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  • 'Can't pay, take it away' episode

    Hi guys

    I was watching an episode of Can't Pay, Take It Away the other day, and i noticed that the High Court Enforcement guys were on a job enforcing a writ where a lady had taken out a 4k loan?! I was under the impression that any debt under the consumer credit agreement could not be...
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  • Start of my unenforceabilty journey

    So, in February I sent out CCA requests to all of our creditors. So far two have responded with copy agreements: Both are...

    Credit cards
    One commenced in 1994 and one in 2006 (my husbands)
    Mine has about £1700 (the 1994 one), husbands has about £7200
    Last full payments...
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  • Lloyds sets aside extra £1bn for PPI mis-selling - (Deadline June 2019)

    Lloyds sets aside extra £1bn for PPI mis-selling - (Deadline June 2019)

    This is a duplicate of the Blog Entry made on: 26th October 2016 10:31
    Lloyds Banking Group has set aside a further £1bn to pay compensation for mis-sold payment protection insurance (PPI).
    The extra
    ...
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  • daisy
    started a topic Unsecured debt & moving.

    Unsecured debt & moving.

    Hi everyone, it's been a while!

    I have a large amount of unsecured debt, not worried about the smaller ones, but a couple of Barclaycards pre 2007, also a couple of biggies with two banks and I can no longer service these debts, as I need to give up work on health grounds, so there is no...
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  • Payday firm CFO Lending forced to repay £35m to borrowers

    Payday firm CFO Lending forced to repay £35m to borrowers

    This is a duplicate of the Blog Entry made on: 19th September 2016 12:17
    A payday lending business has been forced to repay £35m to its borrowers for a catalogue of wrongdoings.

    The company took money from its
    ...
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  • Moradin
    started a topic F+ F restriction

    F+ F restriction

    I have ~3k debt on a restriction. We'd like to change mortgage to a different provider, and they are saying they cannot with the restriction in place...
    (crazy that a 3.4k+ debt can stop a remortgage on a 280k house!)

    What amount do you think i will need to remove it? - the original...
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  • Westham1
    started a topic Virgin Mobile phone

    Virgin Mobile phone

    Yesterday my partner received a text from Virgin to say she was approaching her credit limit for the month.
    I phoned them up and was told that she had exceeded her allowance and her current bill was £95.
    When I asked what the limit was the rep told me £125.
    I was astounded to hear...
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  • EmptyPurse
    started a topic EmptyPurse Diary

    EmptyPurse Diary

    Background Post

    I have 3 creditor accounts in default. Last payment made was April 2014 to the original creditors not DCA- which defaulted in Oct / Nov 14

    Egg/ Barclaycard / now Hoist from 2002 Balance 6.5k

    Natwest OD account opened in 1992 -approx. Balance 3.5k...
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    Last edited by EmptyPurse; 20 April 2016, 22:33. Reason: adding NW Figures

  • mo444
    started a topic capital one £3500 debt

    capital one £3500 debt

    I'm just looking for advice.I have 3500 on a capital one credit card with no hope of repaying.I have a 6 month agreement paying £5 a month.Will I be able to continue with this long term? Do I fill in form every 6 months or just ignore it and continue to pay . will it goto debt collection..Will I be...
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  • Council Forced To Pay Driver £41 Compensation - From Parking Ticket Residue On Windshield

    Council Forced To Pay Driver £41 Compensation - From Parking Ticket Residue On Windshield

    This is a duplicate of the Blog Entry made on: 31st January 2016 08:48
    A council was forced to pay compensation to a driver – after a parking ticket left a sticky residue on a car windscreen.
    ...
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  • swanfan
    started a topic Sky

    Sky

    Hi guys, My missus has been getting letters from various DCAs regarding a debt with Sky. They acknowledged in December 2014 that nothing was owed and Wescot confirmed in March 2015 also, yet she still is getting letters regarding this. Any ideas on a way forward?
    ...
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  • Five large banks 'paid no UK corporation tax' in 2014

    Five of the largest banks in the UK paid no corporation tax in 2014, despite making billions of pounds in profits, analysis by Reuters has shown.


    JP Morgan, Bank of America Merrill Lynch, Deutsche Bank, Nomura Holdings and Morgan Stanley paid no corporation tax at all, the news agency...
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  • stuffthebanks
    started a topic Idem servicing

    Idem servicing

    Hi all, hope things are ok with you...
    I have a debt that was originally with Mint, it went to court, i was very inexperienced back then and ended up with a CCJ and charging order on my house.
    It was set at the hearing that i should pay £150 per month on the debt, which then stood at £18000,...
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  • One million Natwest/RBS customers face monthly price hike for packaged current accounts

    One million Natwest/RBS customers face monthly price hike for packaged current accounts

    This is a duplicate of the Blog Entry made on: 18th November 2015 09:56
    More than one million customers with RBS and NatWest will soon be forced to pay up to £2 extra a month for their packaged
    ...
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  • AAD News Feed
    started a topic Challenger banks braced for bad news

    Challenger banks braced for bad news

    Challenger banks braced for bad news

    This is a duplicate of the Blog Entry made on 14th September 2015 15:47.

    as they fear 8 per cent levy will stay – along with 'unfair' free current accountsBanks will be forced to become more transparent about current...

    Click...
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