Hi all,
I would appreciate some advise on a small problem I have regarding one of many debts but this is the biggest. Yet once I do this once, I can do it to the rest. This one has a bit of a twist though.
Background info - Oct 1997 loan £8000 via Halifax. Was supposed to...
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Help with old 1997 Debt
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New regulator
New regulator
This is a duplicate of the Blog Entry made on 17th December 2013 15:36.
The Financial Conduct Authority (FCA) has claimed it is ahead of schedule, with 31,139 consumer credit firms registered for interim permission. From...
Click to Read More.....
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Question about aknowledging the debt /s are yours....
If one has only just stopped paying towards a debt and then stops and it is sold and then one asks for CCA..... can they not come back with a "well look, you paid this account until xx/xx/xxxx so you KNOW it's your debt?"
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CP13/10 - Detailed proposals for the FCA regime for consumer credit APR 2014
CP13/10 - Detailed proposals for the FCA regime for consumer credit APR 2014
This is a duplicate of the Blog Entry made on 11th October 2013 19:49.
On 1 April 2014 we will take over the regulation of the consumer credit industry from the Office of Fair Trading. We are now...
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118: Directory enquiry firm launches personal loans
118: Directory enquiry firm launches personal loans
This is a duplicate of the Blog Entry made on 30th September 2013 13:50.
*....business to cash in on consumer credit crunch* * 118 118 Money will offer loans from £1,000 to £5,000 at an APR of 35.9 per cent *...
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Chaplins diary
Hello AAD members this is the start of my diary-hope i set it out correctly.
Bit of background, I am currently suffering with anxiety and depression and on IB and have been for a number of years now, my partner works part time and is on a DMP with Payplan, we have two children, house is...
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Nationwide agrees deal with Equifax
Nationwide agrees deal with Equifax
This is a duplicate of the Blog Entry made on 18th July 2013 07:37.
Credit reference agency Equifax has secured a contract to provide Nationwide Building Society with consumer credit intelligence. Under the three and...
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Nationwide agrees deal with Equifax
Nationwide agrees deal with Equifax
This is a duplicate of the Blog Entry made on 18th July 2013 07:37.
Credit reference agency Equifax has secured a contract to provide Nationwide Building Society with consumer credit intelligence. Under the three and...
Click...
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Vodafone & Zinc - CCA Request
I sent Zinc a CCA request back in 28th May and have not heard anything since. They are WELL over the 12+2 days limit, I am trying to find the correct next letter to send them but I am not having any luck finding it.
I know they have received it as it was signed for the following day.
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£1 cca taken from debt!
Evening folks,
Dont know what to do with this, my better half requested cca from Apex/barclayscard begining of april, got no reply, sent reminder begin of may and still nowt.
Come today, another demand for cash but the debt has gone down by a pound! Coincidence? I dont...
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Stupid question
How do I change the start up page on IE
I have set the home page to google but on start up it still goes to snapdo or some crap. I have removed snap do toolbars and everything
Windows 7 laptop
Ta
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If you ever wondered
Ever wondered how much they pay for your debt to hassle you and make your life miserable.
Have a read of this and see what our friends pay.
Disgusting to think its 4%. And if this is an average just think what a crap portfolio costs. Do the banks actually pay them to take...
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UE - Question
I was wondering generally about this. If you do go down this method and they cannot pursue the debt. Can you demand defaults and missed payments, well, the whole agreement, be removed from your credit file?
Another question on this is when the credit agreement was online so there is no...
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Please help urgently
Thanks for looking x
Black horse are taking me to court tomorrow because of arrears on my car finance.
They have refused my initial offer of £50 a month (temporary offer while i sort my finances out and get on track)
I took the finance in Oct 2009.
With all of their...
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The Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983
The Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983
Legislation.gov.uk
web page. The Whole Instrument
http://www.legislation.gov.uk/uksi/1983/1561/made
or
http://legislation.data.gov.uk/uksi/1983/1561/made/data.htm?w...Last edited by CAPS ESC; 11 April 2013, 06:14.