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  • #16
    Re: BlueArmy Diary.

    Ok, will keep it on for now. Its not an agents account although some stuff has been sent to other addresses so best to leave it.

    Comment

    • #17
      Re: BlueArmy Diary.

      Received a "A little reminder" letter from mbna requesting immediate payment of last months missed payment. Ignoring it.

      Is that the best course of action while awaiting their reply to my CCA missing terms blag?

      Letter was dated the same day I sent the missing terms letter so its not any kind of reply to that.

      Comment

      • #18
        Re: BlueArmy Diary.

        Originally posted by BlueArmy View Post
        Received a "A little reminder" letter from mbna requesting immediate payment of last months missed payment. Ignoring it.

        Is that the best course of action while awaiting their reply to my CCA missing terms blag?

        Letter was dated the same day I sent the missing terms letter so its not any kind of reply to that.
        Yes just ignore
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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        • #19
          Re: BlueArmy Diary.

          Originally posted by Never-In-Doubt View Post
          Legally if you stop paying and you've bought items for others you "should" disclose this and they then deduct that debt from yours and deal directly with the "customer" of yours. I had this years ago, my neighbour bought me a new microwave and I paid her weekly. She went into debt and suddenly Kays sent me a catalogue and said I had £200 to spend with a £300 limit as there was a £99 deduction for the remainder of my microwave.

          They basically assigned my debt to my neighbour back to themselves.
          Was that also why you were sent the Ann Summers catalogue?

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          • #20
            Re: BlueArmy Diary.

            Just to keep diary up to date. Had an email asking for payment from MBNA. No reply from them to blag letter about missing terms as of yet. Various phone calls which I allowed to ring off. Alot from Egg which I noted the times of.

            Not had any contact regarding the CCA from Asda(Santander), Egg or Barclaycard yet.

            My next asda statement will be due soon. Cant understand why they havent replied to my cca request.

            Comment

            • #21
              Re: BlueArmy Diary.

              Originally posted by BlueArmy View Post
              Just to keep diary up to date. Had an email asking for payment from MBNA. No reply from them to blag letter about missing terms as of yet. Various phone calls which I allowed to ring off. Alot from Egg which I noted the times of.

              Not had any contact regarding the CCA from Asda(Santander), Egg or Barclaycard yet.

              My next asda statement will be due soon. Cant understand why they havent replied to my cca request.
              Don't worry, just bear with it and let us know if and when you get anything back.....
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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              • #22
                Re: BlueArmy Diary.

                Received my CCA from EGG this morning. Cant believe how big it is. Its about 1.5cm thick!
                It has a copy of my original agreement and original interest rates and current t and c's.

                What parts should I upload for you to look through Niddy?


                Also, I feel like I am pushing my luck ignoring the calls without trying to come to some sort of token agreement....

                I know I have been told numerous times not to worry but its hard.
                Last edited by BlueArmy; 12 August 2011, 09:50.

                Comment

                • #23
                  Re: BlueArmy Diary.

                  Originally posted by BlueArmy View Post
                  Received my CCA from EGG this morning. Cant believe how big it is. Its about 1.5cm thick!
                  It has a copy of my original agreement and original interest rates and current t and c's.

                  What parts should I upload for you to look through Niddy?


                  Also, I feel like I am pushing my luck ignoring the calls without trying to come to some sort of token agreement....

                  I know I have been told numerous times not to worry but its hard.
                  Don't worry, it's fine....

                  All I need is the cover letter and the original pages that show the prescribed terms and your signature etc.... so usually the first 4-5 pages will do it. If I then need all the terms, I'll ask you....
                  I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                  If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                  • #24
                    Re: BlueArmy Diary.

                    Originally posted by Never-In-Doubt View Post
                    Don't worry, it's fine....

                    All I need is the cover letter and the original pages that show the prescribed terms and your signature etc.... so usually the first 4-5 pages will do it. If I then need all the terms, I'll ask you....

                    Ok mate, will crack on with it in an hour or so
                    Last edited by BlueArmy; 12 August 2011, 12:22.

                    Comment

                    • #25
                      Re: BlueArmy Diary.

                      Ok, thats the letter and the first 5 pages uploaded. The other 30 pages is all the t and c mumbo jumbo printed direct from the website

                      Comment

                      • #26
                        Re: BlueArmy Diary.

                        Sorry mate. It's just too new.

                        2008 with tick-in-box =
                        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                        • #27
                          Re: BlueArmy Diary.

                          Originally posted by Never-In-Doubt View Post
                          Sorry mate. It's just too new.

                          2008 with tick-in-box =
                          thanks for quick reply mate, what now? Token payment offer? Any templates for it?

                          Comment

                          • #28
                            Re: BlueArmy Diary.

                            Nothing yet mate. Wait till you sort em all out then do self managed dmp for the ones.

                            Just ignore for moment.
                            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                            • #29
                              Re: BlueArmy Diary.

                              Acknowledgement letter received from Barclaycard. Updated diary post 6.

                              Nothing special about that.

                              Comment

                              • #30
                                Re: BlueArmy Diary.

                                Originally posted by BlueArmy View Post
                                Acknowledgement letter received from Barclaycard. Updated diary post 6.

                                Nothing special about that.
                                Just ignore this.....
                                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                                Comment

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