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U markers on credit file for 5 years
Afternoon everyone I have a question regarding a littlewoods account. I was paying through a dmp for over 10 years until last month which I am now going down the UN route, All of my defaulted accounts have dropped off my credit file but I have noticed that this account has over 5 years of the U code... -
Default with British gas
Help!
I took some time off work and I've been traveling for the past 2 years now.
I recently lost my mum last year and Our house is mortgaged. As the administrator, I have started probate proceedings and was planning to get it transferred to my name but got decline for... -
time to sort this mess out
Hi toeveryone in the forum and thank you for all the info available to help me makea start on my financial mess.
my story started about 10 years ago with a lot of unsecured debt to the tune of£35k, I have been on dmp and never missed a payment, I never reallyquestioned the debts and threats... -
Transferring Debt to liable person
Hello All,
New person here, sorry if i come across as not doing proper search.
I have two debts in my credit history due to my family members (Mother and Sister) buying a lot of catalogue items (Isme and Very) under my name and paid it with my debit card (I have given my debit... -
Advice required
I am currently on a DMP and have had £6749.47 refunded in interest from Tesco Bank as during my DMP they failed to supply me with a notice of sum in arrears in accordance with the CCA.This got me thinking about other debts on my plan which are mainly credit card debt with the odd pay day loan and energy... -
Vodafone default.
Hi again, i have a Vodafone problem. They have defaulted my credit file for the last three months, they have sent a Debt Collection Agency chasing me and they have refused to ammend/correct my Credit file via a request to Noddle. I don't and havn't owed Vodafone any money. I do have a mobile phone account... -
How long do debts stay on credit file ?
Our debts were defaulted in 2007 onward we started UE in July 2012 .
We haven't checked our credit files as we don't want to wake up the creditors, but with things getting harder and harder such as wtc and now council tax help being based on minimum wage for self employed, we are looking... -
Statute of limitations? or default IVA very confused..........
Good afternoon,
So Im hoping someone can help me with an explanation if nothing else.....
So a couple of years ago myself and my husband tried to enter into and IVA however we kept trying to tell the iva company that the repayments they were saying we could afford to make were based... -
A long road
I have agreed to help my sister with her debts so we have sat down this week with all the paperwork she has.
She has been in a DMP for a number of years and currently has around 10 debts left.
They mostly look like credit cards, loans, bank overdrafts. She has had some health... -
Odd Statute Barred argument by Claimants council...
Hello everyone!
Basic details are:
- CCA Loan taken out with Lloyds in 2004
- Defaulted Jan 2008
- Arranged to pay reduced amount
- Stopped ALL payments in June 2008 - no other contact/payments since.
- Account closed by Lloyds Oct 2008
- DCA via Solicitors brought
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[CLOSED] - Continues in AAD+ Legal Section - Arrow Global Ltd ( Restons ) v Dallydog66
Your AAD Forum Username
Dallydog66
Name of Claimant
Arrow Global Ltd
Name of Claimant's Solicitors
Restons
Claim Issue Date
11 December 2015
Who Signed the Claim Form?
An Individual (i.e. Joe Blogs)
How... -
Tesco loan, nominal payments made not being acknowledged
PERSONAL UNSECURED LOAN
COMMENCED NOV 2010
BALANCE £1695
LAST FULL PAYMENT FEB 2015
AGREED INTERIM NOMINAL PAYMENTS £1pm FOR NOV, DEC 2015, JAN 2016.
PAYMENT OF £3 MADE IN NOV 2015 to cover 3x £1 PAYMENTS
ACCOUNT DEFAULTED MAY 2015
12 May... -
Bank of Scotlland/Lloyds connection?
I had an old loan account with Bank of Scotland and want to try and get the PPI back. Other than the fact that I cannot find the account number, does anyone know how safe it is to make a claim with them while I am repaying my old Lloyds overdraft? I wouldnot want any repayment offset against it if I... -
Might be the wrong sub-forum but CCJ advice....
I received a default in 2009 and they subsequently applied a CCJ in 2011 which expires March 2017. Currently paying £45 per month and £2.5 outstanding in total.
I need to re-mortgage and would like to be in a position to do so as soon as this CCJ drops off. There will be about £2K... -
TV
Hi All
On advice from my other thread under DRO is this my best option I thought I should update a diary here as a may try the Unenforcable route if I can
Firstly I have two debts due to a divorce
Natwest CC £2050 ( Increasing by 30 pounds per month due to arrears)...