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  • alfie
    started a topic Remortgage Equity Release

    Remortgage Equity Release

    Good evening.
    My query is if anyone knows off hand about remortgaging an existing equity release which provided an initial lump sum then a monthly payment. The sticking point is that it appears that the monthly payment cannot be stopped unless the whole existing amount is redeemed. The wish...
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  • EU referendum: Cameron announces date of vote

    The prime minister made his historic statement in Downing Street after briefing the cabinet on his EU reform deal.


    He said he had told ministers he will recommend remaining in a reformed EU.

    More --->
    http://www.bbc.co.uk/news/uk-politics-35621079
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  • Holiday pay ruling may affect millions of workers

    Holiday pay ruling may affect millions of workers

    This is a duplicate of the Blog Entry made on 4th November 2014 10:42.

    *A closely-watched ruling will later determine whether millions of workers are entitled to claim for overtime to be included in holiday pay.* Across......
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  • Pat
    started a topic Wonga

    Wonga

    I have two unpaid loans with this shower

    One taken out in 2008 , defaulted and a repayment plan started and then stopped in 2012

    The other taken out in 2012 under the same name , same address etc. The both appear on my credit file

    After the recent announcement...
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  • SXGuy
    started a topic National Grid Just Dug Up My Driveway!

    National Grid Just Dug Up My Driveway!

    So for the last 3 weeks, National Grid have slowly been working their way round our street, digging up in various places. Last week, they decided to dig a hole just the other side of our front garden fence, with no notice or warning. We had some fencing suppliers due the day after to dig out old shrubs...
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  • Child Support Agency 2003 scheme Child Maintenance new scheme for cases after 25th Nov 2013

    Just wondering if anyone can help with query for son.
    child no 1 registered under 2003 scheme
    child no 2 born 2006 voluntary family agreement paying £200 a month as jointly agreed. Voluntary arrangements are not taken into account under 2003 rules, so this was not registered with CSA...
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  • tj1963
    started a topic iva

    iva

    hi
    i have been recommend to speak with you about having an iva and owning my own home.
    I am single mum of two and one has just gone to uni so i am over £300 down in income and the iva company are not helping me reduce my payments and its killing me - i didn't know anything about being...
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  • MS and depression - debt getting bigger

    I wonder if someone can help point me in the right direction.

    My cousin has MS, and on top of this, has been struggling with depression for many years. My aunt has recently moved in as my cousin's mental well being has deteriorated to such an extent that she is now suicidal
    ...
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  • SXGuy
    started a topic PPI Refunds could trigger Self Assessment

    PPI Refunds could trigger Self Assessment

    http://www.accountingweb.co.uk/artic...concern/536621

    Basically, if you receive a PPI refund which includes Interest, then that interest should be taxed.

    Some firms refund PPI with tax already deducted, which would not require you to file a Self...
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    Last edited by SXGuy; 28 January 2013, 13:09.

  • Exclus
    started a topic Account terminated

    Account terminated

    About 17 years ago I had a credit card with Associates, who morphed or were bought out by Citi. Some years ago I stopped paying Citi and requested a copy agreement - after some tooing-and-froing they admitted they could not supply an agreement, and duly sold the debt to Hillesdon. Hillesdon also confirm...
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  • tom_rad
    started a topic tom-rad's unenforceability diary

    tom-rad's unenforceability diary

    Type of account- Catalogue (shop direct group)

    Date commenced- December 2006

    Approx balance- £911

    Date last paid - Jan 2010

    i was making payments on arrangement up until recently but stopped paying around 2 months ago

    Status- (defaulted...
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    Last edited by tom_rad; 22 July 2012, 17:24.

  • Pip
    started a topic Default notices: trying to understand implications of them

    Default notices: trying to understand implications of them

    Hello,

    I've looked around and tried reading up on default notices but I'm still unclear about a few things.

    I'm sure I've read various comments on forums along the lines of "Why are you on a DMP when they've defaulted you/why have you continued paying them after you
    ...
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  • lochlisa
    started a topic newcomer - glad I found out about you

    newcomer - glad I found out about you

    hi all,

    in Court next Monday

    HSBC after me. Priority Application Form reconstituted being used. HSBC admit they have a copy of original on microfiche but it is not legible and they will not be submitting it.

    Claimed agreement was signed 5 Jan 2005. I have asked...
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    Last edited by lochlisa; 25 November 2011, 16:59.

  • di30
    started a topic SAR personal data/insulting!

    SAR personal data/insulting!

    Right, didn't know exactly where to put this one, but it's in regards of some sensitive wording on some SAR Data.

    I have actually put some of the paperwork too safe, but it was when we made a complaint via PPI - Nemo Personal Finance.
    Looking through the paperwork there was personal...
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  • nightwatch
    started a topic charging orders

    charging orders

    sorry if in wrong place, but couldnt find where to put this question

    a few of the DCAs that contact me often state that if we don't continue paying our reduced payments we MAY be taken to court (not happened yet)
    If a CCj is awarded, they may apply for a charging order on the house...
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    Last edited by nightwatch; 21 June 2011, 13:04. Reason: cannot spell
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