Hi everyone,
I'm looking for anyone's experience with Wescot.
Long story short - this is my husbands cc and had a balance of approx £9k and because we thought it enforceable (we used a different site at the time so it may be questionable!), he continued to pay an agreed monthly...
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Age UK faces further criticism on insurance deals
Age UK faces further criticism on insurance deals
This is a duplicate of the Blog Entry made on: 7th February 2016 09:10
The charity Age UK is facing further criticism - this time for selling insurance deals that may not be the best value for money....
On Thursday, the
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Who is the Creditor?
When a trader offers credit , e.g. one year interest free credit, the loan is not normally advanced by the trader but by a finance house, and goods are not ordered or delivered until the loan is approved, which may take weeks.
Under CCA regs, who is the Creditor for cancellation rights?...
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FCA Considers adopting new rules/PPI
http://www.cityam.com/216519/plevin-...dmark-ppi-case
It will be interesting to see what comes of this one over the following months.
I was never informed of the commission or the amounts paid to any of the brokers we used...
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FCA announces review of DCA staff remuneration
FCA announces review of DCA staff remuneration
This is a duplicate of the Blog Entry made on 25th March 2015 14:22.
The Financial Conduct Authority (FCA) has revealed plans to review staff remuneration in debt collection agencies (DCAs), ahead of the regulator’s...
...
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BT to buy mobile firm EE for £12.5bn
Telecoms group BT has bought the mobile operator EE for £12.5bn.
The takeover creates a communications giant covering fixed-line phones, broadband, mobile and TV. Existing EE shareholders Orange and Deutsche Telekom will sell 100% of their shares.
Deutsche Telecom...
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Energy comparison sites earn £30 for every switch, MPs told
Energy comparison sites earn £30 for every switch, MPs told
This is a duplicate of the Blog Entry made on 4th February 2015 15:11.
*The big five energy comparison sites have admitted they earn up to £30 in commission every time a customer switches provider.*When customers...
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JPMorgan, HSBC and Credit Agricole accused of euro rate-fixes
JPMorgan, HSBC and Credit Agricole accused of euro rate-fixes
This is a duplicate of the Blog Entry made on 21st May 2014 06:53.
The European Commission has accused JPMorgan, HSBC and Credit Agricole of colluding to fix a key euro benchmark borrowing rate - Euribor. JP Morgan......
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Durkin v DSG Retail Ltd and another - Supreme Court decision to be handed down this am - LIVE
http://supremecourt.uk/news/future-judgments.html
Wednesday 26 March 2014
09:45
Courtroom 1
Kennedy (Appellant) v The Charity Commission (Respondent)
Lord Neuberger, Lord Mance, Lord Clarke, Lord Wilson, Lord...
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Payday Loan Companies - Competition Commission Study
Hi All
When dealing with payday loan companies you start to find that the glossy facade of the website that you probably applied for your loan through is actually a murky front end to a convoluted financial enterprise that is typically not based in the UK.
This world was investigated...
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Minimum wage: The Low Pay Commission backs a 3% increase
Minimum wage: The Low Pay Commission backs a 3% increase
This is a duplicate of the Blog Entry made on 27th February 2014 08:03.
The Low Pay Commission has recommended a 3% increase in the minimum wage to £6.50 an hour for adults, Business Secretary Vince Cable has told...
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Loans companies that except bonus's in their affordability checks
Hi Guys
Does anybody know which banks/loan companies except Salary bonus's as part of their affordability checks?. Recently went to my own bank (HSBC) and failed the affordability check as they only work on absolute basic wage.
Any help would be much appreciated....
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Report into debt/housing etc concludes what we already know.
Report into debt/housing etc concludes what we already know.
This is a duplicate of the Blog Entry made on 10th January 2014 11:43.
A press release today on a Social Welfare commission investigation lead by Lord Low looking into problems with employment, debt, housing, and...
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Four banned by FCA for their' roles in £4m workplace pension commission scandal
Four banned by FCA for their' roles in £4m workplace pension commission scandal
This is a duplicate of the Blog Entry made on 17th December 2013 15:39.
Four men have been punished by the financial regulator for 'disgraceful' actions that saw them generate £4million in commission...
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Rental quarterly inspections
I could find a section for rentals sorry...
Can I ask please, the 'inspection every 3 months' rule... when we moved in it was the first home in over 20 years of renting that I had an 'inspection' so it was very hard for me to cope with the fact a stranger wanted to come in to my house....