BlueArmy UE Diary

[PlanB]

Re: BlueArmy UE Diary

I requested freezes on the letter I sent offering the token payments. I will ask again in a couple of weeks

Good stuff. If it was me I would s-p-e-l-l it out in numbers the bit about their charges being greater than your payments because sometimes (and you must ask someone with legal knowledge) these charges can be perceived as 'penalties' which may be seen as an "Unfair Relationship" scenario. Like I say don't take it from me, but ask the question on the forum and see what comes back

[BlueArmy]

Re: BlueArmy UE Diary

I have to say, Egg are very persistant with the phone calls.

Might have to change phone numbers.

I had a nice record of the calls they have made right up until I went away. Now I cant find it seems the wife has "Cleaned up"

Time to start again. I knew it was a bad idea to leave it near the phone!

[Deepie]

Re: BlueArmy UE Diary

I have to say, Egg are very persistant with the phone calls.

Might have to change phone numbers.

I had a nice record of the calls they have made right up until I went away. Now I cant find it seems the wife has "Cleaned up"

Time to start again. I knew it was a bad idea to leave it near the phone!

Have you sent them this ? > Harassment by Telephone

[DNW]

Re: BlueArmy UE Diary

With Egg, you can change your number thay they have stored for you by logging into your account online - I'm not sure how quickly it would update and whether it would update all their records, but might be worth a try?


You could change it to the number of any old debt collection firm just for fun!

[MrsD]

Re: BlueArmy UE Diary

Egg changes the number instantly on the system, I did this and Egg have never phoned here. They won't let you put nothing so I just entered 00000 which worked fine. Another DCAs phone number would be fun though....................

Worth doing for any accounts to which you have online access.

[BlueArmy]

Re: BlueArmy UE Diary

Thanks for advice guys. My phone number is now the same as a certain other DCA, would you belive that for a coincidence?

[BlueArmy]

Re: BlueArmy UE Diary

Had an email from Barclaycard saying that my Egg account has been transferred to them in April and I will be receiving my new barclaycard and pin from them shortly.

I assume this is just some sort of take over that all egg users will get? Doesnt mention anything about account arrears etc.

So looks like I am going to have 2 disputes with Barclays now.

Just to update my position at this moment, I think myself and the wife are both going to make an appointment with the CCCS to get some advice which will suit us both.

[Susie]

Re: BlueArmy UE Diary

I had an email from them, but at the bottom of the first paragraph mine said that due to the state of the account none of the below applies to me, so I will not be getting a shiny new card from Mr Barclays

Glad I opted for Co-op when I opened the basic start anew account now






Oh, just to point out that I don't want any credit cards again anyway so the crying is a joke

[BlueArmy]

Re: BlueArmy UE Diary

Dont have anything saying it doesnt apply to me, but I am sure they wont send me a card. At least default fees are down from £16 to £12

[DNW]

Re: BlueArmy UE Diary

Sounds like I had the same email as Susie - due to the state of my account they want nothing to do with me either!

[Never-In-Doubt]

Re: BlueArmy UE Diary

I'm really confused here - are you now going to do a DMP as opposed to following the UE route even though you erm, can't afford a dmp?

Strange to say the least - best of luck, whatever!

[BlueArmy]

Re: BlueArmy UE Diary

Non of my debts are UE so there is no option other than try to scrape together a token payment in the hope they freeze account charges and interest.

I know that I wont be able to afford the £10 each per month in a few months unless something drastically changes.

Delete this thread if you want niddy, its all a bit confusing now. I will make a new post when I need advice.

[Never-In-Doubt]

Re: BlueArmy UE Diary

Non of my debts are UE so there is no option other than try to scrape together a token payment in the hope they freeze account charges and interest.

I know that I wont be able to afford the £10 each per month in a few months unless something drastically changes.

Delete this thread if you want niddy, its all a bit confusing now. I will make a new post when I need advice.

Or why don't you just not pay! If you aint gottit, they can get judgment after judgment, it does not change the fact that you cannot pay!

Ergo, do not pay - just see what happens, surely that's better than struggling with things each month...?

[BlueArmy]

Re: BlueArmy UE Diary

Or why don't you just not pay! If you aint gottit, they can get judgment after judgment, it does not change the fact that you cannot pay!

Ergo, do not pay - just see what happens, surely that's better than struggling with things each month...?

Well, it would be better but even with all the reasurances from the guys on here I just get too scared. I am still not fully aware of the actions they creditors can take. I have read these forums time and time again. Sometimes til it gets light and I dont realise.

[nanna58]

Re: BlueArmy UE Diary

blue i find things very hard to grasp but with the guidence here and all the help they get us through please listen to Nid xx