Good evening everyone,

Posting on behalf of Mrs Baker.

In December 2010, she sent a Section 78 request to Experto Credite re an MBNA credit card debt that had been defaulted. They replied, saying they would contact the original creditor. They then wrote again, saying the...

So, here we are with my own story. I should warn you at the start that unless your idea of fun is watching black paint dry in a coal cellar at midnight you may want to leave now. Witty and entertaining this will not be. This case has been dragging on so long now I need FOUR initial posts to outline...

I have a debt that I am paying to Crapquest, and have been since January 2009.

When they first made contact I spoke to them on the phone, where they proceeded to bully and threaten me into paying £52.50 a month, which I have done since.

Back in 2009 I didn't know that I should...

Nothing has happened yet - no need to worry lol.

I just have a question. I know for unfair dismissal etc you need to have been employed 12 months, but I am assuming within that 12 months, barring any probationery period, that due process still has to be followed??

I.E. -...

Hi All

First of all, hello to everyone and great job by all the forum advisors. Ive been a secret lurker for some time, but now have to take the plunge relating to a situation I have found myself in.

I have been served with a statutory demand notice from a London based...

Anyone else going to be watching this documentary or is it just gonna be me lol x

This may be overly optimistic - but is there a way of ascertaining how much a debt was sold on for?

Would it be on what I've heard as the Deed of Assignment?

Might be naive in thinking I could get my hands on this - but curious. I'd imagine different dcas pay different amounts...

A married couple were sent on a New Deal for 25+ people by their JSA advisor. This means they take you off JSA, give you your P45 and are then give you a 'training allowance', basically JSA with an extra few pounds a week plus ten pence JSA so they can put you on a rapid reclaim if you need to go...

hi if a crediter can go for bancrupcy at anytime why dont they.i am after piece of mind here guys