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  • Strepsi
    started a topic Looking to rent

    Looking to rent

    We live in a mortgaged house, the house next door is a rental. Every 6, 12 or 48 months we get new neighbours more often than not they are a nightmare!

    Anyway we were thinking if it was practical for us to rent our property and rent another property elsewhere.

    I was wondering...
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  • Strepsi
    started a topic Rent/Default + Equity

    Rent/Default + Equity

    Good evening.

    Was wondering if anyone could offer some advice?

    We have nightmare neighbours that rent next to us, unfortunately we can't see them ever moving as they are the owners son and partner.

    I was wondering if you can rent a property if you credit...
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  • Mattychoo
    started a topic Help with Satisfied Default

    Help with Satisfied Default

    Hi there,


    I've been reading this forum and others over and over for the best couple of weeks and was wondering if someone could offer some advice on my situation.


    I have on my credit file details of a credit card agreement with Crap1 which I defaulted on in February...
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  • Porting Number of Cut Off Line

    This situation is to try and help a friend. They are struggling and have had their BT landline cut off due to arrears. BT said it would be put back on if the £300 arrears were paid but they don't have the money. They use the number for business so don't want to lose it. I suggested porting the number...
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  • carol01
    started a topic changing from a variable to fix rate with same lender

    changing from a variable to fix rate with same lender

    hi
    i have just recieved a phone call from my mortgage company (santander) offering me a 2.9% fixed rate i am on a 4.74% variable at the moment the only questions he asked was if i had ever been bankrupt or had ccj's which i don't have either of, but i do have defaults... 5 of them will they...
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  • billytommo
    started a topic DD About to go to Uni

    DD About to go to Uni

    Daughter is in the process of going to University in the next academic year. My question is a simple one: will the fact that I have a trashed CF including a CCJ have a bearing on her getting/not getting a student loan?
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  • Payday lenders to share instant data on borrowers

    Payday lenders to share instant data on borrowers

    This is a duplicate of the Blog Entry made on 15th January 2014 12:04.

    Payday lenders will receive more up to date information about individuals' borrowing habits when they apply for a loan. Concerns have been raised......
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  • jj69
    started a topic Charges on CCA agrrement - quick advice needed

    Charges on CCA agrrement - quick advice needed

    Morning all..
    Been some time since I last posted I hope everyone is ok ?
    I have a quick question regarding charges on a car agreement with Advantage finance.
    I have the CCA and on it is the following :

    Interest on credit £1430.76 -F
    Other charges - acceptance fee...
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  • tryingto
    started a topic Credit checks

    Credit checks

    Hi

    Hope someone can help, it's been quite a long time since I posted.

    Basically, I have a large amount of debt from early 2000s, most of which defaulted 2004/2005. Initially I was on token payments for some time, but then found out about potential unenforceability, which...
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  • To add a 200 word note to my credit history or not?

    Hi guys,

    Before the messy break up with my ex fiancee I had a perfect credit file and never had any problems being accepted for anything.

    However things turned nasty financially and although none of the defaults or missed payment accounts were in her name, it still leaves...
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  • Anyone know Mortgage Providers for people with defaults please?

    Hello All!

    Just wondering does anyone know any mortgage providers that will have reasonable rates for people that has defaults please?

    Thank you in advance.

    bobo x
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  • Want to switch energy suppliers? Credit checks can mean those who struggle financially pay more

    Want to switch energy suppliers? Credit checks can mean those who struggle financially pay more

    This is a duplicate of the Blog Entry made on 7th February 2013 18:44.

    Householders hoping to shift their bills to a cheaper energy supplier should check their credit file before...
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  • Batfink
    started a topic Purchasing card

    Purchasing card

    Hi all

    I just wondered whether anyone here knows anything about business purchasing cards? The place where I work use them and are talking about getting one for me for when I order goods for work. I'm worried about whether the card provider would do a credit check on me though as the...
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  • Susiebling365
    started a topic credit checks for a mortgage.

    credit checks for a mortgage.

    Hello, I am writing a question to help my daughter out.

    My daughter in 2008 had a mortgage with partner , they had a baby and he walked. A lot of emotion and he came back and she lived with me. The mortgage payments were kept up. 2009 they decided to get rid of the house, neither of them...
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    Last edited by Susiebling365; 3 January 2013, 10:05.

  • Insurers caught snooping on credit files to make poor drivers pay more for car cover

    Insurers caught snooping on credit files to make poor drivers pay more for car cover

    This is a duplicate of the Blog Entry made on 27th October 2012 09:09.

    Britain’s biggest insurers are conducting secret credit checks on drivers and using data to pinpoint claims hotspots...
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