Winter Despair

[I Love Crisps]

Re: Winter Despair

Hi Niddy, Mbna have sent their paperwork back, I have emailed it to you...Mint are over the 14 days now so will send them a reminder, and have now finally sorted my Barclays current account so am sending a cca to Barclaycard...

Cheers.

[MustGetStraigh]

Re: Winter Despair

Hi Niddy, Mbna have sent their paperwork back, I have emailed it to you...Mint are over the 14 days now so will send them a reminder, and have now finally sorted my Barclays current account so am sending a cca to Barclaycard...

Cheers.

Hi,
I think Niddy's away for a couple of days. It might be better to hold fire on a 14 day reminder, because until they reply I believe it's UE...

[I Love Crisps]

Re: Winter Despair

Ahh cheers m8, wont send that yet then....

[Never-In-Doubt]

Re: Winter Despair

Hi Niddy, Mbna have sent their paperwork back, I have emailed it to you...Mint are over the 14 days now so will send them a reminder, and have now finally sorted my Barclays current account so am sending a cca to Barclaycard...

Cheers.

Do not send the reminder - this remains UE until they respond so you ignore them for the moment....

Also, still no emails from you - can you send it to: agreements@all-about-debt.co.uk

OR upload them directly in the new secure documents section here: ---> Upload your CCA / T&C's --

Details about the secure section here: ---> Secure / Protected Content

[I Love Crisps]

Re: Winter Despair

Hi Niddy, I have uploaded in the private "Upload your ccas", thats a great effective idea by the way.

[Never-In-Doubt]

Re: Winter Despair

Hi Niddy, I have uploaded in the private "Upload your ccas", thats a great effective idea by the way.

cheers - replied too

I created it for this reason, so people can just upload things at their leasure and ONLY I can see the content.....

[Gerry]

Re: Winter Despair

Hi Niddy, I have uploaded in the private "Upload your ccas", thats a great effective idea by the way.

Crisby your the new techy kid, Good on ye i'm well impressed.

Gerry x (I'll try to stop being cheeky)

[I Love Crisps]

Re: Winter Despair

Closed my Barclays current account, but have just realised I also still have a reward savers current account with £0.31p in (lol), will Barclaycard put the amount I owe them in here? meaning can they make out the debt I owe them is owed by a current account aswell even though there is no money in there?

Really dont want to have to go into the bank again, shall I just leave it?

[Never-In-Doubt]

Re: Winter Despair

Closed my Barclays current account, but have just realised I also still have a reward savers current account with £0.31p in (lol), will Barclaycard put the amount I owe them in here? meaning can they make out the debt I owe them is owed by a current account aswell even though there is no money in there?

Really dont want to have to go into the bank again, shall I just leave it?

So long as you're in credit, you can leave it - don't worry! It'll just sit there and become dormant!

[I Love Crisps]

Re: Winter Despair

Hi Niddy, have sent you my Mint and Barclays Cca's to the private section, I will say it again, that is such a great addition to your wonderful site...

Cheers in advance...

[Never-In-Doubt]

Re: Winter Despair

Mint = enforceable (sorry mate).... I would consider either making an offer to repay some each month or try and blag it and see how far they go before the proper threats? It's you're choice mate?

Me? I'd look to sort something out, this won't go away i'm afraid - its too new and also spot-on (which they will know as well)....

Sorry mate

[Never-In-Doubt]

Re: Winter Despair

Barclays = Unenforceable

Nice one, they admit in their cover letter that it's a recon, that's good enough! (plus there was no actual agreement attached either lol) - respond with this: ---> CCA Query - Copy Document Supplied

[Gerry]

Re: Winter Despair

Barclays = Unenforceable

Nice one, they admit in their cover letter that it's a recon, that's good enough! (plus there was no actual agreement attached either lol) - respond with this: ---> CCA Query - Copy Document Supplied

:niddyGot to give you credit boss, yer shit hot at the letters

Gerry x

[I Love Crisps]

Re: Winter Despair

Thanks a lot Niddy, good news with Barclays! sigh at Mbna and Mint then...Mbna was enforceable aswell so probably sort something on both I guess? not sure about offering a small payment per month though (not got much!).

What are the best ways to offer a small payment per month, without them going to court etc? because lets face it I guess when I show weakness they will pounce!

...and Mint have already sent a letter with threat of a doorstep visit, what do I send to that when its enforceable?

Cheers in advance!

[Never-In-Doubt]

Re: Winter Despair

Thanks a lot Niddy, good news with Barclays! sigh at Mbna and Mint then...Mbna was enforceable aswell so probably sort something on both I guess? not sure about offering a small payment per month though (not got much!).

What are the best ways to offer a small payment per month, without them going to court etc? because lets face it I guess when I show weakness they will pounce!

Cheers in advance!

Hiya, sorry am confused. Where did MBNA come into the equation?