Experian’s identity protection service, ProtectMyID, gives you access to expert advice, fraud monitoring, alerts and resolution. And they're offering Telegraph readers the opportunity to get a free six month subscription to this service, worth over...

This thread is one of many that helps describe the scoring process and verification processes used by the banks.

We all know about N Hunter and Data Analytics however the one that the banks use for ID Verification is called GB Group. Age Database Marketing Applications.

So,...

Did you know when you apply for any finance, and you use your passport that they check it out?

Have a read for yourself: ---> http://www.world-check.com/passport-check/...

Isn’t this mega alarming that Call Credit a credit Reference Agency is working alongside debt purchasers and debt collectors.

We have the tools to confidently verify your customer's ID and intentions, whilst helping you manage your customer relationships through real time data and interactions....

I recently sent off a SAR to NatWest and it was returned requesting my signature. This also happened when i requested a copy of my CCA, which to date i have not received. I know the Consumer Credit Act 1974 does not require that i supply a copy of my signature but I still never received a copy of my...

Okay here goes
I took a loan out with RBS back in Jan 2002 for the amount of £4600.00, the total including interest was £8902.20. Anyway, over the years that I was paying the loan my circumstances changed, I was made redundant and on maternity leave etc so could not afford to pay the loan....

Hi All

Just when you think you're getting there another surprise appears from the woodwork!

My wife received the attached letter yesterday. I have been responding to it (see email trail below) but wouldn't mind some feedback, further insight etc on my approach.

...

Just checked my Equifax credit report online and on the 26/08/2010 there is an unrecorded search from a company called

UK Search Limited
www.uksearchlimited.com

As this is an unrecorded enquiry am I correct in thinking it will not affect my credit rating as it can't...