Really need some help Niddy and team please with some letters etc? As you say taking the fight back to bank, could use your advice.
Following on from previous topics quick summary here before nitty gritty of todays letter:
Got into stupid mess with a few Payday Loans after Barclays...
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Help, Barclays ignoring complaint AND wont cancel CPAs?
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CCJ with CO but no payment order
This is a great forum, and I need just a little clarification on CCJs with Charging Orders, which I cannot see elsewhere.
A few years ago the recession made a hole in my life and I ended up in thin air without any money. Having a couple of credit cards I took on more 'easy finance'...
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FAO Gravytrain
I think we were somewhat filling Beefys diary up with our discussion so have started a new thread.
Taking your point about the data controller only being responsible for actual events.
Perhaps in view of the amount of time being taken for these cases to be resolved by the...
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Threat to sue a dead man for £36
Here's a good one for you, folks -
This morning, a moronic threat letter landed on my doormat. As a member of this site, you are probably familiar with this type of occurrence. However, this was a threat letter with a difference.
It was addressed to my late father, who passed...
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Computer issues, no sleep for 2 days, finally fixed!
Just thought id share the stress ive had over the last 2 days with our work PC.
Last week the computer kept shutting down randomly, yesterday, it would load to the point of the XP splash screen and just shut down.
I was pulling my hair out trying to figure it out.
...Last edited by SXGuy; 10 October 2012, 12:39.
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Couple of questions ...
HI all,
Been a lurker, but have just registered ... I have a couple of questions I'd like opinions on please?
- MBNA told me they can't find my CCA, also & in the sme letter informed me that they would not be taking any action. Subsequently it's been "assigned"...
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Do you have litigation pending?
Lexology
Do you have litigation pending?
Are you aware of the new funding options available to you?
If you want to bring a claim, but cannot pay the cost of the litigation...this article might be of interest to you.
...Last edited by transformer999; 6 October 2012, 06:24.
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Marbles not playing fair
One for Niddy I believe... Really not sure how to proceed with this:
Essentially I hold a Marbles card, taken out in 2002, and I now live overseas and have done so since 2008. I informed marbles back in 2010 that I was overseas and wanted to still use the card for purchases from the UK....
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To get you up to speed
Hi all, very new member and hopfully I will receive some sound advice along the way, here goes,
I owe 10 creditors a grand total of £20,000
, this dates back from spending starting over ten years ago when i started my apprenticeship and spent more than i could pay back at...
Last edited by Monty; 13 September 2012, 15:25.
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MoneySavingExpert.com to join the MoneySupermarket.com group
MoneySavingExpert.com to join the MoneySupermarket.com group
Martin Lewis on MoneySavingExpert.com joining the MoneySupermarket group ...Last edited by Riz; 9 June 2012, 19:51.
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Your Thoughts Please!
My wife received a letter this morning. The envelope was sealed, but showing clearly in the address windown at the top were the words:
Debt Help Services Reference Number abcd1234
The envelope itself was so thin, you could clearly see the letters DHS on the letter inside it...
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Credit card defaulted without notice?
Hi,
my OH and I have a credit card account with Sainsburys. We got into difficulties last year, and Sainsburys agreed to us paying £24 a month, no interest or fees. The arrangement came up for renewal, and we received a letter on the 23rd March confirming the new arrangement, also at £24...
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Rent-to-own credit sector (West Midlands)
Im currently researching customers who are experiencing problems with these Rent to own Credit Stores (Bright House ,Perfect homes etc)Im looking for case studies.
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Hubbys CCA request
He sent off for cca fromLPF, ittlewoods personal finance (barclaycard)
reply today as follows
credit limit £400
balance £591
payment due £211
"we currently unable to provide a copy of the credit agreement you enrered into>we accept that we are prevented...
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Query on CCJ's
Hi
I have a couple of queries on CCJ's and as l know very litle about them thought l would go to the people who might.
My daughter has been issued with a CCJ for non payment of an overpayment of Housing benefit/council, tax benefit.
My son - in-law has just...