a good idea to put a sheet of black paper on the side not being scanned so the printing on that side will not show through.

[jon1965]

Re: New and confused

OMG no sarky smart arse comment from CC. (Love him/her really)
Just some good advice

When scanning double-sided documents, it is a good idea to put a sheet of black paper on the side not being scanned so the printing on that side will not show through.

[samsmum]

Re: New and confused

Thanks for the replies. Yes i have got a scanner Pookie and must admit i never gave a thought to copying the claim form. Will be doing with everything from now on though

[samsmum]

Re: New and confused

MBNA C/C
09/09
£490
04/2003
Not Paying
Arrears
Debtclear recoveries(from yesterday)

09/09/2011 CCA Request sent
02/10/2011 'CCA' received. Niddy says
03/10/1011 CCA Request, Application form received letter sent

19/01/2012.. Letter received saying account has been assigned to Arrow Global Guernsey Ltd. I should continue to make payments!!
20/01/2012... notice of assignment from Global. Account now managed by Westcott
24/03/2012..Letter from Moorcroft. They have been instructed by Arrow Global to collect debt. Legal requirement to send notice of intended litigation even if i dont read it. Goes on about a claim may be issued without further notice etc. Happy to accept payment plan i can affordetc

Update. Should i respond please?

[Deepie]

Re: New and confused

Update. Should i respond please?

I Would send this-----------> Threat by Creditor - Threat-o-Gram Letter Before Action

[samsmum]

Re: New and confused

I Would send this-----------> Threat by Creditor - Threat-o-Gram Letter Before Action

Thank you in2deep. Why am i happy to be sending a letter??
Will get that sorted. The letter that is. Think i'm beyond help.