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Mortgage advice- interest only
Hi! I am looking some advice! My husband has been ill with Mental health issues for the last year and is currently in hospital! I work full time and have 2 lgs! My husband stepped down from a management role in January and has been on SSP since June but I have been able to pay the mortgage using my...
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DCAs and CRAs
Hi all
Just thinking and don't know the answer so......have a couple of things that are definitely SB and have fallen off the credit report. From time to time one of the DCAs does a check presumably to find out where i live so they can send me christmas and birthday cards etc
So my...
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Principles for the Reporting of Arrears, Arrangements and Defaults at Credit Reference Agencies
For full details regards the Principles for the Reporting of Arrears, Arrangements andDefaults at Credit Reference Agencies Click here --> http://www.scoronline.co.uk/sites/de...ment_final.pdf
Additional info from the ICO website --> https://ic...
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Turned Worm's UE Diary
Type of account (credit card/loan): Unsecured personal loan
Date commenced: July 2000
Approx. balance: £2000
Date last paid (approximate date you last made a FULL payment): June 2002
Are you on arrangement or not paying: Agreed reduced/’token’...
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Barclays Masterloan re-appearing om my credit file after 7+ years
Hi, apologies if this isn't posted in the correct forum, but I'd be grateful for whatever help/advice you can give me, please.
Please also see attached screen print from latest Equifax file.
Here's the story:
(1) Barclays Masterloan taken out in 1998.
(2)...Last edited by florish; 29 September 2015, 17:11.
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Barclays upgrade after 12 months!
Well, I have over 20 defaults and 10+ bank accounts. I opened 2 x Barclays basic account (card cash) last October - just been sent 2 letters saying both will be upgraded to full accounts......
Point is, Barclays work on internal score so it's worth doing this and moving a grand or so between...
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Iredeemably Unenforceable & the Credit Agency Default
This thread is a quick reminder that in any litigation you may encounter whereby you get the debt deemed Iredeemably Unenforceable (by a judge) means that the claimant must purge or at least correct any CRA data recorded against you.
As the CRA reporting system cannot differentiate between...
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Arrow Global mis-reporting!
Dear all,
It's been a while since I last posted, but I've just triple-checked my CR for SB date event horizons ... I note that my £12k+ Marbles card has completely dropped off the record (*phew*) BUT I notice also that Arrow Global (DCA) have registered a default for an alleged MBNA account...
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Barclays closing account after requesting they temporarily freeze charges
Hi all,
Can you offer some advice on this situation?
My wife has 2 accounts 1 barclays current (£300 od) and 1 barclaycard (£3,0000. She was made unemployed a few months ago so we wrote to Barclays to say she is unemployed and couldn't meet her repayments at the moment. ...
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mgfboy started a topic Notice of a new Barclays default on an account that has already been default over 6 years ago!!!in DefaultsNotice of a new Barclays default on an account that has already been default over 6 years ago!!!
Afternoon All
It's a long time since I've been on here and I must admit , I though my journey was nearly over.
Today I had a letter from Barclays saying that they had made a mistake and because of a CCA cock up they shouldn't have charged me interest and they have refunded...
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Default Date
Hi All
I need some advice regarding a Default Date.
A Default date is on my credit file dated 26th November 2009.
The account was with Barclaycard and the default notice sent by Mercers Debt Colkection Agency who are agents for Barclaycard.
...
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MBNA Default still showing despite partial payment to DCA. Hillesden
Hello I hope someone can help please.
i am trying to help a friend of the family who is not well.
basically he has applied for. Remortgage but turned down, on both Experian & Equifax credit files is an entry from Hillesden Securities
default date 30/09/2011...Last edited by brando69; 14 August 2015, 15:13.
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CCJ Advice. Credit history / F&F help required
I’m not sure if this is the correct sub-forum, but feel free to move if there is a more appropriate place. Here goes:
I had a credit card with Halifax, went down the DMP route and received defaults etc in Aug 2009. Halfiax solf to Hillesden, who applied a CCJ in Feb 2011, which I didn’t...
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Second default by Lloyds
LLoyds registered a default on my account ages ago. In 2008 they changed some terms of the agreement, but didn't issue a new agreement. In 2010 they defaulted again and registered another default with the CRAs. In 2011, thanks to AAD they discontinued on their court claim
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Am I correct that...
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SaltnVinegar v MKDP
Hi All
As MKDP seem to be very trigger happy, I am setting up a seperate thread for this particular account outside of my UE diary so that I can keep track of it (and responses) more easily.
This is the current situation:...Last edited by SaltnVinegar; 24 August 2015, 17:01.