carol01 UE Diary

[Never-In-Doubt]

Re: carol01 UE Diary

hiya
recieved another letter from robinson way again asking for payment ref my halifax account
should i ignore this one aswell
thanks n-i-d inadvance

Yep, just ignore for the moment

[carol01]

Re: carol01 UE Diary

hiya n-i-d
i have looked at my credit report and it shows a default from halifax dated the 13/10/2010 i have not recieved any letter from halifax to regards to defaulting my account or any time to rectify the account ( this is the account i am blagging) i have also not paid anything to this account since march 2010 thanks n-i-d

[Never-In-Doubt]

Re: carol01 UE Diary

Hiya

A default is expected, but being they have not notified you this is grounds for appeal to set-aside any judgment they may attempt......

Just sit tight, don't chase them and do their jobs for them!

[carol01]

Re: carol01 UE Diary

Hiya

A default is expected, but being they have not notified you this is grounds for appeal to set-aside any judgment they may attempt......

Just sit tight, don't chase them and do their jobs for them!

thanks n-i-d sitting tight don't want to rock the boat too much with this one

[Never-In-Doubt]

Re: carol01 UE Diary

Exactly, just ignore it and see what happens yea? Just keep us updated here, that's the main thing.

[carol01]

Re: carol01 UE Diary

hiya n-i-d
i have recieved a letter from debt managers ref my barclay card
quick recap they sent me my application form with no prescibed terms or con on it they say in a letter that all t's and con's were on the reverse side of the appliction they sent but have never sent that side if the agreement so i don't know if they are telling the truth on that one .
letter says....
further to our letter dated 24/11/2010. Our client have confirmed that they have fulfilled their obligation under section 78 of the consumer credit act 1974, on the 16/06/2010 , and they do not consider the account to be in dispute.
the full balance is now due, please contact our offices to arrange repayment of the outstanding debt.

They have also sent an income and expenditure form for me to fill in
thanks n-i-d

[Never-In-Doubt]

Re: carol01 UE Diary

Just ignore it and don't fill in no I&E sheet either!

[carol01]

Re: carol01 UE Diary

hi n-i-d
i have emailed you my natwest cca i recieved off them. i also recieved with my cca application a photo copy of some sort of pamphlet which they say they sent to me it might have been with credit card when i recieved it can't remember, credit agreement regulated by the consumer credit act 1974 about my rights to cancel and also the rates of interest and equivalent APRs table but there is no date on the letter do you need to see them? account now defaulted and trition have been put on the case but it is still with natwest thanks n-i-d

Hiya Natwest is :UE

Basically there are NO prescribed terms attached, there is also no separate agreement for the PPi (in line with s.18 CCA1974) nor is there any link to cancellation rights. Put simply it is a blass-up of an application that holds no legal weight in court!

If for any reason they went to court and did win *gasp in horror* then i'd be saying reclaim all PPi and charges which would knock 50% + off the debt anyways!

Respond with this: ---> viewtopic.php?p=1629#p1629

hi n-i-d
i have recieved a letter from green and co solicitors ref my natwest credit card
which you have deemed i have copied what you said in so you can see why it was
it says ....
they have been instructed by trition services who are intructed by natwest with the above liability.
we understand that, despite formal demand for repayment, the above amount remains unpaid and we are likely to be instructed to commence court proceedings against you, without further notice.
However before we commence these proceedings, you have one final opportunity to make payment of the above account with in the next seven days. please make cheques payable to trition . should our client not recieve payment or acceptable proposals within the next seven days it will be assumed that you will not settle this matter amicable and reasonable terms. we are likely to be instructed to commence court proceedings against you on our clients behalf.
love green and co xx
letter is dated 29/12/2010 do you think this is just scare tactics as it has taken the letter nearly 10 days to arrive thanks n-i-d in advance

[Never-In-Doubt]

