I was wondering generally about this. If you do go down this method and they cannot pursue the debt. Can you demand defaults and missed payments, well, the whole agreement, be removed from your credit file?
Another question on this is when the credit agreement was online so there is no...
109 results in 0.0033 seconds.
-
UE - Question
-
Please help urgently
Thanks for looking x
Black horse are taking me to court tomorrow because of arrears on my car finance.
They have refused my initial offer of £50 a month (temporary offer while i sort my finances out and get on track)
I took the finance in Oct 2009.
With all of their... -
kuma's egg ends up being a marlin
I had an "egg" card, taken over by "barclaycard" then sold on to "marlin".
The card was taken out in 2002. All was fine until work dried up late 2008 and money got tight.
I decided to send for my CCA to "egg" to see where I stood. I was hoping it might... -
HSBC & DG Solicitors
I took out a loan in 2008 with HSBC but lost my job, so couldn’t afford the repayment. I informed HSBC and they passed the debt onto DG Solicitors and I have been paying them ever since.
What I want to know, as I have also just found out that they are HSBC's 'in-house' DCA (like Reliable... -
GYM membership
I am helping someone contest arrears letter charges on a gym contract. The OC/DC have finally provided a statement of account, of sorts, after repeated requests being made. After researching the subject it seems that they should have been providing statements every 12 months until the debt was cleared....Last edited by CAPS ESC; 17 March 2013, 13:52. -
Homebuy Direct (2nd charge mortgages)
I purchased a house using the Governments Homebuy Direct scheme.
I financed 70% of the purchase price (repayment mnortgage and cash) the remaining 30% was funded by the developer and Homes & Communities Agency (HCA) who have equal ranking 2nd charges registered against my property.
When... -
Adinuff's UE Diary
Hi everyone,
ive been advised to start a DFD. Just been looking not many people are doing this Im wondering if i am in the right place. Do i need a new thread for every debt or just 1 thread for all of them
Adniff -
Barclaycard & Right of Set Off
I feel that the general public need to be made aware of how Barclaycard, by referring to the Financial Ombudsman Service, are in some instances, deliberately abusing the law of the land. Avoiding the Court System and taking money that they have no legal right to.
It does not matter who...Last edited by Enforcer; 23 February 2013, 10:53. Reason: mistake, put in S78(1) instead of S87(1) pointed out by Vint 1954 -
OH Car Loan
Quick question: OH got a car 4 years ago and has paid the monthly each month without fail, approx £100. As the last payment became nearer I asked her to check and make sure it was the last one. It was then that I noticed that there was an extra fee for completion, approx £200. As she is currently... -
Desperate Dans Diary
Hi all, ive started this as my original diary is in the consumer revenge portal. I have copied this from my last post in there in the hope that someone can give some advice.
Hi everyone I finally have an update, of sorts.
I received a letter back from Yorkshire Bank demanding... -
Section 24 of Consumer Credit Act 1974
Hi All
I think I'm on to something here that may take down a couple of payday loan lenders, but need smarter brains than mine regards the legalities!
Looking at the PDL industry it is frequently the case that most of these lenders operate in the US and then set up UK subsidiaries,... -
Marlin/MBNA CCJ and CO
Just reading about Marlin. Interesting. Have just had one of my debts sold by MBNA to Marlin. Has a CO and CCJ in place with MBNA named. Be interested to know does the CO and CCJ transfer when assigned or am I likely to be off to court shortly looking at what they seem to be like.
Would... -
Cabot/ Quantum Debt Recovery
I have been making regular payments to Cabot on a debt, however, today I have receieved a letter from Cabot stating that "As we have not come to a mutual agreement to repay your account, Cabot will be passing your account out to Quantum Leap," enclosed is the usual approach and no, they do... -
Does this mean anything?
Hi,
Hope someone can help. I don't know if I am reading something into nothing, but I've had a couple of letters from Lowell I'm not sure on. They bought the Barclaycard account a few weeks ago. (I had been in dispute with Barclaycard since 2008, but paying token payments 'till 2010, as... -
AIC - Allied International Credit
Had an email from this crowd on the 13th July asking me about a Barclaycard debt. (Turns out was referring to EGG which had been taken over by Barclaycard.)
Have now received a voice mail at my works telephone number which was picked up by my colleague (shared phone) asking...
