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Advice required
I am currently on a DMP and have had £6749.47 refunded in interest from Tesco Bank as during my DMP they failed to supply me with a notice of sum in arrears in accordance with the CCA.This got me thinking about other debts on my plan which are mainly credit card debt with the odd pay day loan and energy... -
[CLOSED-coninues in AAD+ Legal Portal] Lowell Portfolio ( Lowells Solicitors ) v Swaroman
Your AAD Forum Username
Swaroman
Name of Claimant
Lowell Portfolio
Name of Claimant's Solicitors
Lowells Solicitors
Claim Issue Date
16 February 2016
Who Signed the Claim Form?...
The Solicitor Firm -
Pukka2 UE diary
Hi Niddy and UE people
This is the start of my UE diary.
I'll post each account separately.
Thanks in advance for all your help and support
Pukka2 -
Start of my diary
I am about to start my CCA quest. More info to follow.
Where I am at the moment, I have sent some requests off to test the water.
At the moment received three replies, two of which have proved unenforceable according to Niddy. One for NEXT and one for Barclaycard (my wife). I also... -
CCJ getting it written off because of mental health ?
Didn't know where to post this , but my husband asked me to post this .
I'm suffering severe anxiety panic phobias and agoraphobia , i am receiving treatment and therapy from professionals.
This CCJ in my name is being paid back at £3.89 a month , yeah i know it isn't a lot... -
Urgent Help: Fredrickson International threatening action
Hi everyone,
Fredrickson International are threatening action for an old credit card debt which I believe is close to SB.
I need some urgent advise about sending off a CCA request, what I would like to know :-
1) What precautions do I need to take with the £1 postal... -
CCAresponse from MBNA / Abbey National - is this enforceable>
Hi
We, as a couple, have about £85k of debt. We have been with Stepchange for one year and have just moved to self-managed. We decided to CCA our one credit card which pre-dated 2007. Their initial response was a load of rubbish with current T&Cs. We went back (advice from the brilliant... -
Co-Operative account
I have a question about my overdraft (that ive sent off your overdraft template letter for). I had a free FSB account with the Coop, but as soon as they called in the overdraft they moved it to another account that was no longer free. Is this normal? When I set up the account (in about 2006) my agreement... -
Welcome to Jchrispin
Hi Jchrispin and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
We... -
Can anyone confirm default notice compliance please
Hi all,
Hope you all had a great Christmas and a happy new year to everyone.
I am pleased to say that all of my challenged accounts are now SB and have begun dropping off my credit reference records.
There are few that are still sitting there for a few... -
Advice on Enforceability and Statute Barred please
Here goes everyone...
In 2010, I entered into a DMP with ten creditors but for various reasons it failed 9 months later and I have paid nothing since. Most of these debts have changed hands several times since then and I haven't heard from some of the creditors for years. I have checked... -
A long road
I have agreed to help my sister with her debts so we have sat down this week with all the paperwork she has.
She has been in a DMP for a number of years and currently has around 10 debts left.
They mostly look like credit cards, loans, bank overdrafts. She has had some health... -
Link Financial CCJ at previous address
Happy New Year!
Hi all, been a while since I needed your help....alas
I signed up with Noddle as I thought a free look at my credit report couldn't hurt. I'm glad I did as I see that Link Financial have obtained a CCJ against me in 2012, but at the address I last lived at in... -
[CLOSED] Hillesden Securities t/a DLC ( Mortimer Clarke ) v HurtsRealBad - Issued 14 December 2015
Your AAD Forum Username
HurtsRealBad
Name of Claimant
Hillesden Securities t/a DLC
Name of Claimant's Solicitors
Mortimer Clarke
Claim Issue Date
14 December 2015
Who Signed the Claim Form?...
An Individual (i.e. Joe -
Cabot Financial/Restons Solicitors/Capital One
Hi
I have recently received a few letters from Cabot Financial (Marlin) Ltd regarding an outstanding amount to Capital One. It's only a small amount of £336.63 but I don't have the money to pay it off. I ignored their letters and have now received a letter from Restons Solicitors giving...
