Please can anyone advise?
I had a Barclaycard, and had an 'arrangement to pay' after getting into trouble I the early 2000's.
After checking Noddle recently, I noticed this account has all green marks 'up to date', but are mostly marked AP. There is also a balance of £15....
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Barclaycard AP markers
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Checking account statuses without waking up DCAs
Hi All,
With the help of this site I've been helping out a family member regarding Natwest (cc, loan and overdraft), Egg Card, Capital One card and Barclaycard.
Its been successful in so far as no stress for family member, affordable payments, no court action so family member... -
weejo started a topic Advice for a newbie on timing of switching bank accounts and movement into a DMPin DMP'sAdvice for a newbie on timing of switching bank accounts and movement into a DMP
Hi Guys
A bit of background first I guess.
I am 42, single and living on my own with mortgage and the usual bills. Dues to various circumstances over the years, house disasters, redundancies, car written off, more house disasters and finally no pay rise in 5 years, I have... -
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commit2change UE diary
Hi
So after a couple of years on a DMP I've decided to have a look at challenging these debts as being UE - I don't feel like I've made a dent in the debts and I'm hacked off at the way I'm being treated as I'm actually trying to pay them off.
I've read a bit of the forums...Last edited by commit2change; 18 January 2014, 12:50. -
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Catalogue agreement advise please
Hi guys, would like a little clarification on the law regarding credit agreements, background, kays catalogue account originally opened online in 2008, marriage breakup hence problems, account sold on to Lowells, sent provit letter, had a response with copies of a statement, and a credit agreement,... -
CCJ - Cost to process?
How much would it cost to stick a CCJ on me?
I'm asking as I've discovered a possible technicality with renting. I assumed default = no. But it appears with certain referencing companies defaults under 5k will be ok (guarantor). Defaults over 5k it says 'always decline' - so I'd like the...Last edited by 1NightInIbiza; 23 October 2013, 01:35. -
Default added 2 years later
Hi all, just had a quick look on my file today. I knew I had a default for an Argos card cause I have been in DM plan with Payplan for 4 years. The first late payment was back in April 2009 but they didn't default me till Nov 2011. They marked it as DM 2 payments missed for 7 months then went back to... -
MS and depression - debt getting bigger
I wonder if someone can help point me in the right direction.
My cousin has MS, and on top of this, has been struggling with depression for many years. My aunt has recently moved in as my cousin's mental well being has deteriorated to such an extent that she is now suicidal
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Account status markers
I'm feeling a bit thick. Is it just me? Does a default ever drop off, or only those that have been subsequently made good, i.e. paid in full?
I have been looking at my Noddle Credit History, I know it is not the best site but it is free. Anyway as I checked through I see that there is... -
Rockford DCA (Read carefully - this is your last chance)
I've received a letter with the above headline from a set of clowns called Rockford, who are sending out a threatogram on behalf of Yorkshire Water.
"This is your final opportunity to make an arrangement to pay by Standing Order at £40 per month [hahaha, dream on - EC].
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Will I get a morgage?
Hi All,
New to forums in general and not sure who can help or if I am even in right place ?
I have been in DMP with CCCS since March 2008 and started with debts of about £39k. Am down to approx £15k.
I would like some advice as am looking for a mortgage as... -
Help!
Hi All
I do have a UE diary on behalf of my wife but this is to do with me , i had , or have a debt with RBS dating back to 2001 , it was passed all around the houses and we settled on a nominal payment a month , which has been ongoing for i would say 8 years !
Problem... -
Sharon2345 Unenforceability Diaries
EGG
Interest frozen, defaulted 2006/7.
Name: Egg
Type: loan
Date commenced: 2005
Approx balance: £14,018.07
Date last paid: 1st May 2013
Arrangement: not paying now previously token payments via dmp
Status:...Last edited by Sharon2345; 30 November 2013, 15:32.
