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  • Rsmith184
    started a topic Lowell group ccj threat

    Lowell group ccj threat

    Just had a letter from Lowell group regarding a 450 mobile phone bill they're threatening legal proceedings ccj etc any advice on what to do next?
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  • Natwest shamed over pricey bank accounts with customers

    Natwest shamed over pricey bank accounts with customers

    This is a duplicate of the Blog Entry made on: 24th February 2016 08:26
    paying fees of up to £25 a month for perks that are often useless

    Natwest has been named as the worst bank for complaints about paid-for current
    ...
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  • The death of passwords: HSBC launches voice and fingerprint ID

    The death of passwords: HSBC launches voice and fingerprint ID

    This is a duplicate of the Blog Entry made on: 19th February 2016 16:25
    Customers will no longer have to use passwords to access their bank accounts on the phone or via the iPhone app at HSBC and First Direct
    ...
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  • Strepsi
    started a topic CCA Dates

    CCA Dates

    Is there more chance for accounts to be UE the older they are, is there a chance that debts that are only a couple of years old be UE. Also can I CCA a plain old current account is it only really appropriate for CC's and loans?

    You will understand by my recent posts that I am new to this....
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  • Help please with a cca response Mbna.

    Hi, January15 has pointed me in your direction. I too have cca'd 2 accounts with Mbna. For 1 I have a letter - sorry we can't find your paperwork it's unenforceable but still pay' that is for £21k. The other one I'm baffled by to be honest. They have sent me an agreement. It's my signature and the...
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  • Getting Sorted
    started a topic Help please!

    Help please!

    Hi Everyone

    Where to start!

    My other half when he was younger and a bit silly got himself into debt - following your guidance on the other site he followed years ago, he's established that 2 of them are more more than likely unenforceable but one we are not so sure of. The...
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  • Strepsi
    started a topic PPI Claim Help/Advice

    PPI Claim Help/Advice

    Hi,

    I am sure this question has been posted many times before. If it has could I be pointed to the appropriate thread?

    Myself and wife have got ourselves in a bit of a mess financially.

    I am finally getting around to tackling PPI, unfortunately all our accounts...
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  • Digital tax: 'HMRC wants a direct link to everyone's bank accounts'

    Digital tax: 'HMRC wants a direct link to everyone's bank accounts'

    This is a duplicate of the Blog Entry made on: 31st January 2016 08:35
    Have you filed your return by today's deadline? Next time the process will be different as HMRC rolls out new, digital services

    ...
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  • Supergrover
    started a topic Failed IVA

    Failed IVA

    I am looking for some advice as I have some old debt from a failed IVA, the last payment I made to the IVA was Feb/Mar 2009, I am just starting to get letters from recovery companies offering "huge discounts". I never heard from the IVA company after my last payment despite asking them for...
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  • Can anyone confirm default notice compliance please

    Hi all,

    Hope you all had a great Christmas and a happy new year to everyone.

    I am pleased to say that all of my challenged accounts are now SB and have begun dropping off my credit reference records.

    There are few that are still sitting there for a few...
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  • JudgeDreddy
    started a topic E-mail and the DPA

    E-mail and the DPA

    I have a separate e-mail, on a separate domain, on a separate e-mail program for dealing with debts and such matters when I do not wish to use my personal e-mail. It is never used to sign up to any websites, etc. Solely for person to person communications.
    Today I've received an e-mail from BPO/Lowell...
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  • want2bfree
    started a topic UE Diary

    UE Diary

    Hello I would appreciate some advice.

    I am awaiting funds from a relative then I will be offering F&F payments to my creditors. Should I send out CCA and account statement requests before the F&F lump sum is available (awaiting sale of business) from my father? I'm scared they'll
    ...
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  • Ofwat blamed for high water bills by committee of MPs

    Ofwat blamed for high water bills by committee of MPs

    This is a duplicate of the Blog Entry made on: 13th January 2016 15:46
    A report from the Public Accounts Committee (PAC) said the regulator consistently overestimated water companies' costs. It said many householders would be
    ...
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  • Millions of bank customers face increase in fees

    Millions of bank customers face increase in fees

    This is a duplicate of the Blog Entry made on: 11th January 2016 11:39
    Millions of current account customers are being advised to consider their options, following an increase in fees, and changes in interest rates.

    From
    ...
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  • Disability benefit tests have doubled in cost, says NAO

    Disability benefit tests have doubled in cost, says NAO

    This is a duplicate of the Blog Entry made on: 9th January 2016 09:37
    Disability benefit assessments have doubled in cost to £579m a year but targets are still being missed, the National Audit Office has said.

    ...
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