Bank Odraft & Moorcroft

tiger

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Join Date: Oct 2010

Posts: 18
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#1

Bank Odraft & Moorcroft

12 October 2010, 11:31

Wrote to bank asking if possible for F & F on odraft as hardship case...bank signed for letter but did not reply..

Then letter from Moorcroft requesting full o/s amount...weekly printed letter PRE_COURT in red letters..sent.

Do I send monthly payments to bank to reduce Odraft.

No Letter from Bank advising debt now asigned to DCA..Moorcoroft

As odrafts are not covered by CCA

whats the best way forward?

HELP
Tags: arrangement, bank, cca, court, dca, debt, letter, letters, monthly, moorcroft, offers, overdrafts, pay, payments
Never-In-Doubt

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Join Date: Aug 2010

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#2

12 October 2010, 20:52

Re: Bank Odraft & Moorcroft

Overdrafts are CCA exempt so you need to pay it i'm afraid, yes start payments and come to some arrangement, try offering a F&F to the new DCA.... they usually accept lower offers than the lender does.

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