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  • ashling
    started a topic ashling's unenforceability diary

    ashling's unenforceability diary

    HBOS CREDIT CARD


    Type of account (credit card)


    Date commenced (May 2003)


    Approx balance �728


    Date last paid (2/3 months before June 2009)


    Are you on arrangement or not paying not paying
    ...
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  • SXGuy
    started a topic Halifax and their bizzare DPA nonsense

    Halifax and their bizzare DPA nonsense

    So as some of you may know, I run an accountancy firm.

    Anyway, we get a phone all today from the Halifax asking us to confirm an applicant is a client of ours.

    The conversation went something like this.

    Me: Hello?
    Him: Hi, oh, sorry, I think I have...
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  • ashling
    started a topic Lowell/bryan carter/halifax

    Lowell/bryan carter/halifax

    Hi Everyone,

    Hope you can help me. I had a Halifax Credit card account opened in 2003 defaulted in 2009. This debt is now owned by Lowell. Think it has been passed around a few other DCA's but I did not keep any paperwork. I have been ignoring it but became concerned when I had a letter...
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  • Missklj2014
    started a topic Missklj2014 debt list

    Missklj2014 debt list

    Hello I'm in such a mess I just do not know what to do. My borrowing has spiralled out of control and believe it's now come to a head ! I'm in a vicious circle with PDLs and now cannot borrow back all I've just paid back so I'm left with nothing for other bills, rent etc!

    Here goes...
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    Last edited by Missklj2014; 29 April 2014, 10:32. Reason: Title

  • Advice please - Card stolen, used to obtain Wonga Loan and money withdrawn!

    Excuse me if I'm posting in the wrong section but I really don't know where to start

    Basically, my 18 year old son had his Halifax Visa Debit card stolen and, in the four and a half hours between last seeing it and realising it was missing, someone managed to get a Wonga loan paid onto...
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  • 1NightInIbiza
    started a topic New 'Club Lloyds' Account

    New 'Club Lloyds' Account

    I've been accepted (somehow!) for the Club Lloyds account that launched today (credit interest, free cinema tickets etc).

    Suddenly thought, as well as it being very odd for them to take me, could it be to do with offsetting?

    £1,500 needs to go through it in a month to not...
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  • SXGuy
    started a topic Some questions regarding third party mandates

    Some questions regarding third party mandates

    Hi guys. Because of my mothers health, im thinking about becoming a 3rd party signatory for her bank accounts. Actually one of them, a business account, should technically have my name on since we are business partners.

    A couple of questions regarding this.

    If I become...
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  • nixdas
    started a topic Lloyds Overdraft Default

    Lloyds Overdraft Default

    Hi Guys,

    I came across this forum and can see that some people have had some really great advice and wondering if anyone can help me out.

    Basically I had a Lloyds TSB student account during university and at the start of 2010 I requested for my overdraft to be extended...
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    Last edited by nixdas; 24 March 2014, 13:38. Reason: Update

  • Moshi3009
    started a topic Can't open any bank account need help

    Can't open any bank account need help

    Hello,

    I am writing here hoping for any help from anybody who might know something about my ridiculous situation.

    I have been struggling with opening a bank account for a year now and it seems like nothing is going to change. The problem started when I had my account with
    ...
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  • ah001
    started a topic Letter from 1st credit

    Letter from 1st credit

    Over the last couple of years I have had a few letters from 1st credit regarding an old Halifax Credit card account. I sent them a CCA request and they replied with statements only. I said this wasn't good enough and they replied with a set of generic Terms and conditions. After checking on here,...
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  • Considering F&F, Advice Sought on Possible CCA

    Hi everyone - my first post here, please be gentle!

    My g/f wants to help me clear my debt and is willing to lend me some money so I was considering making F&F offers to settle all my debts, but am now reconsidering. I would love to be debt free and not have to spend every day opening...
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    Last edited by sp1ked; 21 February 2014, 14:38.

  • Visa Dispute With Halifax Made In Error. Is This Fraud?

    I noticed payments on my halifax account to who online.

    I googled the company and it came back as william hill, I contacted them to find details of my account, they couldn't find anything and told me to contact my bank.

    The payments were multiple for dec and jan, I called
    ...
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  • jj19
    started a topic Old PPI reclaim

    Old PPI reclaim

    Hi all
    Many years ago, well about 8 or 9 I had a halifax credit card that had ppi. I know I cancelled the ppj when the amounts got silly. I closed the card about 7 years ago after a small I heritance.

    Can i still reclaim that ppi and if so how do i go about it?

    Thank...
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  • Lloyds' card and ATM problems caused by hardware failure

    Lloyds' card and ATM problems caused by hardware failure

    A hardware failure was the cause of the shutdown of some Halifax, Lloyds, Bank of Scotland and TSB cash machines and debit cards on Sunday.




    More---> http://www.bbc.co.uk/news/business-259140...
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  • RonnyBoy
    started a topic Barclaycard Default not registered

    Barclaycard Default not registered

    Hi,

    Here goes my first post,

    I wanted some advice as to why a default has been reported as (6)'s on my credit file. And how I can get it changed to a default so it will drop off my credit file at the same time as 4 others.

    I defaulted on 5 accounts in 2010,
    ...
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