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  • #181
    Re: myself and barclaycard

    Originally posted by Enforcer View Post
    If you really want to confuse them, send a nice polite letter, enclosing copies of the statements showing a nil balance. Politely inform them that you are more than happy to accept that your balance is £0.00 and please stop pestering you for NOTHING.
    Once again, I suggest you read my post, Barclaycard & Right of set off. Did the same to me!
    Good idea. I'd also read your thread - it's compelling to watch the FOS go a full 360 degrees.
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

    Comment

    • #182
      Re: myself and barclaycard

      Originally posted by Enforcer View Post
      If you really want to confuse them, send a nice polite letter, enclosing copies of the statements showing a nil balance. Politely inform them that you are more than happy to accept that your balance is £0.00 and please stop pestering you for NOTHING.
      Once again, I suggest you read my post, Barclaycard & Right of set off. Did the same to me!
      can you send me a link to your post

      Comment

      • #183
        Re: myself and barclaycard

        Originally posted by MrsD View Post
        you need to send the whole think to Niddy for a definitive answer, then we'll deal.
        what ive deleted in the letters is my name/address/and there ref numbers ,but i will send the unedited versions to niddy

        Comment

        • #184
          Re: myself and barclaycard

          posted in the terms and conditions section

          Comment

          • #185
            Re: myself and barclaycard

            Originally posted by Never-In-Doubt View Post
            Good idea. I'd also read your thread - it's compelling to watch the FOS go a full 360 degrees.
            pm sent

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            • #186
              Re: myself and barclaycard

              Google. Barclaycard & Right of set off.

              Comment

              • #187
                Re: myself and barclaycard

                Originally posted by Enforcer View Post
                Google. Barclaycard & Right of set off.
                First link!
                When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #188
                  Re: myself and barclaycard

                  Originally posted by Enforcer View Post
                  Google. Barclaycard & Right of set off.
                  Or click here --> http://forums.all-about-debt.co.uk/s...ght-of-Set-Off
                  I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                  If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                  Comment

                  • #189
                    Re: myself and barclaycard

                    Sorry David - i meant to put a direct link in to my post to assist you but i had another tab open reading the lender is trying to repossess my BTL and got side-tracked.
                    When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.


                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment

                    • #190
                      Re: myself and barclaycard

                      Originally posted by Never-In-Doubt View Post
                      Or click here --> http://forums.all-about-debt.co.uk/s...ght-of-Set-Off
                      email sent niddy

                      Comment

                      • #191
                        Re: myself and barclaycard

                        just got back these from mkdp they say they have sent the correct cca reply, niddys says its a recon,and to send a missing PTs letter which i done, this is there reply,what to do now ???
                        Attached Files

                        Comment

                        • #192
                          Re: myself and barclaycard

                          one liner referring them to your missing PTS

                          Comment

                          • #193
                            Re: myself and barclaycard

                            Ahh well just ignore them for now. It's their final response letter.


                            See what they say next.

                            Normally a one liner would suffice but as it is a final response just wait for contact and update us.
                            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                            Comment

                            • #194
                              Re: myself and barclaycard

                              Normal response, ignore for now as Niddy suggests.

                              Comment

                              • #195
                                Re: myself and barclaycard

                                got these back from barclay card regarding the missing PTs sorry if they are not in order. i tried .
                                original letter from mkdp in post 191,there are another 7 pages all with t&c s no signature on any of them or a date .if i need to upload the rest will do .
                                Attached Files

                                Comment

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