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  • patchouli
    started a topic Landlords and DCAs
    in Debt & Housing

    Landlords and DCAs

    Hello!

    I wonder if someone (PlanB ) could let me know if I have the right to 'demand' gently what is going on with my Landlords?

    Over the past 7 months we have been getting more and more letters addressed to both of them from what Google tells me is Lowell or Fairfax? (Po...
    See more | Go to post
  • SaltnVinegar
    started a topic Letting agent refusing to pass on an offer
    in Debt & Housing

    Letting agent refusing to pass on an offer

    Hi All

    Quick question to all the private landlords.....

    We are looking at renting and viewed a house this week that we were very interested in. Its been on the market for several months now with at least one collapsed application (applicants decided they liked something else)....
    See more | Go to post
  • SXGuy
    started a topic HMRC to demand letting agents hand over rental income information
    in Debt & Housing

    HMRC to demand letting agents hand over rental income information

    Starting this month, HMRC are writing to all letting agents and demanding that they hand over details of all landlords and their rental income information.

    Agents have 60 days to respond with information, or face an intial £300 fine, and £60 per day until the information has been given....
    See more | Go to post
  • steuts
    started a topic Log book loan, F&F offered.
    in Settlements & Offers

    Log book loan, F&F offered.

    Balance is £525, all interest, currently paying £10 weekly, which really doesn't bother me but car is now on last legs and new one needed, offered £300 but they wanted £400 which I don't have, also not in contract anymore so no charges being added and bill of sale registered 48 hours later, should...
    See more | Go to post
  • jj19
    started a topic Letter from landlord
    in Debt & Housing

    Letter from landlord

    Hello
    Not sure if this is the right place
    I rent my flat and today had a letter from my LL reminding me that smoking is against the terms of my lease. I know other people have had the same letter.
    I do not smoke but do let a couple of close friends smoke in the flat. I checked out...
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  • AAD News Feed
    started a topic Tenants 'ripped off' by letting agents keeping deposits
    in AAD News Feeds

    Tenants 'ripped off' by letting agents keeping deposits

    Tenants 'ripped off' by letting agents keeping deposits

    This is a duplicate of the Blog Entry made on 28th February 2014 10:26.

    Some letting agents are fraudulently taking thousands of pounds from tenants as a holding deposit, not letting them move in and keeping the money,...
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  • AAD News Feed
    started a topic Banking standards oversight plan revealed
    in AAD News Feeds

    Banking standards oversight plan revealed

    Banking standards oversight plan revealed

    This is a duplicate of the Blog Entry made on 10th February 2014 19:01.

    Banks would have to report each year on their behaviour and competence under proposals for an independent body to oversee the industry. The...

    Click...
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  • ken100464
    started a topic Help Needed. MBNA redress calculations Do you have two spare stamps
    in Reclaim Credit Card PPI

    Help Needed. MBNA redress calculations Do you have two spare stamps



    I would like to thank Niddy for allowing me to post this.

    There is growing evidence that MBNA have selected a method of redress for PPI claims which is not consistant with the regulators view of how redress is calculated. This appears to affect post summer 2012 claims....
    See more | Go to post
  • cymruambyth
    started a topic Student housing
    in Debt & Housing

    Student housing

    I'm hoping for Planb's help on this!

    My baby is looking for his house rental for next year at uni. He has found a great place that seems too good to be true. It's an independent landlord with several properties, on Facebook and Twitter. He wants £100 deposit, reduced rent for 8 weeks of...
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  • buffy300577
    started a topic - Thread Closed - Cutter's diary
    in Unenforceability Diaries

    - Thread Closed - Cutter's diary

    Barclaycard (with Link)

    Credit Card
    Commenced - Not sure
    Balance approx £370 (not sure if its defaulted)
    Last full payment May 2008
    DMP cancelled February 2014


    10/1/14 CCA request
    20/1/14 Reply from Link saying they need to contact barclaycard...
    See more | Go to post
    Last edited by buffy300577; 5 April 2014, 16:42.
  • PlanB
    started a topic Am I a Bad Landlord? You decide :)
    in Debt & Housing

    Am I a Bad Landlord? You decide :)

    I'm starting this thread because I want you to tell me what makes a Landlord a bad person through the eyes of a Tenant. I know what the law says I should do in each case but it's time you told me what should be expected of a Landlord regardless of their legal obligations.

    It's no secret...
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  • AAD News Feed
    started a topic Equifax in new tenant verification partnership
    in AAD News Feeds

    Equifax in new tenant verification partnership

    Equifax in new tenant verification partnership

    This is a duplicate of the Blog Entry made on 14th January 2014 18:38.

    Landlords and letting agents network landlordreferencing.co.uk has chosen credit reference agency Equifax to enhance its tenant vetting services as......
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  • SA Gold
    started a topic Balance transfers when its not the account holder
    in Balance Transfer Cards

    Balance transfers when its not the account holder

    Evening,

    Not sure the title is the best; i was wondering if its permitted for someone other than the original account holder to transfer that balance to their credit card?
    i.e Peter has a balance on a 15% card and Paul offers to transfer it to his on his new 0%

    ...
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  • AAD News Feed
    started a topic Councils allow bailiff aggression, says Citizens Advice
    in AAD News Feeds

    Councils allow bailiff aggression, says Citizens Advice

    Councils allow bailiff aggression, says Citizens Advice

    This is a duplicate of the Blog Entry made on 23rd December 2013 08:15.

    Citizens Advice is accusing councils of letting bailiffs get away with threatening and aggressive behaviour when collecting council tax debts....
    See more | Go to post
  • ey_137
    started a topic Capital one default!!
    in Defaults

    Capital one default!!

    Hello all,

    Capital One defaulted me on the 03/05/2009 I have continued to make payments (stupidly) the balance sits at £502 and out of the 6 defaults I had this is the only one left on my credit file.

    I sent a request asking for a copy of the default notice to challenge the...
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