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  • #76
    Re: FiscalFool's UE Diary - and General Journal!

    I already do ... just found a answering machine message for my ex from a debt collection agency. They really do employ the nastiest of people don't they! :P
    "Cheap is good, but FREE is better!"

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    • #77
      Re: FiscalFool's UE Diary - and General Journal!

      Originally posted by fiscalfool View Post
      I already do ... just found a answering machine message for my ex from a debt collection agency. They really do employ the nastiest of people don't they! :P
      I presume you deleted it....?
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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      • #78
        Re: FiscalFool's UE Diary - and General Journal!

        Well good news of the day is:

        I've found a place to live.
        I've paid the sum necessary to process my application £150+vat ... robbin' b*stards!
        I've sent off my application form.

        Fingers crossed by everyone that I pass the credit check successfully without needing a guarantor. I really don't want to have to go begging to my parents!

        Since my house sale completes on a Monday, it would mean I wouldn't be able to get my friends to help me move house. I'd have to pay a house moving company. BUT ... my g/f has offered to pay the deposit for the house on her credit card (which is currently unused), so that I can move over the weekend! On the condition that I pay her back immediately that the house goes through.
        "Cheap is good, but FREE is better!"

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        • #79
          Re: FiscalFool's UE Diary - and General Journal!

          Originally posted by Never-In-Doubt View Post
          I presume you deleted it....?
          I'm tempted to email her and say "You had a message from someone on 01234 567890 asking you to call them back!"
          "Cheap is good, but FREE is better!"

          Comment

          • #80
            Re: FiscalFool's UE Diary - and General Journal!

            Originally posted by fiscalfool View Post
            Well good news of the day is:

            I've found a place to live.
            I've paid the sum necessary to process my application £150+vat ... robbin' b*stards!
            I've sent off my application form.

            Fingers crossed by everyone that I pass the credit check successfully without needing a guarantor. I really don't want to have to go begging to my parents!

            Since my house sale completes on a Monday, it would mean I wouldn't be able to get my friends to help me move house. I'd have to pay a house moving company. BUT ... my g/f has offered to pay the deposit for the house on her credit card (which is currently unused), so that I can move over the weekend! On the condition that I pay her back immediately that the house goes through.
            Well done matey - party at yours then, this weekend?

            Say what - £180 fee for what, exactly?

            Jesus, that's a rip off - it so is
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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            • #81
              Re: FiscalFool's UE Diary - and General Journal!

              Originally posted by Never-In-Doubt View Post
              Well done matey - party at yours then, this weekend?

              Say what - £180 fee for what, exactly?

              Jesus, that's a rip off - it so is
              You are all welcome to come and party, so long as you bring your own beer!! I'm saving for a rental deposit remember

              £150 + VAT ... to process my application, draw up the contract and meet me to sign it. Non-refundable of course. I'm sure part of that pays the credit reference agency too.

              Rip off, but I can see why they do it.

              Then after that before I can move in I have to pay in full:
              One months rent in advance
              Deposit (Equal to One months rent + £100)
              Pet Safety Deposit = £200

              BAM and there was almost £2k ... gone!
              "Cheap is good, but FREE is better!"

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              • #82
                Re: FiscalFool's UE Diary - and General Journal!

                Originally posted by fiscalfool View Post

                BAM and there was almost £2k ... gone!
                OUCH!
                Niddified and proud!

                Fought and won the UE battle, thanks to Niddy and this forum...
                SB since 2016. Now have my life back!

                (I used to be MustGetStraight but I've lost a "t")

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                • #83
                  Re: FiscalFool's UE Diary - and General Journal!

                  Originally posted by fiscalfool View Post
                  £150 + VAT ...
                  As I said mate, £180!

                  Ouch indeed, how much money? You could buy with less than that as deposit lol
                  I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                  If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                  Comment

                  • #84
                    Re: FiscalFool's UE Diary - and General Journal!

                    Originally posted by Never-In-Doubt View Post
                    As I said mate, £180!

                    Ouch indeed, how much money? You could buy with less than that as deposit lol
                    You reckon I'd get a mortgage with my impaired credit rating and no real deposit?????

                    The last place was 95% LTV!
                    "Cheap is good, but FREE is better!"

                    Comment

                    • #85
                      Re: FiscalFool's UE Diary - and General Journal!

                      Glad you found somewhere that was Doglee friendly!!

                      Ugh such a lot of money - going to have the same myself - but might have to end up paying 6 months rent in advance.................

                      Good luck!
                      .

                      Comment

                      • #86
                        Re: FiscalFool's UE Diary - and General Journal!

                        I'm really hoping I don't have to do that, as I simply don't have that amount to hand.

                        Plus I don't want to have to ask parents ... at all!
                        "Cheap is good, but FREE is better!"

                        Comment

                        • #87
                          Re: FiscalFool's UE Diary - and General Journal!

                          Good news that you've found somewhere dog-friendly to rent - hope it all goes well regarding credit check.

                          Not such good news on how much you're having to pay out up front
                          Let your smile change the world but don't let the world change your smile

                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                          • #88
                            Re: FiscalFool's UE Diary - and General Journal!

                            Cheeky buggers - letting agents have just called asking more info about my house sale and asking if I can put any kind of a deposit now, as it's ages until I move in. 3 weeks. Bearing in mind it still needs cleaning too!

                            I sent her off to pacify the landlord and to get her to confirm that it is mine, and wont be allocated from under my feet!
                            "Cheap is good, but FREE is better!"

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                            • #89
                              Re: FiscalFool's UE Diary - and General Journal!

                              Originally posted by fiscalfool View Post
                              Cheeky buggers - letting agents have just called asking more info about my house sale and asking if I can put any kind of a deposit now, as it's ages until I move in. 3 weeks. Bearing in mind it still needs cleaning too!

                              I sent her off to pacify the landlord and to get her to confirm that it is mine, and wont be allocated from under my feet!

                              Very cheeky but best to keep them sweet!

                              What Doglee do you own by the way!
                              .

                              Comment

                              • #90
                                Re: FiscalFool's UE Diary - and General Journal!

                                Sounds like you need a FF.
                                Let your smile change the world but don't let the world change your smile

                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                                Comment

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