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  • Drydensfairfax Solicitors Default

    I have an unsecured credit card debt which was purchased by Max Recovery Limited in late 2012.

    The original creditor was mbna.

    The debt has never been on my credit file.

    Last year, I started receiving correspondence from Drydensfairfax Solicitors, who were acting...
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  • Overcoming bad credit - improving credit score

    With a mortgage, 2 different bank accounts and a credit card from another bank running in credit and a report newly clear of defaults, when should I see my credit score start to climb?
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    Last edited by julian; 2 November 2016, 00:57. Reason: IE

  • Debt Managers (Services) Ltd

    Looking for some follow up advice after I found some info in the forum archive here regarding Debt Managers (Services) LTD, the wife has just received a fishing letter which has confused us no end. we've checked her file on noddle and apart from a possible £12 showing from 2004 we can't see anything...
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  • Fergie76
    started a topic Balance Transfer Offer

    Balance Transfer Offer

    I have two credit cards, one Barclaycard with a balance of £4230 and am currently paying £250 per month and a Capital One with a balance of £1550 and currently pay £154 per month. I think interest on both cards is about 30%.

    I have three balance transfer options with Barclaycard...
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  • Aqua Credit Card - Poor credit history but been accepted

    As you do, I received a weekly email from MSE a few weeks ago and I was reading one of the articles about a credit card acceptance "checker" that basically conducts a "soft" search of your credit score and gives a rough chance of acceptability for certain Credit cards

    ...
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    Last edited by Spud; 14 March 2016, 12:03.

  • Supergrover
    started a topic Failed IVA

    Failed IVA

    I am looking for some advice as I have some old debt from a failed IVA, the last payment I made to the IVA was Feb/Mar 2009, I am just starting to get letters from recovery companies offering "huge discounts". I never heard from the IVA company after my last payment despite asking them for...
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  • Advice on Enforceability and Statute Barred please

    Here goes everyone...

    In 2010, I entered into a DMP with ten creditors but for various reasons it failed 9 months later and I have paid nothing since. Most of these debts have changed hands several times since then and I haven't heard from some of the creditors for years. I have checked...
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  • Link Financial CCJ at previous address

    Happy New Year!

    Hi all, been a while since I needed your help....alas

    I signed up with Noddle as I thought a free look at my credit report couldn't hurt. I'm glad I did as I see that Link Financial have obtained a CCJ against me in 2012, but at the address I last lived at in...
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  • jadex
    started a topic Clearscore (Experian)

    Clearscore (Experian)

    Hi All,

    As Clearscore offer free credit report based on Equifax data (sort of Noddle - Callcredit partnership), I am inclined to see what they have on file against my name - I have Noddle already and check it regularly every month.
    However, my concern is about sleeping dogs, etc....
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    Last edited by jadex; 30 December 2015, 05:19.

  • Do creditors know when you look at your credit report ?

    I'm thinking of joining for the 30 day free trial to see what's going on with me and hubby's but don't want to rock the boat with the creditors .
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  • tierisch
    started a topic DCAs and CRAs

    DCAs and CRAs

    Hi all

    Just thinking and don't know the answer so......have a couple of things that are definitely SB and have fallen off the credit report. From time to time one of the DCAs does a check presumably to find out where i live so they can send me christmas and birthday cards etc So my...
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  • StephieDee
    started a topic Newbie here, help appreciated...

    Newbie here, help appreciated...

    Hi,

    I have had two texts and a letter in the last three days from Bryan Carter Solicitors, on behalf of Fredrickson International/Lowell's about an old credit card debt.

    It should go to Statute Barred on 15th September this year, 6 years since default.

    They...
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  • malamute
    started a topic Natwest - loan and overdraft

    Natwest - loan and overdraft

    Dear All,

    I've a Natwest overdraft and Natwest Loan that I am trying to update the default dates on because the overdraft I believe is about 2 years later than it should be and the loan is yet to be registered as defaulted and shows about 5 years worth of late payments markers.
    ...
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  • Noddle launches energy switch campaign and partners with energyhelpline

    Noddle launches energy switch campaign and partners with energyhelpline

    This is a duplicate of the Blog Entry made on 10th February 2015 18:55.

    Noddle, the free for life credit report service, has partnered with energyhelpline.com to help consumers save money on their energy...
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  • SA Gold
    started a topic Aqua - the way to your credit file?

    Aqua - the way to your credit file?



    Received a "apply today * apply today * apply today * apply today* apply today* headed letter from Aqua stating i had been pre-approved for a card.

    Before i gave it to the hamster, something caught my eye half way down:

    "Use our Aqua Credit...
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