GDPR Cookie Consent by SimpleServe Privacy Script Rhinoman UE Diary - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Rhinoman UE Diary

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • #31
    Re: Rhinoman UE Diary

    Hiya

    Any call back as yet or has his secretary now gone sick as well
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

    Comment


    • #32
      Re: Rhinoman UE Diary

      Originally posted by Never-In-Doubt
      Hiya

      Any call back as yet or has his secretary now gone sick as well
      I have spoke to his secretary again but have had no information regarding him sending the letter when I asked him not to.
      I have had a letter advising me and enclosing a copy of the letter they sent to crapbot and an explanation as to why he hasn't been in contact, his letter was clearly sent out before I found out that the letter had been sent out to crapbot despite me asking him not to send it, Doesn't say anything about the current situation,
      Regards
      Rhinoman

      P.S. Thank you for looking at my copy of the CCA I sent the other day good news that it's unenforceable but I guess have got to wait until they send us your reply to this CCA request before I respond to them in any form.
      Last edited by rhinoman; 21 January 2011, 14:24.
      The DCA Vultures are circling above, But the Rhinoman isn't dead yet !
      He's just sharpening his Horn for the next round. Bring it on !

      Comment


      • #33
        Re: Rhinoman UE Diary

        Hmmm, this gets worse by the minute - bloody solicitors, they are all the same!

        Just wait and see what develops, you can always remove authority to the solicitors if necessary anyway....

        Keep us updated
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

        Comment


        • #34
          Re: Rhinoman Unenforceable Diaries

          Originally posted by rhinoman
          Capital One Bank (6)
          1. Type of account: Credit Card
          2. Date commenced: 07/2003
          3. Approx balance: £1,689.00
          4. Date last paid: August 2009
          5. Are you on arrangement or not paying: I was paying through a debt management company but not paying anything at the moment
          6. Status : Defaulted
          7. Account owner: Capital One Bank, I think that this has been passed around a few DCA
          History
          Up to 2010 have been playing letter tennis with various DAC's but got no where.
          20th of October 2010 sent capital one SAR request.
          5th of November 2010 Capital One fulfilled my CCA request. But said they could not have provide a copy of my consumer credit agreement as I had failed to send them a one pound statutory fee though in the bundle of paperwork there is a consumer credit agreement that on the surface appears to be correct and enforceable and I'm no expert.
          6th of December 2010 Sent Capital One Bank the following: ---> viewtopic.php?p=1503#p1503 CCA Query - Missing Prescribed Terms
          16th of December 2010 Letter received from Capital One. Thanking me for writing to them about my account, and advising me that it's going to take some time to look into my situation and come back with a detailed response we are doing everything we can to get an answer to you within four weeks of this letter and if for some reason our investigations take longer than four weeks they will contact me and let me know why.
          They have also enclosed leaflet entitled ''Please tell us if we make a mistake''!
          Last edited by rhinoman; 21 January 2011, 14:25.
          The DCA Vultures are circling above, But the Rhinoman isn't dead yet !
          He's just sharpening his Horn for the next round. Bring it on !

          Comment


          • #35
            Re: Rhinoman UE Diary

            Hiya

            Just ignore for the moment - keep us updated though, with any developments yea?
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

            Comment


            • #36
              Re: Rhinoman Unenforceable Diaries

              Originally posted by Never-In-Doubt
              Originally posted by rhinoman
              B&Q GE Money (8)
              1. Type of account: B&Q Project Plan Account.
              2. Date commenced: 04/2005
              3. Approx balance: £3,520.00
              4. Date last paid: August 2009
              5. Are you on arrangement or not paying: I was paying through a debt management company but not paying anything at the moment
              6. Status : Defaulted
              7. Account owner: CL Finance

