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  • Radio Caller been making min payments on credit cards for 5 years cos he didnt want to ruin credit

    This guy rang in to LBC this morning talking about his debts, its been confirmed that the average debt today is around 85k.

    Anyway, he told Nick Ferrari, he had been making minimum payments on 2 credit cards for the last 5 years because he didn't want to ruin his credit.

    He...
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  • cabot financial calling my mobile daily

    Its everyday, im sick of them especially with both parents sick I need my mobile on to keep in contact with them when I am at home.

    A few days ago I got so sick of them calling I answered my mobile and put it on the side and ignored it , I could hear this guy saying 'hello' , it kind of...
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  • lloydjones
    started a topic Things looking up???

    Things looking up???

    Think my credit file is on the mend at last? I have owned a Vanquis Card for about 2 years now. Having read this:

    http://forums.all-about-debt.co.uk/s...930#post334930

    I decided to apply for a Capital...
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  • Kysu
    started a topic Part 2. Capital one default

    Part 2. Capital one default

    Hello again everyone,

    Sent off section 78 on 25/7, have proof of delivery with signature 26/7.

    Received letter from power2contact dated 22/7 advicing that they would be calling but have ignored this. Have now received a card today from CFS to confirm that they will be calling...
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  • Katipuss` UE diary : Lowells Shop Direct

    Hi everyone

    I am new to posting but have been following some UE threads for a while and using the info to try and sort out Lowells! I have received my CCA today and would like to know if it is unenforceable. If it isn`t then i`d like some advice on my next step. Hope i have done this...
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    Last edited by katipuss; 10 August 2013, 12:38.

  • Kysu
    started a topic Capital One default

    Capital One default

    If any one can help with my problem I would be gratefull. I am sure it is quite basic for most of you but it is a big worry for myself.

    Some years ago I took out a capital one credit card they started me on the lowest amount £100 or so but then kept increasing it, I never asked for the...
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  • Diasflac
    started a topic CapitalOne and Vanquis

    CapitalOne and Vanquis

    I'm in an IVA, have had a defaulted credit card from capital one in the past which defaulted but settled in full 2 months later.

    I have 17 defaults on credit link, 15 with Experian and 14 on equifax. My IVA is recorded on all 3.

    I receive about 4 e-mails a day from Capital...
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    Last edited by Diasflac; 28 May 2013, 15:04. Reason: Ranting

  • sulphur2001
    started a topic OK so where to go next.

    OK so where to go next.

    I've been reading a few forums and although many things make sense to me, it's a difficult decision to know where to next.

    Quick overview. My folks have around £12k of debt owed to various creditors; two accounts with Cabot, one with CapQuest and two with Capital One. With Niddy's help,...
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  • joshing
    started a topic HELP! disabled with so much debt

    HELP! disabled with so much debt

    After becoming unexpectibly disabled four years ago and no chance of preparing for the future i have occured a lot of debt both past & present. 3 credit cards & a catalogue.On one card I was paying a smaller amount but recently they have past me onto cougar financial so getting very worried....
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  • CPP Reclaims - Reclaiming mis-sold CPP Insurance

    I have realised that I have been making a payment annually from my bank account for around the £43.00 mark; I remember receiving a phone call from one of my credit card companies (I am pretty sure it was Capital One) back in the early 2000's and them selling me a card protection scheme which covered...
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  • Capital One Reconstituted Agreement

    I'm reading these threads with great interest.

    My parents have a situation on their hands with various debts and things. My Dad suffered a heart attack after 45 odd years as a Scaffolder and they fell behind on their credit cards. As it so happens, all defaulted and they're paying them...
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  • here-i-am
    started a topic Possible candidate for UE?

    Possible candidate for UE?

    Hello I’m looking for some advice.

    I used (x5) low limit credit cards and a student overdraft pretty unwisely to fund myself through the final few months of my degree and to relocate for my first job. Unfortunately I had to leave my job due to ill health and I wasn’t able to pay any...
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  • ratbag1970
    started a topic Krapital1 and Lowell

    Krapital1 and Lowell

    Ok I'll try and give a brief breakdown.

    Krap1 CC, partner redundant, CAB Debt Advice, debt sold to Lowell.

    Krap1 Credit Card. I have already sent a CCA & SAR to Krap1. Had both returned. SAR full and compete. Couple of things:

    1: They say to pursue any PPI...
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  • malamute
    started a topic Barclays and BP and VISA time limit

    Barclays and BP and VISA time limit

    Ill keep it brief!!

    Bought fuel from BP station on oct 27th 2012 - £52. Amount was taken from my debit card (Barclays current account on dec 2nd 2012 but then AGAIN on feb 14th 2013.

    Barclays won't help me despite authorising the second debit when no funds available. BUT...
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  • GJC
    started a topic GJC Statutory Demand Diary

    GJC Statutory Demand Diary

    Hi folks, thanks for All the nice welcomes.

    We have received a Statutory Demand from bw legal acting on behalf of Lowels who are chasing an old debt with Capital One for £4000.00. The SD was hand delivered to a Tennant at a house we own but have not lived in since 2009 it was delivered...
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