Hi guys
I was watching an episode of Can't Pay, Take It Away the other day, and i noticed that the High Court Enforcement guys were on a job enforcing a writ where a lady had taken out a 4k loan?! I was under the impression that any debt under the consumer credit agreement could not be...
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'Can't pay, take it away' episode
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Start of my unenforceabilty journey
So, in February I sent out CCA requests to all of our creditors. So far two have responded with copy agreements: Both are...
Credit cards
One commenced in 1994 and one in 2006 (my husbands)
Mine has about £1700 (the 1994 one), husbands has about £7200
Last full payments...
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Lloyds sets aside extra £1bn for PPI mis-selling - (Deadline June 2019)
Lloyds sets aside extra £1bn for PPI mis-selling - (Deadline June 2019)
This is a duplicate of the Blog Entry made on: 26th October 2016 10:31
Lloyds Banking Group has set aside a further £1bn to pay compensation for mis-sold payment protection insurance (PPI)....
The extra
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Unsecured debt & moving.
Hi everyone, it's been a while!
I have a large amount of unsecured debt, not worried about the smaller ones, but a couple of Barclaycards pre 2007, also a couple of biggies with two banks and I can no longer service these debts, as I need to give up work on health grounds, so there is no...
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Payday firm CFO Lending forced to repay £35m to borrowers
Payday firm CFO Lending forced to repay £35m to borrowers
This is a duplicate of the Blog Entry made on: 19th September 2016 12:17
A payday lending business has been forced to repay £35m to its borrowers for a catalogue of wrongdoings....
The company took money from its
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F+ F restriction
I have ~3k debt on a restriction. We'd like to change mortgage to a different provider, and they are saying they cannot with the restriction in place...
(crazy that a 3.4k+ debt can stop a remortgage on a 280k house!)
What amount do you think i will need to remove it? - the original...
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Virgin Mobile phone
Yesterday my partner received a text from Virgin to say she was approaching her credit limit for the month.
I phoned them up and was told that she had exceeded her allowance and her current bill was £95.
When I asked what the limit was the rep told me £125.
I was astounded to hear...
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EmptyPurse Diary
Background Post
I have 3 creditor accounts in default. Last payment made was April 2014 to the original creditors not DCA- which defaulted in Oct / Nov 14
Egg/ Barclaycard / now Hoist from 2002 Balance 6.5k
Natwest OD account opened in 1992 -approx. Balance 3.5k...
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capital one £3500 debt
I'm just looking for advice.I have 3500 on a capital one credit card with no hope of repaying.I have a 6 month agreement paying £5 a month.Will I be able to continue with this long term? Do I fill in form every 6 months or just ignore it and continue to pay . will it goto debt collection..Will I be...
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Council Forced To Pay Driver £41 Compensation - From Parking Ticket Residue On Windshield
Council Forced To Pay Driver £41 Compensation - From Parking Ticket Residue On Windshield
This is a duplicate of the Blog Entry made on: 31st January 2016 08:48
A council was forced to pay compensation to a driver – after a parking ticket left a sticky residue on a car windscreen....
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Sky
Hi guys, My missus has been getting letters from various DCAs regarding a debt with Sky. They acknowledged in December 2014 that nothing was owed and Wescot confirmed in March 2015 also, yet she still is getting letters regarding this. Any ideas on a way forward?
...
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Five large banks 'paid no UK corporation tax' in 2014
Five of the largest banks in the UK paid no corporation tax in 2014, despite making billions of pounds in profits, analysis by Reuters has shown.
JP Morgan, Bank of America Merrill Lynch, Deutsche Bank, Nomura Holdings and Morgan Stanley paid no corporation tax at all, the news agency...
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Idem servicing
Hi all, hope things are ok with you...
I have a debt that was originally with Mint, it went to court, i was very inexperienced back then and ended up with a CCJ and charging order on my house.
It was set at the hearing that i should pay £150 per month on the debt, which then stood at £18000,...
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One million Natwest/RBS customers face monthly price hike for packaged current accounts
One million Natwest/RBS customers face monthly price hike for packaged current accounts
This is a duplicate of the Blog Entry made on: 18th November 2015 09:56
More than one million customers with RBS and NatWest will soon be forced to pay up to £2 extra a month for their packaged...
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Challenger banks braced for bad news
Challenger banks braced for bad news
This is a duplicate of the Blog Entry made on 14th September 2015 15:47.
as they fear 8 per cent levy will stay – along with 'unfair' free current accountsBanks will be forced to become more transparent about current...
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