              History
              10th of August 2010 CL Finance Ltd a CCA
              29th of September 2010 received my copy from CL finance of the consumer credit agreement looks good to me but what do I know.
              18th of October sent a letter to CL finance asking for statement and a copy of the deed of assignment which and had not been included with the consumer credit agreement.
              28th of October 2010 letter received back from CL finance with a copy of the letter they say was sent in December 2006 which was a notice of assignment and a statement the notice of assignment is from themselves not the original lender.
              12th of November 2010 letter received from CL finance asking to payment and if I didn't make payment they wouldn't defaulted account Registry on the credit reference agencies.
              14th of November 2010 sent letter and e-mail offering full and final payment on account. And pointing out that they had already defaulted the account
              14th of November 2010 e-mail received declining my offer a full and final, but saying they would accept the full amount less about 10% discount or words to that effect
              15th of November 2010 e-mail them again asked them to reconsider.
              17th of November 2010 e-mail from CL finance referring me to their previous e-mail and declining my offer
              19th of November 2010 sent letter to CL finance list of current debts balances offers made, another full and final offer or a payment of one pound per month per account token payment

              20th of November 2010 Notice of this default sums and default notice But had already defaulted this account on 5 th June 2007 (thought you could only get one default per account)

              Note Added have the letter from 2007 but looking at my credit file not sure that they have actually added the default to the file,

              Question as they sent me a default notices in 2007 but did not register until say now when they have issued me a new default notice should the default notices run from 2007, Or from now if it's now it means that it will be another six years before it drops off the file could I argue with the credit reference agencies that the default should only run from 2007?
              This is enforceable, once you respond regards to the offers in my previous posts, i'll update this.

              13th of December 2010. Statement received from CL Finance Ltd but still no reply to my full and final offer or £1 a month token payment offer sent on 19 November
              The DCA Vultures are circling above, But the Rhinoman isn't dead yet !
              He's just sharpening his Horn for the next round. Bring it on !

              Comment


              • #37
                Re: Rhinoman Unenforceable Diaries

                Originally posted by Never-In-Doubt
                Originally posted by rhinoman
                B&Q GE Money (9)
                1. Type of account: Store Card
                2. Date commenced: 04/2005
                3. Approx balance: £796.00
                4. Date last paid: August 2009
                5. Are you on arrangement or not paying: I was paying through a debt management company but not paying anything at the moment
                6. Status : Defaulted
                7. Account owner: CL Finance
                History
                10th of August 2010 CL Finance Ltd a CCA
                29th of September 2010 received my copy from CL finance of the consumer credit agreement looks good to me but what do I know.
                18th of October sent a letter to CL finance asking for statement and a copy of the deed of assignment which and had not been included with the consumer credit agreement.
                28th of October 2010 letter received back from CL finance with a copy of the letter they say was sent in December 2006 which was a notice of assignment and a statement the notice of assignment is from themselves not the original lender.
                12th of November 2010 letter received from CL finance asking to payment and if I didn't make payment they wouldn't defaulted account Registry on the credit reference agencies.
                14th of November 2010 sent letter and e-mail offering full and final payment on account. And pointing out that they had already defaulted the account
                14th of November 2010 e-mail received declining my offer a full and final, but saying they would accept the full amount less about 10% discount or words to that effect
                15th of November 2010 e-mail them again asked them to reconsider.
                17th of November 2010 e-mail from CL finance referring me to their previous e-mail and declining my offer
                19th of November 2010 sent letter to CL finance list of current debts balances offers made, another full and final offer or a payment of one pound per month per account token payment

                20th of November 2010 Notice of this default sums and default notice But had already defaulted this account on 5 th June 2007 (thought you could only get one default per account)
                This is enforceable, once you respond regards to the offers in my previous posts, i'll update this.

                8th of December 2010. Statement received from CL Finance Ltd but still no reply to my full and final offer or £1 a month token payment offer sent on 19 November
                The DCA Vultures are circling above, But the Rhinoman isn't dead yet !
                He's just sharpening his Horn for the next round. Bring it on !

                Comment


                • #38
                  Re: Rhinoman UE Diary

                  Originally posted by Never-In-Doubt
                  Hmmm, this gets worse by the minute - bloody solicitors, they are all the same!

                  Just wait and see what develops, you can always remove authority to the solicitors if necessary anyway....

