Original debt was with Barclaycard
Last payment june 2009
Default notice served by Mercers 1st October 2009.
Went round the houses, via Mercers,Scotcall,Calder, Credit Solutions, Power 2 Contact, AIC, and Wescot between October 2009, and May 2011.
Then nothing...
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Lowells and CRA.
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Elderly hit by energy bill overpayment 'trap'
Elderly hit by energy bill overpayment 'trap'
This is a duplicate of the Blog Entry made on: 26th October 2015 09:19
Anyone who has switched energy supplier urged check whether they are still paying towards a debt that has been cleared...
Elderly people are at risk of overpaying
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Pensioners warned over airport car park investment 'scam'
Pensioners warned over airport car park investment 'scam'
This is a duplicate of the Blog Entry made on: 24th October 2015 06:53
..............as police launch investigation...
- City of London Police considering complaints about car park investment
- £30,000 losses
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Record £570k fine for PPI claims management firm
Record £570k fine for PPI claims management firm
This is a duplicate of the Blog Entry made on: 20th October 2015 12:40
A claims management company has been fined £570,000 for pressurising hundreds of customers into making payment protection insurance (PPI) claims. The Claims Management...
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Claim compensation if a company gives out your personal information without your permission
Claim compensation if a company gives out your personal information without your permission
This is a duplicate of the Blog Entry made on: 30th September 2015 10:33
Customers are being encouraged to claim for compensation if a financial company gives out their personal information...
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Warning over balance transfer credit card fees
Warning over balance transfer credit card fees
This is a duplicate of the Blog Entry made on: 22nd September 2015 10:06
Borrowers could be caught out by fees on balance transfer credit card deals after being enticed by 0% interest offers, a consumer group has warned....
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OFWAT: DCAs don’t need FCA approval to work for water firms
OFWAT: DCAs don’t need FCA approval to work for water firms
This is a duplicate of the Blog Entry made on 26th August 2015 16:31.
Water industry regulatorOFWAT is to remove its requirement that debt collection agencies (DCAs) should have Financial Conduct Authority (FCA)......
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DEMSA announces merger with debt advice body
DEMSA announces merger with debt advice body
This is a duplicate of the Blog Entry made on 21st August 2015 15:08.
The Debt Managers Standards Association (DEMSA), a trade body for debt management andIVA firms, has today announced a merger with another trade...
...
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LEGAL OMDUSMAN - WHEN INEFFECTIVE
Just found this old complaint - non effective response from the legal ombudsman = No Regulation if you are Defendant.
Your complaint about DG Solicitors c/o Hsbc Bank Plc
Thank you for writing to the Legal Ombudsman on xx October 2013 and outlining your complaint about...
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Banks bullied woman for FIVE YEARS over a £16k debt
Banks bullied woman for FIVE YEARS over a £16k debt
This is a duplicate of the Blog Entry made on 29th July 2015 15:19.
*was contacted by 24 different firms* *Debt collectors threatened to repossess her house* *She told banks, phone firms and credit card providers it......
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Small business commissioner to target late payments
Small business commissioner to target late payments
This is a duplicate of the Blog Entry made on 26th July 2015 08:28.
*A small business commissioner will help firms tackle the issue of the billions of pounds in late payments for goods and services, under government......
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welcome to joanna connolly
welcome to joanna connolly
We at AAD are proud to work closely with Joanna Connolly LLB (Hons), a Solicitor Advocate specialising in consumer credit litigation who provides initial pro bono (free) advice for AAD+ forum members.
Joanna was previously Head of Consumer Credit...
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FCA updates criteria for enforcement against individuals and firms
FCA updates criteria for enforcement against individuals and firms
This is a duplicate of the Blog Entry made on 14th July 2015 15:59.
The Financial Conduct Authority (FCA) has updated the criteria and outlined the process it uses when deciding whether to refer a firm or individual......
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Newbie here, help appreciated...
Hi,
I have had two texts and a letter in the last three days from Bryan Carter Solicitors, on behalf of Fredrickson International/Lowell's about an old credit card debt.
It should go to Statute Barred on 15th September this year, 6 years since default.
They...
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Debt plan firms failing the vulnerable, says FCA
Debt plan firms failing the vulnerable, says FCA
This is a duplicate of the Blog Entry made on 25th June 2015 18:52.
*Advice provided by some fee-charging debt management firms is "unacceptably" poor, the City regulator has concluded.* Examples included a debt plan......