Bank set to burst housing bubble by curbing loans
This is a duplicate of the Blog Entry made on 25th May 2014 20:07.
*Royal Bank of Scotland expected to follow Lloyds and cut London lending before crackdown* Lenders are facing a regulatory crackdown as the Bank...
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Bank set to burst housing bubble by curbing loans
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Lloyds limits mortgage lending on loans
Lloyds limits mortgage lending on loans
This is a duplicate of the Blog Entry made on 21st May 2014 06:55.
Lloyds Banking Group says it will limit mortgage lending to four times income for loans worth more than £500,000. Lloyds said the move was to...
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MotorMile Finance Harassment
Interestingly I've received a few calls and texts from some clowns called MMF -> http://www.mmile.com
I've just sent an online message and told them if they contact me again I'll sue em!! Cheeky feckers - wonder if they realise just what they've started by contacting me (clearly the... -
Selling house with a secured loan
Hi All
I'm currently in process of selling my house before I did I checked with the loan company that the secured loan we have on it was transferable which they confirmed it was so far so good! I have now found out that it is not transferable as the there will not be any mortgage at least... -
Looking for some advice regarding CRS automated phonecalls
Hi all
Been a while since ive posted on here but i need some advice.
Ive been ignoring all contact from CRS who are chasing me for the interest agains 3 lending stream loans. Recently they called my old work number with an automated message stating i need to call credit resource... -
Lifestyle quiz to secure a mortgage
Lifestyle quiz to secure a mortgage
This is a duplicate of the Blog Entry made on 25th April 2014 07:15.
Mortgage applicants face tougher questions about their lifestyle, under new rules that take effect on Saturday. The changes are designed to "hardwire...
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Advice please - Card stolen, used to obtain Wonga Loan and money withdrawn!
Excuse me if I'm posting in the wrong section but I really don't know where to start
Basically, my 18 year old son had his Halifax Visa Debit card stolen and, in the four and a half hours between last seeing it and realising it was missing, someone managed to get a Wonga loan paid onto... -
User Guide - The Financial Conduct Authority
financial conduct authority
They regulate firms and financial advisers so that markets and financial systems remain sound, stable and resilient. They also encourage transparent pricing that’s easy for everyone to understand. They state that their aim is to help firms put the interests of... -
Sport relief piece on BBC1
Did anyone else watch the two Sport relief pieces BBC1 has done the last couple of nights, dealing with breadline living and utter food poverty.
They were all affected by debt in one form or another, but the one that got me was tonight.
Famous Rich and Hungry available here: http://www.... -
The dangers of loan sharks to be taught in schools
The dangers of loan sharks to be taught in schools
This is a duplicate of the Blog Entry made on 3rd March 2014 19:03.
School children in England are to have lessons warning them against using loan sharks. The Illegal Money Lending Team (ILMT) in England is offering ...... -
4 payday loans with Lending Stream now passed to Credit Resource Solutions
Hi All,
Im a newbie to the boards but have been a long time lurker and Niddy and crew have helped me out in the past on other forums.
I basically got myself trapped in the payday loop, I had numerous loans with Lending stream which I was paying back and then having to reloan.... -
Payday Loan Companies - Competition Commission Study
Hi All
When dealing with payday loan companies you start to find that the glossy facade of the website that you probably applied for your loan through is actually a murky front end to a convoluted financial enterprise that is typically not based in the UK.
This world was investigated... -
GE Money PPI
As suggested, new thread as the other one was getting a bit confusing.
Gone a bit PPI reclaim mad over the last few months, some success's and some not so successful (see my other thread)
However had loan in 2001 with GE money £5K over 5 years. At the time, I was on maternity leave and... -
E-Petition - everyone please sign . Re. Debt Purchase and unfair Statutory Demand and Bankruptcy
Hi all,
If you feel strongly with regards to DCAs/debt buyers paying pennies in the pound for YOUR debt data under the old Law Of Property Act 1925 and a bit of smallprint in some credit agreements, which enable debt buyers to take some people to court and claim the original outstanding... -
Loans companies that except bonus's in their affordability checks
Hi Guys
Does anybody know which banks/loan companies except Salary bonus's as part of their affordability checks?. Recently went to my own bank (HSBC) and failed the affordability check as they only work on absolute basic wage.
Any help would be much appreciated....