500 results in 0.0095 seconds.
-
Failed IVA
Hi my Iva failed in 2012 and is still showing on my credit reference file - can anyone advise when this will drop off my file as it is showing as 110 months old? -
Help and advice for debt of over £80k+
Hello all I'm new to this forum and I'm really hoping you are all a friendly bunch who won't judge me too much
My husband and I have always been in debt for as long as we've been together, and we are at the point where we are just being crippled every month with high interest and fallen... -
Help Needed Cowboy Builder Threatening Court
I need help as I am in the unfortunate position of being in dispute with a builder who was doing a building job for me. I sacked him before he finished the work because he is incompetent. Not only that but he lied to me, didn't turn up most days, had a near miss involving a neighbour and generally... -
CCA
So after months of deliberation I have decided to go down this route. I have debts both pre and post 2007 that are still outstanding. Is it worth sending off for post 2007 agreements as I get the impression these are exempt. Also do I send to the original lender or to the DCA? Any advice, including... -
Lending Stream / PRA Group
Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
They are Lending Stream & PRA Group.
The entries read as follows:
Lending Stream:
Account Started: 28/01/2011; Default Balance: £788;... -
SCS - carpet issues
Hiya,
I wondered if anyone can offer some advice?
I a moving to a newly built house- due to get keys /complete on April 28th. I ordered (and paid for in full) a new carpet back in the January sales but have now got an issue that the house (which i have... -
Bank of Scotland credit card help
I am going to go and try and speak to them in the branch tomorrow but I wanted some advice first and this seemed like a good site to start with and speak to other people. I should also say I called them tonight to explain the situation but it did not go well at all. I just want advice from others in... -
Advice needed.
Basically I have been on a DMP for a while now and though it still has a way to go before it ends a lot of the defaults on my credit report are due to fall off in the next 9 months. This would then show only £3000 of debt on my file. I was hoping to try and settle this amount in the way of a full and... -
Please help - Single, student mum owing £3500 in housing benefit overpayment
Hi there, I am really hoping that someone may be able to help me at all as i am so worried.
I am a single mum and I am in my third year of my degree course. I have just received a letter that housing benefit has been overpaid to me since 2014 and i now owe them £3500! They never... -
Moorcroft and Wescot are not the DP
Five of my accounts are with Moorcroft and another two with Wescot. I sent CCA request letters for all of them recently and have received replies which in all cases say .... "in line with our client's procedure you are required to contact our client directly..." or .. "we are not the... -
Catalogue default
Sorry another question about a small Next Catalogue debt.
- The default date has been set at July 2013.
- At that time, the outstanding balance was around £50.
- I wrote to the creditor advising of position and offering token monthly payment - this was declined.
- The default - dated
-
debtnewbie's Diary
Here's the (long) list - hope this format is okay...any advice much appreciated!
Last edited by debtnewbie; 12 March 2017, 17:11. -
Debt Advice Please
Hello Everyone!
I have two CCJs on file - one being paid off (slowly) and the other default in judgment but rarely hear anything from them.
I also have a multiple defaults from 4 year old accounts.
All the creditors have written off the debts except for Lowell... -
Hereford Vets UE Diary
Well here goes firstly thanks for everyones initial advice its taken a huge weight already irrelevant of the outcome! Ive started my quest to get debt free with a lot of old credits cards!
Quick outline run up lots of debts upto 2007 due to failing business, robbed peter to pay paul and... -
HFX C.Card from 2002 now with 1st Credit
Hi everyone
I'm being pursued by 1st Credit for an old HFX Ccard debt – not stat barred until August/Sept
Haven't received Claim yet, but they have had Lester Aldridge write to me giving me 16days to pay 1st Credit etc etc
I can upload or PM several pics here hoping for some...