The media are talking about the interest rates charged by payday lenders. Anyone know how to work out the APR charged by Barclays.
Say you have a personal reserve of £500.00, you use it, as I was forced to, every month for 19 months.
The charges are £22.00 every 5 days.
Anyone able...
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Barclays Reserve Account
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EE/ORANGE SCAM for COMMISSION
Mr D has been scammed by an orange employee instead of replacing his contract this shyster added another, leaving him with two. Despite phoning and creating hell, and they have admitted it was fraud by an employee trying to up his October commission, no one has done anything. I have already battered... -
Co-op Bank plans to cut branch network by at least 15%
Co-op Bank plans to cut branch network by at least 15%
This is a duplicate of the Blog Entry made on 4th November 2013 09:33.
*The Co-operative Bank plans to reduce its branch network by at least 15% by the end of next year.* The bank said it would "significantly enhance"...... -
Best Account!
Here's a new one from me (i.e. favouring a bank) - I think Santander are streets ahead of all other banks when it comes to
1. Account Opening Procedure
2. Online/Mobile features
3. Customer Service
4. Rewards
5. General
Who is YOUR fave bank, and why? -
Co-op Group reports big banking loss
Co-op Group reports big banking loss
This is a duplicate of the Blog Entry made on 29th August 2013 07:34.
Update news: The Co-operative Group has reported heavy losses as a result of a huge write-down of assets at its troubled banking arm. The group...
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Losses faced by Co-op savers 'come second' declare regulators
Losses faced by Co-op savers 'come second' declare regulators
This is a duplicate of the Blog Entry made on 27th July 2013 19:28.
The stability of the financial system is more important than the losses faced by savers who invested money in the Co-operative Bank, regulators...... -
Co-op scraps £15 compensation payout for disgruntled customers
Co-op scraps £15 compensation payout for disgruntled customers
This is a duplicate of the Blog Entry made on 17th July 2013 20:50.
Co-op Bank is scrapping a promise to automatically pay £15 compensation to disgruntled customers. The struggling bank — which announced... -
Co-Op Bank Toughs Out Customer Withdrawals
Co-Op Bank Toughs Out Customer Withdrawals
This is a duplicate of the Blog Entry made on 16th July 2013 17:36.
*Deposit withdrawals at Co-Op's banking arm have been lower than executives are said to have feared* Depositors with the Co-Operative's struggling...
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If only it was this easy.
Sometimes debt is a scary subject. Sometimes it fills us with such extreme anxiety, that we can’t even talk about it. This is natural and it happens to everyone from time-to-time.
But debt can also be as funny as it is scary. To add to the funny side, I would like to pass along this little... -
Moorcroft after me for CO-OPerative bank "overdraft"
Hi
Ran up a £200 overdraft with the CO-OP bank and due to a personal matter
i buried my head in the sand , put the phone down when they tried to contact me ignored letters etc, i was in a bad place and just could not deal with it at the time. Its not a great amount but at the moment...
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Don't know what to do.
Sorry its late I wont expect any reply's until tomorrow just had to get it off my chest.
2000 - Received credit card
2011 - Could not keep up payments
Agreed £10 a month till a change in circumstance
Over the phone and in writing requested my CCA(due to extortionist ... -
Drowning in debt and leaving the country....help!
I've got £40k debt and REALLY don't want to walk away from it but cannot afford to pay it.
I'm leaving the country in August to go to South Africa. I have offered the banks f&f but they've declined (Natwest & Barclays). I have missed 6 payments in total.
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Matt's UE diary
I'm comforted to find this forum. I feel so alone and unable to cope with the financial mess I am in.
I had a good job and a regular income until January 2011. I had a very large amount of unsecured credit, originally at low interest rates. My credit record had been perfect and I had... -
Dormant Or Little-Used Bank Accounts
Here's a question for anyone with an in-depth knowledge of the credit scoring system, probably the boss man himself. What is the impact of leaving old bank accounts open?
In my own case, I have just been approved for a Metro Bank current account. I also have Santander, from before my debt... -
Co-op Bank rescue deal could see bondholders lose income
Co-op Bank rescue deal could see bondholders lose income
This is a duplicate of the Blog Entry made on 2nd June 2013 16:02.
*as bosses consider axing Britannia BS coupons* Thousands of pensioners and investors face losing around £3million a year under rescue plans......