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  • Default/Confusing With Debt Being Passed On Help Please!

    Hi everyone, I hope someone can help.

    A few years ago (2013) I took out a business loan through one of the UK's Start Up Loan delivery partners; long story short the biz didn't go to plan, so had to revenue to pay back the loan (which was £6,000).

    Anyway, I recieved a default...
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  • Disastra
    started a topic DVLA Changing Your Address

    DVLA Changing Your Address

    Just a little tip.

    In these days of tax being cancelled when a vehicle is transferred this is quite important.

    If you move house and return your V5C (logbook) to DVLA to make an address change don't write your name into section 6, or tick any of the boxes. Don't fill in the...
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    Last edited by Disastra; 13 July 2016, 17:29. Reason: Additonal tip

  • julian
    started a topic Who is the Creditor?

    Who is the Creditor?

    When a trader offers credit , e.g. one year interest free credit, the loan is not normally advanced by the trader but by a finance house, and goods are not ordered or delivered until the loan is approved, which may take weeks.

    Under CCA regs, who is the Creditor for cancellation rights?...
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  • bobogosing
    started a topic Compayuk

    Compayuk

    Morning!

    Don't know if this is the right section to post, sorry if I am wrong.

    Any body heard about these guys?http://www.compayuk.co.uk/faqs/sds.html

    Received an advertising email from them, out of curiosity, opened and read

    These guys sounds...
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  • Henry Petals
    started a topic MIL Collections

    MIL Collections

    These are a particularly horrid collection agency, based in Truro chasing me for a debt that was originally addressed to my limited company (liquidated) from VIKING Direct for some £220. It goes back two years ago.

    Last year my husband had a mental breakdown and was bullied on the phone...
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  • Could I possibly have some advice with a default notice received?

    Hi people, I was an old member and used to follow a thread on another forum on which NID helped me with some unenforceable agreements. I can't find any logins so i'll start a fresh.

    As for this one, it is for a Pitney Bowes Purhase power account.
    I was a sole trader and the account...
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  • LifeOfRyan
    started a topic Allowable Expenses for Sole Trader

    Allowable Expenses for Sole Trader

    Hello all,

    Its time to get my tax return in order again but its only the second time i have ever done one so need some advice, last year I didn't claim any expenses at all mainly because i found it all so confusing. But this time I have been reading various sources which say i can claim...
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  • yorkshirepud
    started a topic Leisure Medical UK

    Leisure Medical UK

    Hi all.

    Just to say I love this forum and appreciate all the advise people bring to it.

    I am a sole trader and was cold called by an advertising company called Leisure Medical UK last year with an offer to advertise my services on doctors appointment cards in the area. At...
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  • marling
    started a topic marling - sole trader debt

    marling - sole trader debt

    hi all


    my previous self employed job was selling items on ebay, mid december i had to pack it in as i was not earning enough and i am presently un-employed.
    i have an outstanding debt with ebay which is £900, i have been contacted with a final reminder by a company called...
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  • 'Fat finger' trade seen costly after HSBC price spike

    'Fat finger' trade seen costly after HSBC price spike

    A trader may have lost about 400,000 pounds ($662,100) in under 30 seconds on Thursday after causing a 10 percent spike in the shares of Europe's biggest bank, HSBC (HSBA.L), which traders blamed on human error - a "fat finger"...
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  • PriorityOne
    started a topic Car advice.....

    Car advice.....

    Hello people... I have a few car queries and as it's not my area WHATSOEVER, I'm hoping for a bit of guidance.

    My daughter is looking to change her car for a posh one now that she's landed a new job. If she goes to somewhere like Auto-trader and it's being sold by a garage, is it still...
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  • Spent2much
    started a topic parking fine at work

    parking fine at work

    Hubby got a parking fine Saturday for parking on double yellows parking outside where he works he noticed there are two breaks in the yellow lines one end marker on the yellow lines does not look done properly , there are no signs saying NO PARKING , but there are signs saying TRADER LOADING AND UNLOADING...
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  • tiredofdebt
    started a topic Natwest Credit Card

    Natwest Credit Card

    Took out Natwest Credit card in 2001 that defaulted Mar 2011.

    I have been paying Moorcroft £50 a month, but now I have just found this forum and everyone makes so much sense I thought I would ask for advice.

    The problem is, my business and personal accounts are still with...
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  • jon1965
    started a topic Accounting Software

    Accounting Software

    Does anyone know of a free accounting software. What I am after is something with columns for expenditure type that will work out Vat etc so that month on month I can work out a basic P&L.

    I guess I could create one myself in excel but as it will be going to an accountant eventually...
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  • Bugsy
    started a topic Public Liability Insurance Problem

    Public Liability Insurance Problem

    Hi, My Son in Law is a sole trader fitting in car equipment such as tracking systems. He holds public liability insurance which he thought would cover him in any event of a claim against him for damage to the cars that he works on. However recently he was working on a particular car with an electronic...
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