Well I am new to the forum and think its great! I have gone into arrangements with my creditors. Lately some of the letters received amounts are not adding up and it has triggered me investigating unenforceability. If they can supply info then thats fine, atleast i can actually see my statements...
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Newbee starting Unenforceability
Well I am new to the forum and think its great! I have gone into arrangements with my creditors. Lately some of the letters received amounts are not adding up and it has triggered me investigating unenforceability. If they can supply info then thats fine, atleast i can actually see my statements...
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Egg PPI claim
Hi folks,
After reading a number of success stories on here and elseswhere, I have plucked up the courage to contact Egg and attempt to reclaim PPI on the grounds of mis-selling. Here is my story so far:
I took out the Egg card back in 1999 over the internet, unknowingly agreeing...
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Nightwatch & Hubbys Diary of debt
ok here we go
MBNA credit card
now owned byLink Financial
start date 1997
ballance £8,640.53
Defaulted 2002
pro rata payments up to date
hubbys
Last payment Jan 2012
31/01 cca sent
04/02 they have sent to MBNA for CCA and most...Last edited by nightwatch; 19 August 2018, 10:25.
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New to DMP
A big hello to everyone on the forum.
Just entered a DMP with CCCS as needed a leg up on the long road ahead.
Most of my creditors are now aware, with my dmp starting 1st Feb. Only the Halifax & Santander to inform - closing both bank accounts at the end of the month, so will inform...
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MBNA
Hi everyone just a thought
Had a old debt with Abbey Credit Card, Back in the day that was underwritten by MBNA. I do believe that this debt has been sold to a DCA a couple of years ago but am a little concerned that as I have some saving with northern rock, could MBNA help them self’s...
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Northern Rock and several defaults for the same account
Right first post so bear with me.
I took out a together mortgage with Northern Rock in 2002. The secured part of the mortgage was repaid in 2003 when I moved home. However the unsecured loan was left as an unsecured loan and I made payments until around 2004-2005.
Somehow at...Last edited by The Gruffalo; 6 January 2012, 09:54.
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Hi to everyone
Just wanted to pop in and say hi before I post up against a fight I have with Northern Rock.
Have been using the CAG forums but getting a bit sick of not getting any help
I got a PM from so thought I would come and along and have a look and I have been doing...
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Mortgage charges !
Morning all...
Can somebody tell me what charges can be claimed back from your mortgage provider ?
I am going back to 2000-2003 with an old Northern Rock mortage which has charges for Sundries,payment options,deeds despatch fee also insurance premium which is £1500 = to 3 x £500...
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Virgin to charge ALL new customers £60 a year for current accounts: Branson accused of cashing in on
Virgin to charge ALL new customers £60 a year for current accounts: Branson accused of cashing in on
This is a duplicate of the Blog Entry made on 2nd January 2012 18:34.
Sir Richard Branson’s Virgin Money bank is planning compulsory charges of about £60 a year for new...
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probable repossession
Hi guys n gals, i hope someone can help with my problem...
we moved into a rented flat in April 2011, signing a 12 month tenancy agreement.
We received a letter addresses 'to the occupier' a couple of weeks ago stating that NRAM, the landlord's mortgage company, were going...Last edited by confused76; 28 December 2011, 23:01.
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Miliband faces backlash over secret Northern Rock sell-off deal
Miliband faces backlash over secret Northern Rock sell-off deal
This is a duplicate of the Blog Entry made on 20th November 2011 20:12.
Ed Miliband stands accused of hypocrisy by Chancellor George Osborne after it was revealed the last Labour Government agreed a secret deal...
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Northern Rock sale announced by chancellor
Northern Rock sale announced by chancellor
This is a duplicate of the Blog Entry made on 17th November 2011 10:13.
Northern Rock is being sold to Virgin Money for £747m, the government has announced. The bank was taken into public ownership in 2008 when it got...
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NBNK to bid about £1.5bn for Lloyds bank branches
NBNK to bid about £1.5bn for Lloyds bank branches
This is a duplicate of the Blog Entry made on 28th September 2011 12:07.
*NBNK to bid about £1.5bn for Lloyds bank branches* NBNK, formed last year to build a new High Street banking presence, is to bid about £1.5bn for......
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Mortgage lenders warn customers
Mortgage lenders warn customers
This is a duplicate of the Blog Entry made on 31st August 2011 17:43.
*Mortgage lenders warn customers* ---Quote (Originally by 5corpio)--- Bradford & Bingley and Northern Rock will identify customers at risk of...
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Virgin Money raises cash for Northern Rock bid
Virgin Money raises cash for Northern Rock bid
This is a duplicate of the Blog Entry made on 2nd September 2011 17:18.
**Virgin Money raises cash for Northern Rock bid** ---Quote (Originally by 5corpio)--- Richard Branson's Virgin Money is understood to have...
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