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Winter Despair

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  • Re: Winter Despair

    Send the threat of litigation to moorcroft
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

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    • Re: Winter Despair

      Sent...Cheers!

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      • Re: Winter Despair

        Omg what is going on, just had another letter this time from the unenforceable Barclays demanding payment before legal action is taken! all had gone quiet on all fronts last year, do they have to make a big push at this time of year they all seem to be really on one these first two months of the year...

        Well I will send the litigation letter, I have put their letter in the private section for records...

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        • Re: Winter Despair

          Yes send that.
          Let your smile change the world but don't let the world change your smile


          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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          • Re: Winter Despair

            Originally posted by Never-In-Doubt View Post
            Send the threat of litigation to moorcroft
            Did you mean the template letter - link - or a copy of the snotty-gram from the creditor?

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            • Re: Winter Despair

              Bloody hell the recoveries agents for Barclays have sent a final demand literally only a few days later!! this is unenforceable and they are saying the baliffs are coming/property will be removed/court etc!!!

              All this is coming at once, sleepless nights abound, I hate winter!

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              • Re: Winter Despair

                no bailiffs are coming
                nothing will be removed
                this is all to frighten you
                for any of this to happen, they would have to go to court, prove their case!!!!, get a CCJ, then you would have to not pay the agreed payments, then they would have to go to court again to get some sort of warrant for enforcement

                so basically a load of old baloney

                looks like the letter you sent on 14th has crossed with this, so wait and see what happens next, they'll probably punt it on....................

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                • Re: Winter Despair

                  Thanks Even, after months of nothing happening...it feels like my house of straw is falling down, paying £90 a month now for one of the enforceable ones, another was enforceable so that will be two to pay soon...and now this Barclays one which is for a much bigger amount, but the difference is that this is unenforceable so I may have some hope...(lets hope Cap One have thrown me in the bin lol!)

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                  • Re: Winter Despair

                    calmness, it really is a load of baloney

                    hang on in there, you are doing really well

                    why are you paying so much a month for the enforceable one?

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                    • Re: Winter Despair

                      I have a job now and thought it best to pay it off as quick as possible, but this could back fire if more of these have to be paid...

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                      • Re: Winter Despair

                        so just reduce the payment
                        no point paying debt if it causes hardship, remember that's how we all arrived here in the first place!

                        now go watch the telly and relax!!!

                        Dopey's orders!!!

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                        • Re: Winter Despair

                          Hi matey

                          Stop stressing - seriously it's fine - just let them respond to the template you sent the other day, these probably crossed in the post. Chill out yea?

                          Lets see what they come back and say when they respond to the legal threat you sent.
                          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                          Comment


                          • Re: Winter Despair

                            Originally posted by I Love Crisps View Post
                            Bloody hell the recoveries agents for Barclays have sent a final demand literally only a few days later!! this is unenforceable and they are saying the baliffs are coming/property will be removed/court etc!!!
                            And in that order?

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                            • Re: Winter Despair

                              OK, wrongly sliced baloney!!!

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                              • Re: Winter Despair

                                Thanks all, I even smiled today....

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