Hi All

I've recently been receiving letters for Cabot over an alleged debt with a card company called 'Monument'. I have some very vague recollection of this debt but it's going back a considerable amount of time -we're talking at least 10 years. It's not listed on my credit file so I...

Hi All,

With the help of this site I've been helping out a family member regarding Natwest (cc, loan and overdraft), Egg Card, Capital One card and Barclaycard.

Its been successful in so far as no stress for family member, affordable payments, no court action so family member...

Hi everyone,


Its been a while but have an issue that needs your knowledgeable help please

In 2011 a debt collecting agency 1st credit sent a letter asking my husband to contact them, this was to do with a car loan that my husband had on a car and thought at the time...

Hi Guys,

Been posting here for sometime and whilst I have received and gathered lots of help my debt has finally gotten to much. I just received a bill from HMRC for income tax where i need to pay £6k by the end of the month. ( I have zero money to pay this ) I owe around £40k to credit...

Hi,

This is all new, I have had a little read and would like to ask for some help. Stupidly many years I signed a joint HP agreement 03. We parted ways and I was lead to believe that the car had been refinanced to remove me from the agreement 04. After checking my credit file in 09 I discovered...

Hi all

I'm battling with a CCA at the moment who keeps hounding me. I believe the debt is statue barred but they're listing an incorrect date on my credit file (2 years ago) and I've requested a SAR. They've responded by sending me a copy of my own SAR request along with a log of all...

If one has only just stopped paying towards a debt and then stops and it is sold and then one asks for CCA..... can they not come back with a "well look, you paid this account until xx/xx/xxxx so you KNOW it's your debt?"

Hi guys,

I really need some help and advice here please.

A few days ago I received a money claim CCJ from Lowell for an old o2 account.

I am so angry because I called them twice a few months ago to get the information (dates etc) for when the debt was from as I...

Hi everyone! Brief description of my problem -
Lowells/ Hamptons own 2 Hsbos accounts 1 credit card 1 overdraft. Cc is pre 2007 overdraft opened 2000. Statue barred around May 2014. Noa sent to me July 2013 for both accounts, I have ignored all their letters until now.

Recently sent...

Hi - I ran away from alot of debt many moons ago and its all statue barred - I've even successfully fought of some old debt collectors.

My credit report is clean, positive all accept the lack of any credit accounts.

So I tried to get a simple credit card to help build up...

Hi All

I'm still pretty new to this site and to the intricacies of consumer credit law.

Having recently reviewed my credit file I'm trying to clean it up. I've satisfied a £500 CCJ that was issued October last year and I've got another 3 debts to work on.

The...

I've had a letter from an organisation who state that I may be entitled to compensation for my card and/or identify protection policy.

At first, I thought this was just another claims management company scam, but now I'm not so sure. It may be genuine and I think it refers to a Lloyds...

Hi everyone

Does anyone know if the 6 year rule applies with HMRC ?

I have got into a bit of a mess with them due to being made redundant in 2010. I have been ticking along since then pretty much by the seat of my pants but I know I owe them money due to having a company...

Hello,

Hope someone can help, I'm not sure what to do on this.

I received a letter today from Bryan Carter Solicitors. They are writing regarding an old Barclaycard account that was with Lowell.

When Lowell took it over I wrote explaining it was in dispute...

Hi Everybody

I have been on a DMP with MBNA since September and have no reached a 35% partial settlement figure on a credit card debt in excess of £10000 so a deal I am able to pay and happy about. However, although they say (in writing) that the account will be closed and that they...