F&F or request CCA

[IF]

Re: F&F or request CCA

No worries as Vossy says in your own time and everyone will help as best they can

[vossy]

Re: F&F or request CCA

Don't worry about it, we are all here for the same thing - good sensible and honest advice, you will be fine

[1brokegirl]

Re: F&F or request CCA

I will update when I get the courage...

[MrsD]

Re: F&F or request CCA

nice to see you here 1brokegirl, you'll need to update us on your story when you have the time

I changed my user name as I'm not quite as Dopey as I used to be

[1brokegirl]

Re: F&F or request CCA

Eeek! I did it! I sent off the cca request and the same to the rest of them... watch this space, I'll be needing a diary soon...

[Never-In-Doubt]

Re: F&F or request CCA

Thank you both, maybe I'll sleep tonight after all...

You'll be fine

[1brokegirl]

Re: F&F or request CCA

Thank you both, maybe I'll sleep tonight after all...

[Never-In-Doubt]

Re: F&F or request CCA

Regardless that you recently signed a CCA - the fact is did you at the time of account inception, the answer to that is a resounding NO! So if it ever got to court (it won't) you would clearly be able to prove that they send the goods without an agreement in place, whenever you opened the account...

I'd not worry too much about Next!

[kilasuit]

Re: F&F or request CCA

I'd send the CCA request as it places them on backfoot and if you can then say a month after receiving their response then offer a F&F dependant on whether its EN or UE.

But deffo send off that CCA request!

[1brokegirl]

Hi all,

I've been a member here for some time but never posted, and originally "met" Niddy and a few others on a debt free diary thread on MSE.

Anyway, circumstance has led me to begin the UE route rather than continue with the DMP(which I will likely explain another time), but I am being chased most by a DCA for a Next Directory debt that I could currently offer a F&F for. I stupidly signed an agreement when I first entered the DMP. It's hardly worth my while trying a CCA request, is it?

Many thanks in advance.