Re: carol01 UE Diary

hi n-i-d
i have recieved a letter from green and co solicitors ref my natwest credit card
which you have deemed i have copied what you said in so you can see why it was
it says ....
they have been instructed by trition services who are intructed by natwest with the above liability.
we understand that, despite formal demand for repayment, the above amount remains unpaid and we are likely to be instructed to commence court proceedings against you, without further notice.
However before we commence these proceedings, you have one final opportunity to make payment of the above account with in the next seven days. please make cheques payable to trition . should our client not recieve payment or acceptable proposals within the next seven days it will be assumed that you will not settle this matter amicable and reasonable terms. we are likely to be instructed to commence court proceedings against you on our clients behalf.
love green and co xx
letter is dated 29/12/2010 do you think this is just scare tactics as it has taken the letter nearly 10 days to arrive thanks n-i-d in advance

Hiya, just send this to Green & Co: ---> viewtopic.php?p=2318#p2318

[carol01]

Re: carol01 UE Diary

hi n-i-d
i have recieved a letter from green and co solicitors ref my natwest credit card
which you have deemed i have copied what you said in so you can see why it was
it says ....
they have been instructed by trition services who are intructed by natwest with the above liability.
we understand that, despite formal demand for repayment, the above amount remains unpaid and we are likely to be instructed to commence court proceedings against you, without further notice.
However before we commence these proceedings, you have one final opportunity to make payment of the above account with in the next seven days. please make cheques payable to trition . should our client not recieve payment or acceptable proposals within the next seven days it will be assumed that you will not settle this matter amicable and reasonable terms. we are likely to be instructed to commence court proceedings against you on our clients behalf.
love green and co xx
letter is dated 29/12/2010 do you think this is just scare tactics as it has taken the letter nearly 10 days to arrive thanks n-i-d in advance

Hiya, just send this to Green & Co: ---> viewtopic.php?p=2318#p2318

thanks n-i-d will send monday

[carol01]

Re: carol01 UE Diary

hiya n-i-d
i have had a letter from debt managers ref my barclay card quick recap barclay card sent an application form
this account was passed to debt managers who ask me to arrange payment and fill in an i & e form which on you advice i didn't .
letter says .......
settlement opportunity
we have negotiated a range of special terms with our clients and your overdue account may qualify for a discount.
to take advantage of a possible - without predjudice - reduction call us immediately,
we will discuss any potential discount which may be available to you and confirm the date you expect to make the payment.
settlement of this ovetdue account may help to improve your financial status
love debt managers xx
quite nice to recieve a letter that is not bullying or theatening but as i only have 2 bob and a conker i am not in the position to take settlement so should i ignore ? thanks n-i-d in advance

[carol01]

Re: carol01 UE Diary

Hiya, just send this to Green & Co: ---> viewtopic.php?p=2318#p2318

hiya N-i-d
web site is fab nice and bright !!!
recieved a reply from green and co re my natwest account it says...
thankyou for you letter dated 11/1/2011
we note the contents of your letter and our client has requested that they respond to you direct.
in the meantime if you would like to discuss matters. please contact triton credit services .
we have therefore been asked to close our file and you will hear from our client direct
green and co
feel this is a mini result and only found out today that green and co are employed by RBS
thanks n-i-d for all your advice will let you know when triton send response

[MustGetStraigh]

Re: carol01 UE Diary

Brilliant Carol!

I had the same with a NatWest one, Green&Co handed it back to Triton who carried on for a bit and it's now with RMA. So . Triton may still pester you.

Green &Co seem to give up very quickly don't they! Mind you I think it's one solicitor squatting in a branch of NatWest .

[Never-In-Doubt]

Re: carol01 UE Diary

Keep us posted Carol...

[carol01]

Re: carol01 UE Diary

hiya n-i-d
i have recieved a letter from robinson way limited ref my halifax credit card
quick recap... blagging as terms and cons are not 100% linked to application form
sent first letter to halifax 25/03/2010 requesting cca and letters have been backwards and forwards.
and i stil have not recieved a default notice or any time to rectify the situation showing on credit expert account was defaulted 04/10/10
it says....
appointment for home visit
your debt is still unpaid in spite of previous letters and calls. before court action is considered we may arrange a local collector to call at your address, to agree an affordable payment plan with you.
they also give there email address just inase i would rather contact them via email
and thats it !
i would assume i just ignore for now
thanks n-i-d inadvance