Hey everyone

So, I'm in about £10k of debt, I'm 21 and I have no clue where to begin.

I've looked into DMP's however they ask for you to submit detials of all creditors, now this debt was accrued around 2 years ago, so has thus been sold several times and with this, I now...

Hello All,

Just got off the phone to my local council recovery department and I'm fuming!

Almost up to date with payments but last months payment cheque bounced. (It was actually the banks fault that it bounced but that's a different story!)
I had contacted the council...

Hi everyone,

I first posted about this account in another thread for a HSBC loan account. However as a claim for that account has now been issued and the two accounts are separate, I have started this new thread for this OD account.

This is a current account OD for £1017....

I tried to ask this question on another site and just received a barrage of comments stating what a drain on the countries resources I was, how immature I was etc. I just need an answer, I already know I've made mistakes. I don't need reminding =(

So to cut a long story short:
Debt...

Good day to all,


I have received a letter from MKDP LLP, whoever they are stating they have bought my alleged debt value 2K from Barclaycard. Similar letter supposedly from BC in the same envelope. Do any of you good people know anything about these people. Many thanks.

I've been reading around a lot but struggling to find much useful advice so I'd be grateful if anyone has any ideas.
Per the title we are currently dealing with debt that isn't ours. My father has left the country & Europe, leaving a fair amount of debt unpaid & no contact details. We...

EGG
Interest frozen, defaulted 2006/7.

Name: Egg

Type: loan

Date commenced: 2005

Approx balance: £14,018.07

Date last paid: 1st May 2013

Arrangement: not paying now previously token payments via dmp
Status:...

Hello!

Just wondering if any cross-referencing goes on (as far as people know) with DCAs when they're "administering" more than one of your accounts for different creditors at the same time? Or whether they're to be thought of as being completely separate?

I'm guessing...

hi all
i thought i would just post this incase it helps anyone else in the same situation
my partner owed £160.00 council tax which was being paid upto when i was made redundant in december, a liability order was granted in feb 2013.
As a result of this marston group sent a letter...

I'm having a bad run at the minute.

Today I got a court summons for missing the last 2 payments of the last year's tranch of council tax (I think that'd be for Feb and March, but perhaps Jan and Feb).

Anyway, I've paid them the arrears plus their court fee of 35.00 and it...

Good evening everyone,

Posting on behalf of Mrs Baker.

In December 2010, she sent a Section 78 request to Experto Credite re an MBNA credit card debt that had been defaulted. They replied, saying they would contact the original creditor. They then wrote again, saying the...

Ok so my mother is in debt to several credit card and catalogues, some thousands of pounds. She knew, due to a change of circumstances, that she would have to stop repaying and default on all of her agreements. She stayed with me very briefly and had the address changed with all her lenders. She...

Okay, first post on first day on this site...
I'll not go through the whole story but will just say where I am now.

I have sent 3 CCA recorded delivery letters each to the OC, the OC's agent and the DCA...the last letter is out of time for a reply, in fact no one has replied to any...

I have been making regular payments to Cabot on a debt, however, today I have receieved a letter from Cabot stating that "As we have not come to a mutual agreement to repay your account, Cabot will be passing your account out to Quantum Leap," enclosed is the usual approach and no, they do...

Hi all, I'm new to this forum but could do with some advice if possible.

In 2006 my wife and I took out a secured loan for approximately £7000. To cut a VERY long story short, after repossession last year we've managed to redeem the loan and get our house back at a cost just short of...