                  Keep us updated
                  Hi Niddy Merry Christmas and a Happy New Year to you
                  23rd of December 2010. Received a reply from the solicitor I will PM it to you for your views I probably won't respond to the solicitors until after Christmas I think the only good thing is that the full and final offer letter he wrote to Cobot had a two-week deadline on it which I think now will have passed.
                  The DCA Vultures are circling above, But the Rhinoman isn't dead yet !
                  He's just sharpening his Horn for the next round. Bring it on !

                  Comment


                  • #39
                    Re: Rhinoman UE Diary

                    Merry Christmas and Happy New Year !
                    To all the members of this site


                    The DCA Vultures are circling above, But the Rhinoman isn't dead yet !
                    He's just sharpening his Horn for the next round. Bring it on !

                    Comment


                    • #40
                      Re: Rhinoman UE Diary

                      Originally posted by rhinoman
                      Originally posted by Never-In-Doubt
                      Hmmm, this gets worse by the minute - bloody solicitors, they are all the same!

                      Just wait and see what develops, you can always remove authority to the solicitors if necessary anyway....

                      Keep us updated
                      Hi Niddy Merry Christmas and a Happy New Year to you
                      23rd of December 2010. Received a reply from the solicitor I will PM it to you for your views I probably won't respond to the solicitors until after Christmas I think the only good thing is that the full and final offer letter he wrote to Cobot had a two-week deadline on it which I think now will have passed
                      Happy UE New Year Niddy and everybody else on about debt forums I hope everyone had a wonderful Christmas and good New Year
                      Niddy thank you for looking at PM before Christmas and I have sent you another one today this letter I intend to send the solicitor.
                      The DCA Vultures are circling above, But the Rhinoman isn't dead yet !
                      He's just sharpening his Horn for the next round. Bring it on !

                      Comment


                      • #41
                        Re: Rhinoman UE Diary

                        Originally posted by rhinoman
                        I mean, did you get a loan and was a charge placed on your account by your parents?
                        A;I did get the loan money currently lodged with a solicitor, permission granted by current lender for second charge not sure whether solicitor has completed the work to register the second charge with the land Registry has communicated with me for about three weeks now. I have just sent him an e-mail to try and get an update

                        4th of January 2011 Sent an e-mail to the solicitor to clarify the position on charge.
                        4th of January 2011 Received and reply from the solicitor paper work all sent should be completed in the next 14 days. :what
                        The DCA Vultures are circling above, But the Rhinoman isn't dead yet !
                        He's just sharpening his Horn for the next round. Bring it on !

                        Comment


                        • #42
                          Re: Rhinoman UE Diary

                          Hi Niddy
                          I have PM a copy of the letter I am thinking of sending to the solicitor in response to his letter.
                          I have reworked it from the version I sent you yesterday and added a few more points and the terms without prejudice.
                          Thanks for your help
                          Regards
                          Rhinoman
                          The DCA Vultures are circling above, But the Rhinoman isn't dead yet !
                          He's just sharpening his Horn for the next round. Bring it on !

                          Comment


                          • #43
                            Re: Rhinoman UE Diary

                            Hiya

                            can you please PM me on here cos the file you sent to me - I cannot open?

                            Add the attachment to the PM

                            Thanks
                            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                            Comment


                            • #44
                              Re: Rhinoman UE Diary

                              Originally posted by Never-In-Doubt
                              Hiya

                              can you please PM me on here cos the file you sent to me - I cannot open?

                              Add the attachment to the PM

                              Thanks
                              Hi Niddy have PM you again with it and sent as a PDF file. I hope you can open it this time. :confusing
                              Many thanks
                              Rhinoman
                              The DCA Vultures are circling above, But the Rhinoman isn't dead yet !
                              He's just sharpening his Horn for the next round. Bring it on !

                              Comment


                              • #45
                                Re: Rhinoman UE Diary

                                Are you sending emails?

                                A PM is this here (click me!)
                                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                                Comment

                                Working...
                                X