Hi
I don't know if anybody can advise me, please?
I had severe financial problems in 2002/3 as a result of being swindled in business and was left with lots of debt including a number of credit cards with high balances.
I agreed token payments...
500 results in 0.0028 seconds.
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DCA resurrecting a written off account
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Wilkin Chapman claim issue without pre-action protocol?
Hi All,
I have been in discussions with Wilkin Chapman who are chasing an arrow debt for just under 6k. I have been in an email discussion with them about full and final offers and about setting up a monthly payment. I last emailed them 2 weeks ago. However I received a letter today to... -
need help-in absolute dispair
Hi all
newbie
desperate
Lost my job in 2009 and had a break down, I am still constantly battling my depression but I recently just found a job, not much but 13500 a year for a full time admin office job, after being out of paid work for about 5 years, has lifted... -
Moving money about
I have balances on a Flybe and Tesco Mastercard that i am hoping to port over to an Interest free card with view to paying off ASAP.
My most recent default was June 2011 so I called my Bank (lloyds) to see if i was showing eligibility for one of their balance transfer... -
linnite's diary
OK here goes:
All of these have been paid up to July 2014 but I'll stop paying the DMP when I send the CCA's.
Admin Edit - Main thread is here --> http://forums.all-about-debt.co.uk/s...e-things-(DMP) -
Bt default
Hi guys, I've just checked my Equifax credit report and it has a default on there for bt and I have no recollection of an account with them and was just wondering the best way to approach it? I'm looking to apply for a mortgage shortly and want to sort it ASAP it doesn't appear on experian on callcredit... -
Poor reporting on Payday Loans
I had this article forwarded to me in email this morning:
http://www.dailymail.co.uk/money/car...tly-loans.html
While any new restrictions on the PDL industry is welcome what is depressing is the poor reporting with regard... -
Welcome to cranky
Hi cranky and welcome [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/1-hello.gif[/img]
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
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Cymruambyth v M&S
I initially had 3 M&S accounts, when we hit the financial black hole I cleared 1 but kept the others as they didn't offer a big enough discount!
I have been paying £10 pcm since 2003. Recently I have sent CCA requests for a personal Reserve Account and a Chargecard (not converted to a CC).... -
Default has been 're-defaulted' by Marlin
Hi,
I have been dealing with some unenforceable debts for a few years now and everything appeared to be going well. All of the CCAs have seemed to have gone quiet and leaving me alone and I was waiting until June for the final default to disappear from my CF. So, with some expected hope... -
MKRR - Monkeys or take seriously?
Hi you guys,
Been a little while however, I received the following letter the other day, and it concerned me slightly as I read somewhere MKRR are forceful and like to go to court, and with a baby on the way I don't think thats an option.
[img]http://i61.tinypic.com/16p3dj.jpg[/img]... -
Possible Unlawful Defaults
Hi All,
First post so please be gentle. I am coming to the end of a DMP I have been paying religiously since 2009 and am in a position to offer settlements.
I have finally summoned up the courage to check my Experian report, I have 758 points. I have had a Capital one card... -
Duplicate entries for same debt - Creditor/ DCA won't remove
Hello,
I am hoping someone can help me regarding an old account of mine that feel into debt.
It was a Yorkshire Bank Account that I opened Nov-08 and late 2010 after failing to make some Direct Debits this led to lots of charges and fees and a £383 debt. I tried... -
Car loan and equifax
I was late on a payment for my car loan last year. Some sub prime outfit called Moneyway via the car shop. They started filing payments with equifax including the 1 late payment.
I've been making regular payments and on time since then. However Moneyway stopped updating my credit files... -
Default on CRA vs Default s87 / s88 CCA1974
There is a lot of confusion around where people seem to think that before a lender can issue a default entry against you (on your credit file) that they must adhere to s.87 & s.88 of the CCA or similar. This is not true! There are two clear definitions for the term 'Default' and below you'll see them an...
